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Question: Do you agree with idea "Bitcoin bank" ?
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I don't know/I'm not sure yet
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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 139495 times)
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December 21, 2016, 08:15:22 AM
 #761

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.

With the fast pace of technology, we may say now that we don't need it but I guess when the right time comes. We don't have choice when those banks are going to adopt the usage of bitcoin with their system. But as of now we don't need to think about that for that will be a long debate in the congress of a country that will allow that to happen.

Banks will not adopt Bitcoin as in them offering you a Bitcoin bank account where you can deposit and withdraw coins. What I however can see happening at some point, is that they offer a feature to trade Bitcoin via a stock-like manner. It's you buying and selling Bitcoin, but without the ability of actually depositing and withdrawing Bitcoin. It's perhaps an extreme example, but I can't think of any other ways of seeing banks jump into Bitcoin. Not that they wouldn't see anything in it, but just because of the government keeping them under tight control.

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December 21, 2016, 08:29:18 AM
 #762

I agree, with the existence of the bitcoin bank certainly the more expand the use bitcoin. It also could make it easier to buy and sell bitcoin transactions. With the existence of the bitcoin bank will certainly easily find ATM bitcoin.
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December 21, 2016, 08:54:39 AM
 #763

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?

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December 21, 2016, 09:09:25 AM
 #764

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
The question to ask is this one: What services do i need? Can only a bank provide them?
Well, i need a place to store my money. A bank can do this, but so can i. I can do it even safely. I need the possibility to send and receive money. A bank can do so, but i can too. Can i take out a loan? At a bank this is possible if you match certain criteria, but there are other ways if you need to. A bank can pay me interest rates, but they are laughable so thank you but i prefer to invest my money elsewhere. A bank can advice me where to invest, but why would i ask someone who knows less then me, but charges more?

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December 21, 2016, 09:31:02 AM
 #765

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.

With the fast pace of technology, we may say now that we don't need it but I guess when the right time comes. We don't have choice when those banks are going to adopt the usage of bitcoin with their system. But as of now we don't need to think about that for that will be a long debate in the congress of a country that will allow that to happen.

Banks will not adopt Bitcoin as in them offering you a Bitcoin bank account where you can deposit and withdraw coins. What I however can see happening at some point, is that they offer a feature to trade Bitcoin via a stock-like manner. It's you buying and selling Bitcoin, but without the ability of actually depositing and withdrawing Bitcoin. It's perhaps an extreme example, but I can't think of any other ways of seeing banks jump into Bitcoin. Not that they wouldn't see anything in it, but just because of the government keeping them under tight control

It is assumed that governments might become more loyal toward Bitcoin

Okay, you don't need to reiterate all the reasons why they in fact might not be interested in becoming more friendly. Whatever you could say, I would likely add a couple other reasons to that. Nevertheless, if Bitcoin is accepted and regulated as a foreign currency (which would be the best option as I'm inclined to think), there is not a single reason to assume anything you come to assume. For example, that banks would allow you to keep only cash settled bitcoins. If you open a bank account in a certain foreign currency, you can send it to another bank as well as withdraw it through an ATM just like your local money

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December 21, 2016, 01:50:37 PM
 #766

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
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December 22, 2016, 08:58:15 AM
 #767

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.

With the fast pace of technology, we may say now that we don't need it but I guess when the right time comes. We don't have choice when those banks are going to adopt the usage of bitcoin with their system. But as of now we don't need to think about that for that will be a long debate in the congress of a country that will allow that to happen.

Banks will not adopt Bitcoin as in them offering you a Bitcoin bank account where you can deposit and withdraw coins. What I however can see happening at some point, is that they offer a feature to trade Bitcoin via a stock-like manner. It's you buying and selling Bitcoin, but without the ability of actually depositing and withdrawing Bitcoin. It's perhaps an extreme example, but I can't think of any other ways of seeing banks jump into Bitcoin. Not that they wouldn't see anything in it, but just because of the government keeping them under tight control.

I guess as long as the bank is there, everything that can be offered by those banks who will adopt bitcoin will be applicable. Even though that there are third party sites that are offering this already still the bank is good to do it deposit and withdraw coins just like the usual way of doing it with fiat money. But I guess many will just use the loaning service of banks instead of deposit and withdrawal.



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December 22, 2016, 09:31:25 AM
 #768

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
I dont think people would really like to use bitcoin bank since there are wallets on the net its either on online or offline and putting bitcoin in bank will reveal your identity.Well for some it maybe okay for them since they somehow assure regarding on the security of their bitcoins.

