[LIST] Free EU bank accounts that you can be opened directly online

[freespirit]

Here is one more:
Denizen: denizen.io (EU and US account numbers)

[1714000081]

1714000081

[1714000081]

1714000081

[1714000081]

1714000081

[Vanquish_PT]

Do you still have money blocked on Bunq?
It's getting ridiculous that all the transfers nowadays have to be between accounts of same person name.

My account was unlocked now.

Let's see how it goes.

[countryfree]

Or here is a table for offshore banking, the site is not in English but it doesn't matter, most important is the list itself paradisfiscaux20.com/liste-banques-offshore.htm
I don't remember how it is called exactly but remember a lot of countries exchange banks information now, and the countries list is quite big

Thanks for this link. Very informative.

 

This list needs to be updated...
You may check the list of countries which automatically exchange banking information, here:

https://www.oecd.org/tax/transparency/AEOI-commitments.pdf

And you may also look for an eventual bilateral tax agreement between the country where you're a resident, and the country where you're planning to bank. But you have to be smart to aviod paying tax these days.

[bitjoint]

Monese is now blocking accounts...

FYI

[freespirit]

Monese is now blocking accounts...

FYI

What? All of them?

[LeGaulois]

This is the problem with these payments service. You never know what can happen tomorrow to your account. It can work good for 3 months and the next your account is gone/suspended. Even Paypal doesn't do such thing (without reason) I don't want to deal with a service and to be worried every day to see the account with a problem.

[Vanquish_PT]

Did you have to provide anything to get your account unblocked?

They just asked some questions about my account funding and outgoing transfers.

It was easy because like I said that was the first incoming transaction from a third-party account.

[Vanquish_PT]

Monese is now blocking accounts...

FYI

Unfortunately I can confirm this. 

And as if it wasn't enough I have more bad news. My Fidor account is also suspended 


I'm also quite sure that Revolut and Transferwise are exchanging information.

Some weeks ago I opened a transferwise account and verified my ID. The next day the account was blocked without any explanation. I never had a chance to even use the account. As I've been blocked in many banks there was no simple way to tell where they got their info about me.

But last week I opened a transferwise account in my wife's name. She verified the ID and asked a card and all seemed fine. The day the card arrived to us the account blocked. Well, my wife was only blocked by Revolut before, so I'm pretty sure that Revolut was the source of this information because I don't think they know we are married.

[hgerson]

And people should think to update their experiences with banks here:

https://moonbanking.com/?country=UK

So we don't lose time trying to open accounts with crypto hostile entities.

It's a good idea, but it's not very accurate because anyone can post as many shill reviews as they want.

Revolut positive score is all I need to know to call this bullshit.

[alani123]

Seems like UK based banks have some extra protovols for sharing information. Transferwise specializes in international transfers but their banking is also done in the UK. Well, if you are in the EEA there are better and cheaper options anyway.

[profdetected]

I know one more service with bank accounts https://www.ecopayz.com/. They offer free debit cards in three currencies: EUR, USD and GBP. And you can choose which bank requisites (Great Britain or Latvia) can be used for depositing.

[freespirit]

I know one more service with bank accounts https://www.ecopayz.com/. They offer free debit cards in three currencies: EUR, USD and GBP. And you can choose which bank requisites (Great Britain or Latvia) can be used for depositing.

Do they provide an IBAN number with your name on it?

[josephdd1]

Monese is now blocking accounts...

FYI

Unfortunately I can confirm this. 

And as if it wasn't enough I have more bad news. My Fidor account is also suspended 


I'm also quite sure that Revolut and Transferwise are exchanging information.

Some weeks ago I opened a transferwise account and verified my ID. The next day the account was blocked without any explanation. I never had a chance to even use the account. As I've been blocked in many banks there was no simple way to tell where they got their info about me.

But last week I opened a transferwise account in my wife's name. She verified the ID and asked a card and all seemed fine. The day the card arrived to us the account blocked. Well, my wife was only blocked by Revolut before, so I'm pretty sure that Revolut was the source of this information because I don't think they know we are married.

That really sucks. And its to go that information does not always end up where you think it does. Even so providing customer  information to third parties without customer's consent is not legal. Only if you could prove that the information was communicated you may be able to not only get it sorted but even get some cash of them.

[LeGaulois]

Anyone know this one https://www.veritascard.com/ We have a Mastercard and a dedicated IBAN in UK or France there are 4 available currencies: EUR, USD, GBP, ZAR for €29.90 per year and 2.5% per transfer (and useless but gas expenses reimbursed by up to 8 cents per liter)

I know one more service with bank accounts https://www.ecopayz.com/. They offer free debit cards in three currencies: EUR, USD and GBP. And you can choose which bank requisites (Great Britain or Latvia) can be used for depositing.

Do they provide an IBAN number with your name on it?

I think no because on the FAQ I see

"How does the local deposit option work?
It allows you to deposit funds direct from your bank account into your ecoAccount via our bank account located in your country. Deposits take 1 to 3 business days to arrive into your account."

@Vanquish_PT
If Revolut is snitching you have no luck, you're now labeled as bad guy, it's like getting a red trust here 

[alani123]

https://www.veritascard.com/

€29.90 per year and 2.49% for loading via bank transfer. wow That's quite expensive. I wouldn't bet in the longevity of such service when there are entirely free alternatives. Perhaps this is what keeps them in business though:

For everyone: students, employees, persons barred from banking, liberal professionals...

From their website.
So, is it bitcoin friendly? The question still stands. Wouldn't try it though.

[LeGaulois]

https://www.veritascard.com/

€29.90 per year and 2.49% for loading via bank transfer. wow That's quite expensive. I wouldn't bet in the longevity of such service when there are entirely free alternatives. Perhaps this is what keeps them in business though:

For everyone: students, employees, persons barred from banking, liberal professionals...

From their website.
So, is it bitcoin friendly? The question still stands. Wouldn't try it though.

€29.90 per year is not a problem for me but I do admit the 2.49% fee is expensive. The site is operating for about 7 years so I guess there is still a demand. But yes the real question is how crypto friendly is it. Another service similar is ViaBuy.com and they added Bitcoin deposits option (via BitPay) recently.

[f3tus]

OKPAY and MoneyPolo are now merged as MoneyPolo, so OKPAY can be removed from the 1st page.

Edit: OKPAY after merging with MoneyPolo is now known as Weezzo: https://www.weezzo.com/ but I don't think they offer IBAN now.

[f3tus]

Veritascard FAQ:

Can I load my Veritas with Bitcoin, Dogecoin, Monero, Blackcoin, litecoin or another crypto currency?

No because Veritas is not a trading platform for Bitcoin. But you can first sell your Bitcoins on an exchange platform for euros. Then, just order a bank transfer from your exchange platform to your Veritas using your dedicated IBAN.

And ViaBuy gives you a dedicated IBAN, but not in your name, so you can't use it for exchanges.

[alani123]

Mistertango will be disabling transfers from and to exchanges for free accounts (from the looks of it).

[freespirit]

Mistertango will be disabling transfers from and to exchanges for free accounts (from the looks of it).[/img]

I for one welcome the certainty. If there is a fee attached to being able to transact with exchanges, no big deal. At least they state that in this case they won't block your account for transacting with exchanges.