Lets say if a person has ₹25 Lakhs. So, how should he/she give it to you.
Will you meet them personally and send them money straight away to their account.
If you send ₹25lkh to someones account on paypal/netlr.. or anyother web based money holders they will simply put your account on hold and inform the government or will start to ask you where did you got this much money instantly.
its same like hawala and managers work.you give cash you get cash.
you can go to your banks manager if you know him very well.only thing is he will take 10% commision.
if you know hawala person in ur area he will do for 10-18% and gold person are doing for a 30-40%.