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Author Topic: How is the capital found?  (Read 3602 times)
Star.Wars (OP)
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January 23, 2017, 11:33:16 PM
 #1

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
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January 24, 2017, 12:03:11 AM
 #2

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

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January 24, 2017, 12:11:36 AM
 #3

Debt is a relative term, but that's basically the only option where you take out a loan from whatever entity. Or some one (e.g. family member) must hand you over plenty of money without wanting it back, but that doesn't seem like a realistic scenario. Even crowd funding can be seen as some sort of a loan-debt since people willing to invest in your project want something back (e.g. equity, money, etc). Another option that some people tend to do, is put their house on the line as collateral. It's probably the worst form of trying to attract capital, but there are people desperate enough to proceed with this. If things don't go to plan, then these people will regret it for the rest of their lives.
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January 24, 2017, 05:08:13 AM
 #4

If you're looking for investors you should write up a business plan to explain what your business will be/do, how you believe you will make a profit (and how long it will take), and what you'll do with the investment you receive.

A business plan should answer all questions an Investor could ask.

With that in hand you can pitch people your idea - family, friends, community members, whomever.
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January 24, 2017, 05:14:33 AM
 #5

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
The best way to get capital to your business just request a loan to the bank or in any lending services.If you need a big amount of capital just go on bank and offered them a collateral if its a small amount only you can ask a loan request to some lending services near on your area.
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January 24, 2017, 06:12:16 AM
 #6

If you're looking for investors you should write up a business plan to explain what your business will be/do, how you believe you will make a profit (and how long it will take), and what you'll do with the investment you receive.

A business plan should answer all questions an Investor could ask.

With that in hand you can pitch people your idea - family, friends, community members, whomever.
True, I think looking for investors is better way in my opinion because if you a loss investor can not requesting a refund because it was entrusted entirely to you. But if you're profit investors are entitled to the profit sharing from the profits that you receive. But you're right, to get an investor is not easy, you have to make investors believe your plan and must conform the investor wants. So to get the capital will be more secure by looking for investors than with debt or credit.
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January 24, 2017, 06:35:23 AM
 #7

   You need an excellent degree of professional skill in the field has a future. It is a guaranteed way to get capital, whether by skill or by investors have their attention to invest their money in your project.

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January 24, 2017, 06:39:10 AM
 #8

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink
I really love the idea marry into a rich family LOL. Actually, if you have a rich wife or a rich husband, it is certain that you do not have to do much. You just need to stay there and do the housework and help him/her to raise your kids. It is a little bit risky to open a business because you can lose your capital if you do not have any experience
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January 24, 2017, 06:54:21 AM
 #9

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

Another way to go about that is what is called Venture Capitalist, here you sell your idea to someone who has the money but not the idea but be ready to make some amount of compromise as to the profit sharing part. Also, you must be very convincing for the venture capitalist to buy into your idea and that you are the best to implement the plan...
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January 24, 2017, 08:27:33 AM
 #10

There are three things that you must consider in finding a capital. First is opportunity, if there are no oportunity presented in front of you then you will not earn your capital. Second is perseverance and skill, even with opportunity in front of you if it dont matches your skill it is still useless. Third is you need luck, this is the most important ingredient if you dont have luck you will not met an opportunity that matches your skills.

Why am I saying this its because I love business but I dont have capital. So what I did was to learn ways to earn online,many opportunity presented itself to me but it was out of my ability and so I learn the skills to be used in online jobs and luck came I was hired as a moderator on a bitcoin site and I am earning extra income. The profit that I earned from my online jobs was used in my business which is farm financing.
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January 24, 2017, 08:38:56 AM
 #11

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
Bank loan is known as term loan since they add term to the loan i.e. collateral. If you got collateral to offer, you can grab loan easily. However, loan for productive purpose (business) is not so easy. Usually banks charges high rates on them along with tough conditions regarding repayment.
So best is to seek partner in your business who can act as sleeping partner and you carry business for all. However, you need a convincing idea indeed!
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January 24, 2017, 12:11:35 PM
 #12

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

Another way to go about that is what is called Venture Capitalist, here you sell your idea to someone who has the money but not the idea but be ready to make some amount of compromise as to the profit sharing part. Also, you must be very convincing for the venture capitalist to buy into your idea and that you are the best to implement the plan...