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December 22, 2016, 09:42:39 AM
 #769

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
The question to ask is this one: What services do i need? Can only a bank provide them?
Well, i need a place to store my money. A bank can do this, but so can i. I can do it even safely. I need the possibility to send and receive money. A bank can do so, but i can too. Can i take out a loan? At a bank this is possible if you match certain criteria, but there are other ways if you need to. A bank can pay me interest rates, but they are laughable so thank you but i prefer to invest my money elsewhere. A bank can advice me where to invest, but why would i ask someone who knows less then me, but charges more?

So what is your conclusion?

If you didn't say it but meant that you don't need any Bitcoin banks at all, that may well be the case for you personally. But you should think about other users as well. Can people hold their bitcoins safely and securely locally? I think that the total majority of users can't do that, and they are using web wallets instead. You seem to deliberately avoid the fact that web wallets are paying transaction fees for their clients. Bitcoin banks as a further development of web wallets will most certainly do the same. Further, I don't think you can really take a loan unless the other side already trusts you. Other than that, what kind of collateral are you going to provide online?

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December 22, 2016, 09:58:01 AM
 #770

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
I dont think people would really like to use bitcoin bank since there are wallets on the net its either on online or offline and putting bitcoin in bank will reveal your identity.Well for some it maybe okay for them since they somehow assure regarding on the security of their bitcoins.
Bitcoin bank is not necessary, but we need bitcoin ATM in my country. I heard that in some country people would withdraw their bitcoin money through atms. It's an actually good idea they will charge for this service, but it is useful. In my country, it's not there. So if we get this, we will be happy no need bitcoin bank.

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December 22, 2016, 10:16:42 AM
 #771

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
The question to ask is this one: What services do i need? Can only a bank provide them?
Well, i need a place to store my money. A bank can do this, but so can i. I can do it even safely. I need the possibility to send and receive money. A bank can do so, but i can too. Can i take out a loan? At a bank this is possible if you match certain criteria, but there are other ways if you need to. A bank can pay me interest rates, but they are laughable so thank you but i prefer to invest my money elsewhere. A bank can advice me where to invest, but why would i ask someone who knows less then me, but charges more?

So what is your conclusion?

If you didn't say it but meant that you don't need any Bitcoin banks at all, that may well be the case for you personally. But you should think about other users as well. Can people hold their bitcoins safely and securely locally? I think that the total majority of users can't do that, and they are using web wallets instead. You seem to deliberately avoid the fact that web wallets are paying transaction fees for their clients. Bitcoin banks as a further development of web wallets will most certainly do the same. Further, I don't think you can really take a loan unless the other side already trusts you. Other than that, what kind of collateral are you going to provide online?
I think everyone must answer those question for themselves and conclude if he need a Bitcoin bank or not. I do not need them and everybody who is willing to put in some time should be able to learn all he need to know to be independent. And i am very confident, that the people who give out loans will find a way to operate with a profit or leave this business to someone who can.

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December 22, 2016, 12:04:31 PM
 #772

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
I dont think people would really like to use bitcoin bank since there are wallets on the net its either on online or offline and putting bitcoin in bank will reveal your identity.Well for some it maybe okay for them since they somehow assure regarding on the security of their bitcoins.
I think we will not know until it happens. I think there's a bitcoin bank, it will not give any damages to you, after all, it's up to you to use it or not it's free
maybe there are some users who prefer to use a bank, yeah who know?

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December 22, 2016, 01:02:11 PM
 #773

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
The question to ask is this one: What services do i need? Can only a bank provide them?
Well, i need a place to store my money. A bank can do this, but so can i. I can do it even safely. I need the possibility to send and receive money. A bank can do so, but i can too. Can i take out a loan? At a bank this is possible if you match certain criteria, but there are other ways if you need to. A bank can pay me interest rates, but they are laughable so thank you but i prefer to invest my money elsewhere. A bank can advice me where to invest, but why would i ask someone who knows less then me, but charges more?

So what is your conclusion?

If you didn't say it but meant that you don't need any Bitcoin banks at all, that may well be the case for you personally. But you should think about other users as well. Can people hold their bitcoins safely and securely locally? I think that the total majority of users can't do that, and they are using web wallets instead. You seem to deliberately avoid the fact that web wallets are paying transaction fees for their clients. Bitcoin banks as a further development of web wallets will most certainly do the same. Further, I don't think you can really take a loan unless the other side already trusts you. Other than that, what kind of collateral are you going to provide online?
I think everyone must answer those question for themselves and conclude if he need a Bitcoin bank or not. I do not need them and everybody who is willing to put in some time should be able to learn all he need to know to be independent. And i am very confident, that the people who give out loans will find a way to operate with a profit or leave this business to someone who can.

