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Author Topic: Do you agree with idea "Bitcoin bank" ?  (Read 142231 times)
Gameroid
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September 08, 2017, 07:59:15 PM
 #2041

Recently, i often see discussion about Bitcoin Bank. More and more people come here and ask about bitcoin bank & surprisingly i see few user agree with this idea.
So, i would like to find out the percentage of user who agreed with this idea.

Honestly, i think this idea is stupid and worst idea that i've seen in my life. What do you think?
p.s. we don't talk about bitcoin debit card OR any centralized service which only ask name and email address.
I don’t agree with it, because if bitcoin bank exist what is it’s difference on another banks that use on paper money? We don’t really need it. It is already fine that we store our bitcoin into a wallet that is secure. And just in case if people accepted it, what it can benefits to the people and is it different on bank that stores paper money? But on the other hand, they suggested it so I think that they know that it will be very beneficial to others but the other features will make opposites to what bitcoin really is.
that is what i am also thinking about it. i think that it is not a good idea. because we already too much tired from the formal way of using banks for depositing and withdrawal of money  from our local banks, i think the online wallet system is too good to be use as for using btcoin which we can easily access from anywhere and at any time without any resistance and difficulty.
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September 09, 2017, 05:45:34 AM
 #2042

What banking services did you want it to provide. There are several things that a bank does. I assume that the first and fore most that you are looking for is the interest payments. There are a few exchanges type sites that pay interest on the BTC balance that you have and maintain, so that is covered. Credit? Well, that is a whole new ball game.

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September 09, 2017, 05:48:52 AM
 #2043

What banking services did you want it to provide. There are several things that a bank does. I assume that the first and fore most that you are looking for is the interest payments. There are a few exchanges type sites that pay interest on the BTC balance that you have and maintain, so that is covered. Credit? Well, that is a whole new ball game.

It is hard to give credit and keep people anonymous at the same time. There are sites that give loans. So it depends on what you are looking for. We dont need all functions of banks. Maybe a few will do.

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September 09, 2017, 07:16:34 AM
 #2044

not agree this amazing reason for me to use bitcoin is because it is away central bank control
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September 11, 2017, 07:20:51 AM
 #2045

yes, I really agree with the idea of bitcoin bank, why? because with the existence of bitcoin bank we do not need to be confused if we will save or take bitcoin if we need and some are responsible for the bitcoin deposits
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September 11, 2017, 08:12:19 AM
 #2046

I think the bank for bitcoin is less useful. because the transaction and exchange can be directly done via gadget. but if it should be there I think it could jafi some kind of call center for complaints and bitcoin related reports.

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September 11, 2017, 08:18:46 AM
Last edit: September 14, 2017, 12:44:27 PM by Dapallo
 #2047

I don't agree with that because that is special about bitcoin it is not a bank it is controlled by yourself you are your own bank your money is save by yourself and that is not what a normal bank can do a normal bank can use your money but bitcoin cannot do that it is your choice if you want to use it or not.

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September 11, 2017, 08:18:53 AM
 #2048

I think that bitcoin was developed exactly to avoid the banks.
Everything a bitcoin bank would accomplish is to import all the problems people have with their banks into the bitcoin system.
Bitcoin has been doing fine without a bank now for several years.
We need exchanges, we need wallets, we don't need banks.

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September 11, 2017, 11:12:06 AM
 #2049

Online wallets is enough for storing our bitcoins. Banking our coins takes time because it requires to file your documents and process it. But in e-wallets, so easy to access, manage and monitor because it is handy and we carry it we ever we go. We can make huge profits if we have only the full control to our btc through buy and sell.

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September 11, 2017, 11:23:45 AM
 #2050

If there is a bitcoin  bank, there will be bitcoin  money in real life. Everyone will buy and sell bitcoin in real life. do not know how will.
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September 11, 2017, 12:08:41 PM
 #2051

Sometimes the Bank implements rules that are a bit detrimental to customers, I'm not sure many people will approve Bitcoin Bank because there may be rules that are also detrimental to bitcoin lovers. I think Bitcoin bank will even bother customers. I'm here disagree tends to not care, I mean I do not agree but do not really care.


