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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 142231 times)
soham
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January 15, 2017, 12:56:08 PM
 #1041

No, I really don't agree with the idea of a bitcoin bank in any way. Because a lot of questions needs to be answered. Bitcoin is still not aaccepted in majority of the countries. Either the government banned it or they just don't simple bother.

Also if a bitcoin bank is created, who will be the owner of the bank? Who will regulated the bank? Who will audit the bank? A big trust factor is there.


   
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Mastsetad
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January 15, 2017, 04:37:14 PM
 #1042

No, I really don't agree with the idea of a bitcoin bank in any way. Because a lot of questions needs to be answered. Bitcoin is still not aaccepted in majority of the countries. Either the government banned it or they just don't simple bother.

Also if a bitcoin bank is created, who will be the owner of the bank? Who will regulated the bank? Who will audit the bank? A big trust factor is there.



Exactly. Even if there are trusted people behind that bitcoin bank but i wonder why people would give their bitcoins to them just to keep them while they can do it without involving any third party simply in their computers or in internet.
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January 15, 2017, 11:07:55 PM
 #1043

No, I really don't agree with the idea of a bitcoin bank in any way. Because a lot of questions needs to be answered. Bitcoin is still not aaccepted in majority of the countries. Either the government banned it or they just don't simple bother.

Also if a bitcoin bank is created, who will be the owner of the bank? Who will regulated the bank? Who will audit the bank? A big trust factor is there.



Exactly. Even if there are trusted people behind that bitcoin bank but i wonder why people would give their bitcoins to them just to keep them while they can do it without involving any third party simply in their computers or in internet.
yes and in banks you need to pass from different steps and after that you will be able to deposit or withdrawal your bitcoin. so it is more easy to use online wallets for keeping and saving your bitcoin.
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January 15, 2017, 11:20:20 PM
 #1044

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.
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January 15, 2017, 11:33:36 PM
 #1045

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.

I dont think govenrment will ever accepting bitcoin, that is why bitcoin bank will never appear, by accepting bitcoin, it means the government will lose the power to control the tax and the transaction, the only way fro government to accept bitcoin is to treat bitcoin same way as fiat, so the government will ask you to provide information for every transcation you made
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January 16, 2017, 12:09:47 AM
 #1046

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.

I dont think govenrment will ever accepting bitcoin, that is why bitcoin bank will never appear, by accepting bitcoin, it means the government will lose the power to control the tax and the transaction, the only way fro government to accept bitcoin is to treat bitcoin same way as fiat, so the government will ask you to provide information for every transcation you made
I don't get why people still need Bitcoin to be accepted directly? When we can convert it to Fiat anytime which has more use and widely accepted in any country of origin. We don't need banks to accept Bitcoin.
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January 16, 2017, 05:45:00 AM
 #1047

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.

I dont think govenrment will ever accepting bitcoin, that is why bitcoin bank will never appear, by accepting bitcoin, it means the government will lose the power to control the tax and the transaction, the only way fro government to accept bitcoin is to treat bitcoin same way as fiat, so the government will ask you to provide information for every transcation you made
I don't get why people still need Bitcoin to be accepted directly? When we can convert it to Fiat anytime which has more use and widely accepted in any country of origin. We don't need banks to accept Bitcoin.
They have no idea what would the world would become if bitcoin will be accepted directly, for me it's good to always stay this way, at least we have different option to use and we can enjoy both. Banks are for fiat so there will be no bitcoin bank in the future.

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January 16, 2017, 08:41:00 AM
 #1048

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.

I dont think govenrment will ever accepting bitcoin, that is why bitcoin bank will never appear, by accepting bitcoin, it means the government will lose the power to control the tax and the transaction, the only way fro government to accept bitcoin is to treat bitcoin same way as fiat, so the government will ask you to provide information for every transcation you made
I don't get why people still need Bitcoin to be accepted directly? When we can convert it to Fiat anytime which has more use and widely accepted in any country of origin. We don't need banks to accept Bitcoin.
They have no idea what would the world would become if bitcoin will be accepted directly, for me it's good to always stay this way, at least we have different option to use and we can enjoy both. Banks are for fiat so there will be no bitcoin bank in the future.