So you basically don't know?

From what I read here, lending bitcoins is more like playing Russian roulette. I guess you wouldn't call gambling as a business unless you are a casino owner yourself? If you are a borrower, Bitcoin banks would obviously require real collateral. In this way, on the one hand, borrowers will be discouraged from defaulting on their loans, and, on the other hand, deposits in such banks will be protected by proper collateral. In respect to everybody being be able to learn all they need to know to be independent, most ordinary people can't even install MS Office without help, let alone manage their desktop Bitcoin wallet

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December 22, 2016, 01:27:12 PM
 #774

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
The question to ask is this one: What services do i need? Can only a bank provide them?
Well, i need a place to store my money. A bank can do this, but so can i. I can do it even safely. I need the possibility to send and receive money. A bank can do so, but i can too. Can i take out a loan? At a bank this is possible if you match certain criteria, but there are other ways if you need to. A bank can pay me interest rates, but they are laughable so thank you but i prefer to invest my money elsewhere. A bank can advice me where to invest, but why would i ask someone who knows less then me, but charges more?

So what is your conclusion?

If you didn't say it but meant that you don't need any Bitcoin banks at all, that may well be the case for you personally. But you should think about other users as well. Can people hold their bitcoins safely and securely locally? I think that the total majority of users can't do that, and they are using web wallets instead. You seem to deliberately avoid the fact that web wallets are paying transaction fees for their clients. Bitcoin banks as a further development of web wallets will most certainly do the same. Further, I don't think you can really take a loan unless the other side already trusts you. Other than that, what kind of collateral are you going to provide online?
I think everyone must answer those question for themselves and conclude if he need a Bitcoin bank or not. I do not need them and everybody who is willing to put in some time should be able to learn all he need to know to be independent. And i am very confident, that the people who give out loans will find a way to operate with a profit or leave this business to someone who can.

So you basically don't know?

From what I read here, lending bitcoins is more like playing Russian roulette. I guess you wouldn't call gambling as a business unless you are a casino owner yourself? If you are a borrower, Bitcoin banks would obviously require real collateral. In this way, on the one hand, borrowers will be discouraged from defaulting on their loans, and, on the other hand, deposits in such banks will be protected by proper collateral. In respect to everybody being be able to learn all they need to know to be independent, most ordinary people can't even install MS Office without help, let alone manage their desktop Bitcoin wallet
It is quite simple. If you are borrowing money to someone and do not get it back and also have no collateral, then you are doing something wrong. You should change something or let it go and stop lending money. Learn or leave eave the business to people who can do it profitable.
And do you really think people are to dumb to install Office? All they need is some proper training. Some are maybe to lazy or whatever, but everybody can learn it. If people have to they manage. If your life depended on the ability to swim, then you would learn it for sure. Were you born with the knowledge how to cross a street or did you first had to learn it? Just like most of us had to learn how to use a bank account, credit cards and stuff like that.

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December 22, 2016, 02:14:43 PM
 #775

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
I dont think people would really like to use bitcoin bank since there are wallets on the net its either on online or offline and putting bitcoin in bank will reveal your identity.Well for some it maybe okay for them since they somehow assure regarding on the security of their bitcoins.
I think we will not know until it happens. I think there's a bitcoin bank, it will not give any damages to you, after all, it's up to you to use it or not it's free
maybe there are some users who prefer to use a bank, yeah who know?

There is already blockchain and other bitcoin wallet providers and we can be our very own bank. But of course there is something new that will banks just to get some clients for their bitcoin bank service. And many will not going to like this service as we know banks are just always charging everything to their customers even those taxes.



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Rainbot
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December 22, 2016, 02:18:31 PM
 #776

of course I agree. because with the Bitcoin BANK we can get maximum security.
bitcoin us more secure and we do not have to be afraid we lost bitcoin owned.



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deisik
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December 22, 2016, 02:27:01 PM
 #777

So you basically don't know?