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September 11, 2017, 12:17:31 PM
 #2052

Online wallets is enough for storing our bitcoins. Banking our coins takes time because it requires to file your documents and process it. But in e-wallets, so easy to access, manage and monitor because it is handy and we carry it we ever we go. We can make huge profits if we have only the full control to our btc through buy and sell.
I strongly agree online is enough than to have a third party like storing your coins in a bank cause in our time it is ok or much profitable the online aspect like look at our time now all is decentralized for some online so online wallet that we have to store are coins is enough.

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September 11, 2017, 12:26:31 PM
 #2053

I strongly disagree to this as far as I know with fiat currency is a centralize unit. But as for bitcoin / btc it is not and I would be glad it will remain the same as decentralize currency.
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September 11, 2017, 12:42:15 PM
 #2054

I guess using a bitcoin and bitcoin banks are very much different things
Because banks handles our account and know every single information about us or our source of income
And earning a bitcoin which is a considerably external topic . There are some banks for bitcoin like xapo, coinbase etc .
So by my point of view i dont lowkey support the idea of bitcoin bank..
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September 11, 2017, 12:49:57 PM
 #2055

It's kinda werid to put a Bank that you can store Bitcoin on.

Well actually that's why satoshi created bitcoin at the first place just to get away from what you call "centralized" you are your own bank here just make a paper wallet then store it in a hidden place. That's why satoshi made bitcoin peer to peer because of banks making high fees.
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September 11, 2017, 12:53:57 PM
 #2056

I completely disagree the idea of bitcoin bank i think we don't need it as bitcoin is meant to remain decentralized always and the idea of bank is to centralize bitcoin. Even some regulated web wallets like coinbase, xapo practice same restrictions like normal banks with lots of account lock down and KYC policies which is completely against what bitcoin was developed for.
I think since bitcoin has been popular to everyone even around the world I think bitcoin bank is a great idea. If this would be possible i think it is one of the steppingstone of bitcoin to be accepted by everyone of us even the government of China.

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September 11, 2017, 01:00:46 PM
 #2057

what is the purpose of bitcoin banks? i think its useless for us, because our bitcoin can work without bank or something like that, if we need to send or receive the money we can use it 24 hours in a day, i think its useless if bitcoin bank will make.
the best way is some services that receive the bitcoin payment, is more useful than bitcoin bank Cheesy

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September 11, 2017, 01:02:19 PM
 #2058

I completely disagree the idea of bitcoin bank i think we don't need it as bitcoin is meant to remain decentralized always and the idea of bank is to centralize bitcoin. Even some regulated web wallets like coinbase, xapo practice same restrictions like normal banks with lots of account lock down and KYC policies which is completely against what bitcoin was developed for.
I think since bitcoin has been popular to everyone even around the world I think bitcoin bank is a great idea. If this would be possible i think it is one of the steppingstone of bitcoin to be accepted by everyone of us even the government of China.

It's even difficult for me to imagine what kind of financial operations such a bank could carry out. He would be simply useless. And there are many risks and disclosure of anonymity.
No, I still do not agree with the idea of bitcoin bank

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September 11, 2017, 01:10:54 PM
 #2059

I think this idea its a chose of the customer, he needs to choose if he will save her bitcoins in a cold wallet or a site like coinbase, and we cannot change his decision, but the customers need to be reported about the risks about a hot storage of the money, in this moment i only see peoples using hot wallets because they dont know how to use a local wallet or peoples wich think theses site its more secure than the local wallet.
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September 11, 2017, 01:25:14 PM
 #2060

What is the sense of having hardware wallet and other safe wallet if we are going to have a bitcoin bank because it will make those wallets that said useless because most of the people will prefer bitcoin bank rather than those wallet which is i am not agree with because it is hard to trust third party like banks.
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