One needs to be very careful while dealing with venture capitalists(VC). There are many cases where VC has removed the person who had the idea in first place. And later sold the idea to someone else.
Many have taken advantage of VCs and vice versa.
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January 24, 2017, 03:12:31 PM
 #13

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

Well, basically he highlighted everything you need to know to get some money for capital. But the best would be the last one. We all have to work hard to get the capital we need to invest. Just be careful after you get that capital, don't just invest in anything. Study the investment before you fully commit. Take care of your hard earned money.
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January 24, 2017, 06:57:03 PM
 #14

I have the same problem - there is an idea, but no money for its implementation. I have tried many things, but simply because the money can not be obtained. We need to work very hard in order to raise capital
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January 24, 2017, 08:10:42 PM
 #15

You can share your idea or company with financial investors, they invest on your idea, and they receive a part of the earnings on your company. But to find investors your idea has to be the best, and you need an advanced plan, not only the idea. The other options are about debt, banks don't give you money if you don't have a collateral of similar value.
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January 24, 2017, 08:29:40 PM
 #16

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

It depends on type of business. If you aren't rich, you can't make great business and invest millions. For small business you can to borrow money from bank in exchange of house or etc if you won't repay. Another way is to tell your ideas to some investors and atteackt them with that idea, of course there is chanse of idea stealing. I can't see any different alternative.

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January 26, 2017, 09:23:19 PM
 #17

There are three things that you must consider in finding a capital. First is opportunity, if there are no oportunity presented in front of you then you will not earn your capital. Second is perseverance and skill, even with opportunity in front of you if it dont matches your skill it is still useless. Third is you need luck, this is the most important ingredient if you dont have luck you will not met an opportunity that matches your skills.

Why am I saying this its because I love business but I dont have capital. So what I did was to learn ways to earn online,many opportunity presented itself to me but it was out of my ability and so I learn the skills to be used in online jobs and luck came I was hired as a moderator on a bitcoin site and I am earning extra income. The profit that I earned from my online jobs was used in my business which is farm financing.

Can a person with first and second items create their own luck?
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January 26, 2017, 09:41:09 PM
 #18

There are skills and hobbies in life that payout beyond work. By no means is working excluded, it just may be too tedious in these worrisome conditions to remain sane while living.

Stocks, Bonds, Real Estate as well as all internet properties can grow beyond to what labor can do... Always aim for profitable long term opportunity while entering into the short term workplace.

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January 26, 2017, 11:18:25 PM
 #19

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

There is no shortcut to success and you can't just start a business without capital. And you can't just ask a loan for having no source of income that will just put you in the deep of debt. I suggest that start from the beginning, try to find for a decent job and look for the company that will pay good compensation. And manage to save money while working their make saving as your priority. It will always be a happy feeling that you are the one who is going to manage your own money.

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January 26, 2017, 11:27:47 PM
 #20

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

There is no shortcut to success and you can't just start a business without capital. And you can't just ask a loan for having no source of income that will just put you in the deep of debt. I suggest that start from the beginning, try to find for a decent job and look for the company that will pay good compensation. And manage to save money while working their make saving as your priority. It will always be a happy feeling that you are the one who is going to manage your own money.
Thats true if you enter in a Business world you need small or big amount of money as your capital you cant start if you dont have a capital.Just like I said you can get capital by requesting loan in bank or in lending corporation but please be careful if you availing loan just take the best offer.
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January 27, 2017, 06:53:34 PM
 #21

I’m pretty confident that for every newbie the most suitable way to find capital is the FFF that is friends, family and fools. These people  because of their family ties lend money without consider the business idea of the borrower. Besides that if it is an innovative start up business you must consider the idea of angel investors https://www.entrepreneur.com/article/52742. Essentially, it covers the gap between the money given by FFF and Venture Capitals already searching applied ideas of several million dollars.
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January 27, 2017, 07:04:51 PM
 #22

Get a job, work hard, climb the corporate ladder. When you are on top earning lots of money, start your own business. If you are starting from the bottom (0), there is no other way but to work hard. Getting loans will not cut it. The interest will kill your business before you can even begin.
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January 27, 2017, 07:18:06 PM
 #23

I’m pretty confident that for every newbie the most suitable way to find capital is the FFF that is friends, family and fools. These people  because of their family ties lend money without consider the business idea of the borrower. Besides that if it is an innovative start up business you must consider the idea of angel investors https://www.entrepreneur.com/article/52742. Essentially, it covers the gap between the money given by FFF and Venture Capitals already searching applied ideas of several million dollars.