From what I read here, lending bitcoins is more like playing Russian roulette. I guess you wouldn't call gambling as a business unless you are a casino owner yourself? If you are a borrower, Bitcoin banks would obviously require real collateral. In this way, on the one hand, borrowers will be discouraged from defaulting on their loans, and, on the other hand, deposits in such banks will be protected by proper collateral. In respect to everybody being be able to learn all they need to know to be independent, most ordinary people can't even install MS Office without help, let alone manage their desktop Bitcoin wallet
It is quite simple. If you are borrowing money to someone and do not get it back and also have no collateral, then you are doing something wrong. You should change something or let it go and stop lending money. Learn or leave eave the business to people who can do it profitable.
And do you really think people are to dumb to install Office? All they need is some proper training. Some are maybe to lazy or whatever, but everybody can learn it. If people have to they manage. If your life depended on the ability to swim, then you would learn it for sure. Were you born with the knowledge how to cross a street or did you first had to learn it? Just like most of us had to learn how to use a bank account, credit cards and stuff like that.

You analyze this situation in isolation

It is not about if people can or cannot learn something (they sure can if properly motivated). The question is basically about choice, not learning as such. If they can use web wallets and they don't need to install some abstract MS Office, the process which they likely don't consider as worth the effort, they will most likely choose the first option. Other than that, I'm heavily inclined to think that if there were no web wallets, many people wouldn't use Bitcoin at all

burner2014
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December 22, 2016, 02:29:35 PM
 #778

No I do not think that we need something like that because of the fact that its something that is not needed for us right now.
I agree with you, I think we do not really need a bitcoin bank dude, because in fact we still can easily store your bitcoin in a wallet and it's much safer than bank and without any control right ?
Correct. The possibility and most probably would happen if there is bitcoin bank will be tax implementation or the final tax that is imposed if you have savings account in a bank and I don't think that it is a good idea. But the good thing is many people will get interested in how bitcoin works.
I dont think people would really like to use bitcoin bank since there are wallets on the net its either on online or offline and putting bitcoin in bank will reveal your identity.Well for some it maybe okay for them since they somehow assure regarding on the security of their bitcoins.
I think we will not know until it happens. I think there's a bitcoin bank, it will not give any damages to you, after all, it's up to you to use it or not it's free
maybe there are some users who prefer to use a bank, yeah who know?

There is already blockchain and other bitcoin wallet providers and we can be our very own bank. But of course there is something new that will banks just to get some clients for their bitcoin bank service. And many will not going to like this service as we know banks are just always charging everything to their customers even those taxes.
One of the avoidable things if we save or transact money thru bank is the different bank charges, and we really hate it. One of the reasons why I do love bitcoin is the less transaction fee and not time consuming. So, I really don't agree with bitcoin bank.
Senor.Bla
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December 22, 2016, 02:52:42 PM
 #779

So you basically don't know?

From what I read here, lending bitcoins is more like playing Russian roulette. I guess you wouldn't call gambling as a business unless you are a casino owner yourself? If you are a borrower, Bitcoin banks would obviously require real collateral. In this way, on the one hand, borrowers will be discouraged from defaulting on their loans, and, on the other hand, deposits in such banks will be protected by proper collateral. In respect to everybody being be able to learn all they need to know to be independent, most ordinary people can't even install MS Office without help, let alone manage their desktop Bitcoin wallet
It is quite simple. If you are borrowing money to someone and do not get it back and also have no collateral, then you are doing something wrong. You should change something or let it go and stop lending money. Learn or leave eave the business to people who can do it profitable.
And do you really think people are to dumb to install Office? All they need is some proper training. Some are maybe to lazy or whatever, but everybody can learn it. If people have to they manage. If your life depended on the ability to swim, then you would learn it for sure. Were you born with the knowledge how to cross a street or did you first had to learn it? Just like most of us had to learn how to use a bank account, credit cards and stuff like that.

You analyze this situation in isolation

It is not about if people can or cannot learn something (they sure can if properly motivated). The question is basically about choice, not learning as such. If they can use web wallets and they don't need to install some abstract MS Office, the process which they likely don't consider as worth the effort, they will most likely choose the first option. I'm heavily inclined to think that if there were no web wallets, many people wouldn't use Bitcoin at all
For me web wallets and banks are not necessarily the same thing.
Giving people a choice is not always a good idea. We teach our kids math in school, because if given the choice most would rather play outside. But those kids would have a big problem later in life. So sometimes it is ok to force someone to learn something, but this is just my opinion. I think if you ask somebody if he is glad that he was forced to learn math or the use of desktop wallets, then most would agree.

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December 22, 2016, 03:08:27 PM
 #780

no i disagree with this idea.bitcoin banks will simply put new sparks in the bitcoin vernabilitys or the privacy because a bank can not follow the rules of bitcoin which is number one anonymity and the second trasparity and after than all we will get is just lower fees and fastwr transactions than normal banks. i think if we stick with bitcoin then we arnt gonna need a bank anyway


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