That's good to enjoy both depending upon the requirement. Bitcoin banking when created will function same as now with miners sitting inside the bank and helping the users. Such implementations will help the public who lack in technology but would like to be a part of the growing digital asset.
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January 16, 2017, 08:55:38 AM
 #1049

with the bank I believe bitcoin will be one of the financial payment media most widely used in the world. because with these conditions, bitcoin will become more reliable and also secure in every use.
I think the banks have government will never accept bitcoin, you could see governments around the world reject bitcoin. because bitcoin anonymous and decentralized.
but if it happened it would be very nice for bitcoin
Governments accepting Bitcoin is probably one of the things that does not make sense, because this would be a way to reduce the power they have. Control over the local currency is one of the things that gives more autonomy to governments, and certainly is one of the pillars of the state. That is why all nations use fiat currency. For Bitcoin to gain space, everything will depend on the users.

I dont think govenrment will ever accepting bitcoin, that is why bitcoin bank will never appear, by accepting bitcoin, it means the government will lose the power to control the tax and the transaction, the only way fro government to accept bitcoin is to treat bitcoin same way as fiat, so the government will ask you to provide information for every transcation you made
Your statement above is wrong, there are some governments who have accepted bitcoin but it's considered as property and not a currency, for example, is Israel and U.S.A, you can find some article which was written by their government regarding this matter. By accepting bitcoin as property then they don't need to worry about whether bitcoin can take over the place of their local fiat.
So, they seem will never implement bitcoin as payment method to their government's instances

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January 16, 2017, 08:56:24 AM
 #1050

No, I really don't agree with the idea of a bitcoin bank in any way. Because a lot of questions needs to be answered. Bitcoin is still not aaccepted in majority of the countries. Either the government banned it or they just don't simple bother.

Also if a bitcoin bank is created, who will be the owner of the bank? Who will regulated the bank? Who will audit the bank? A big trust factor is there.



You take things way too seriously. It will be just a service that even you could have started up. Just start up an exchange with a wallet service, where you also happens to give out loans, or allow users to lend Bitcoin to each other. If you so wish you could even offer people interest over the coins that people store in your exchange. Give yourself a fancy name where the word bank is included, and voila, there you have your Bitcoin bank. I have to note that there are already several exchanges that offer a platform where users can lend Bitcoin to each other, so the first steps are already set. And while it's a horrible idea to use exchanges as wallet, it is possible even though it's not convenient. If you look at it from that point, then these exchanges are very close to being a Bitcoin bank.
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January 16, 2017, 09:26:10 AM
 #1051

Honestly I dont really like the Idea of having a bank for bitcoin since your bitcoin was gonna be controlled by a third parties institution  and of course when you apply for a bank account they need your personal information many people here don't want to invade their privacy another thing if the bank close in whom your gonna chase to gain your bitcoins back ? since bitcoin is meant to be anonymous , why don't you just stored it in your personal wallet and become you own bank?
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January 16, 2017, 10:09:31 AM
 #1052

I agree that bitcoin bank can be a thing. But it doesnt help with bitcoin. Bitcoin was created to remove all third parties that could control  your money and these aRe banks, trading , exchanges etc. it could work out but i think its still in progress
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January 16, 2017, 10:53:09 AM
 #1053

No, I really don't agree with the idea of a bitcoin bank in any way. Because a lot of questions needs to be answered. Bitcoin is still not aaccepted in majority of the countries. Either the government banned it or they just don't simple bother.

Also if a bitcoin bank is created, who will be the owner of the bank? Who will regulated the bank? Who will audit the bank? A big trust factor is there.

You take things way too seriously. It will be just a service that even you could have started up. Just start up an exchange with a wallet service, where you also happens to give out loans, or allow users to lend Bitcoin to each other. If you so wish you could even offer people interest over the coins that people store in your exchange. Give yourself a fancy name where the word bank is included, and voila, there you have your Bitcoin bank. I have to note that there are already several exchanges that offer a platform where users can lend Bitcoin to each other, so the first steps are already set. And while it's a horrible idea to use exchanges as wallet, it is possible even though it's not convenient. If you look at it from that point, then these exchanges are very close to being a Bitcoin bank.

These are not the same steps that banks would take

Exchanges are lending coins (i.e. the coins of other traders) with the purpose of encouraging trading and thus raising trading volume through margin trading (read earning more by collecting more trading fees). You can't withdraw these coins and spend them as you see appropriate. That seems to be the primary difference between borrowing through banks on the one side and exchanges on the other. i guess the mechanism behind the margin trading is very different from what is behind bank loans

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January 16, 2017, 11:00:24 AM
 #1054

No we dont need bitcoin banks since we already have one. We already have an existing bitcoin banks like coinbase,xapo this wallets are like bitcoin banks because it is where you store your bitcoins and having all access to your bitcoin.
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January 16, 2017, 11:22:34 AM
 #1055

-snip-

Hey Deisik,

seems like you know and support at least a bit the idea of btc bank.
Do you know good web wallets that take care of the fees? Apart Xapo which I reaaaaaaaaally don't like it...


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January 16, 2017, 11:52:02 AM
 #1056

I will strongly disagree on the idea of Bitcoin having a bank. It eliminates the purpose of Bitcoin not being controlled by anyone. Also why will you put Bitcoin in a bank when all its purpose can be done by a Bitcoin wallet? It would result into lack of innovation and critical thinking the result is no one will be willing to put their Bitcoin into a bank.

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deisik
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January 16, 2017, 12:01:16 PM
 #1057

-snip-

Hey Deisik,

seems like you know and support at least a bit the idea of btc bank.
Do you know good web wallets that take care of the fees? Apart Xapo which I reaaaaaaaaally don't like it...

Personally, I'm using Coinbase

The Bitcoin address in my profile is theirs (if you are curious). At first, I tried to install a desktop wallet (circa 2013), but I quickly abandoned that idea even if I'm developer myself. Ironically, it was primarily because of that since I have a seasoned eye and can quickly tell if a program is worth using, and it was outright unusable back then. Maybe, matters have been amended a lot since then, but I'm quite happy with my wallet at Coinbase. Apart from that, I have to move my coins pretty often, so it would soon turn very expensive for me to pay transaction fees for every move (it seems that my transactions are cutting a dent in the Coinbase budget)

Lawcker
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January 16, 2017, 12:06:40 PM
 #1058

I don't think there will be a Bitcoin Bank, but we will definitely see Blockchain banks in the near future.
Natalim
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January 16, 2017, 12:52:00 PM
 #1059

I will strongly disagree on the idea of Bitcoin having a bank. It eliminates the purpose of Bitcoin not being controlled by anyone. Also why will you put Bitcoin in a bank when all its purpose can be done by a Bitcoin wallet? It would result into lack of innovation and critical thinking the result is no one will be willing to put their Bitcoin into a bank.
The present features of bitcoin is already awesome, we are satisfied using it and that resulted to make others adopt in this revolutionary system as well. It's the decentralization that makes it very different from other forms of online payment, bank will will change it and we do not like it to happen.
People trust bank but smart people trust bitcoins, especially those who have something to invest that does not trust the banking system of a specific country.

waltonvani
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January 16, 2017, 01:00:03 PM
 #1060

Yes, I do but it must have been accepted by government and the government can control bitcoin with legal rules so that the bitcoin talk idea will become true. we are living in this digital world and your idea is very great to apply to all crypto currrecy such as bitcoin or dash...

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