I do not agree with you. I participated in these companies, but no one of my projects supported, as well as friends. It is very difficult to create a project that is interesting. To do this, a lot of effort
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January 27, 2017, 07:18:26 PM
 #24

https://www.kickstarter.com

Don't get too excited though, they might want you to provide some doable theories and step by step instruction.
Just don't do a crapcoin launch please in the name of ICO Cheesy.

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January 27, 2017, 11:48:01 PM
 #25

Why post the same thing?
I’m pretty confident that for every newbie the most suitable way to find capital is the FFF that is friends, family and fools. These people  because of their family ties lend money without consider the business idea of the borrower. Besides that if it is an innovative start up business you must consider the idea of angel investors https://www.entrepreneur.com/article/52742. Essentially, it covers the gap between the money given by FFF and Venture Capitals already searching applied ideas of several million dollars.
I’m pretty confident that for every newbie the most suitable way to find capital is the (FFF) as Americans tenderly say friends, family and fools. These people  because of their family ties lend money without consider the business idea of the borrower. Besides that if it is an innovative start up business you must consider the idea of angel investors. Essentially, it covers the gap between the money given by FFF and Venture Capitals already searching applied ideas of several million dollars.

@OP, For capital, usually it's inheritance, if you don't have that, then it'd be loans from family or friends. If that doesn't work, then it'd be banks.
If you can't get one from that as well then it's either you're some incredibly smart and talented innovator and can get investors interested or you go the most normal route, which is to save, save, and save.

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January 28, 2017, 07:39:56 AM
 #26

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

There is no shortcut to success and you can't just start a business without capital. And you can't just ask a loan for having no source of income that will just put you in the deep of debt. I suggest that start from the beginning, try to find for a decent job and look for the company that will pay good compensation. And manage to save money while working their make saving as your priority. It will always be a happy feeling that you are the one who is going to manage your own money.
Thats true if you enter in a Business world you need small or big amount of money as your capital you cant start if you dont have a capital.Just like I said you can get capital by requesting loan in bank or in lending corporation but please be careful if you availing loan just take the best offer.

I understand that not all of us here can avail to request or ask the bank for loans as they need to be investigated by the credit team. And with op's status for sure he can't be approved for a loan, if he doesn't have a decent job because he is asking for a business which has no capital. Maybe being a real estate agent can be a good one.

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January 28, 2017, 09:52:03 AM
 #27

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

The most clear message, but there is also something missing : the crowdfunding. In case your businesss is innovative you can use those platforms. And in case it is not you should simply not open it since you will be facing great difficulties to make money with it !
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January 28, 2017, 12:00:25 PM
 #28

I believe the main issue is not always the capital, how visible is the business idea and also the go to market strategy. If you can find like minds who are competent, with a good go to market strategy, you would find investors to invest in your project. Crowdfunding has proved that right, alot of investors are willing to risk the money on a good idea, Just look at the amount of funds raised from this forum through ICOs almost every month.

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January 28, 2017, 02:39:22 PM
 #29

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

There is no shortcut to success and you can't just start a business without capital. And you can't just ask a loan for having no source of income that will just put you in the deep of debt. I suggest that start from the beginning, try to find for a decent job and look for the company that will pay good compensation. And manage to save money while working their make saving as your priority. It will always be a happy feeling that you are the one who is going to manage your own money.
Thats true if you enter in a Business world you need small or big amount of money as your capital you cant start if you dont have a capital.Just like I said you can get capital by requesting loan in bank or in lending corporation but please be careful if you availing loan just take the best offer.

I understand that not all of us here can avail to request or ask the bank for loans as they need to be investigated by the credit team. And with op's status for sure he can't be approved for a loan, if he doesn't have a decent job because he is asking for a business which has no capital. Maybe being a real estate agent can be a good one.

I tried to get a loan from the bank for business. I had to prove the profitability of the future project. But the ban has decided not to my advantage. I was given a very small amount. I did not even take it. I do not have enough
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February 02, 2017, 03:47:48 PM
 #30

https://www.kickstarter.com

Don't get too excited though, they might want you to provide some doable theories and step by step instruction.
Just don't do a crapcoin launch please in the name of ICO Cheesy.

I know this site. Some scammers are raising money to develop the project. Then we look at the project is canceled Smiley
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February 02, 2017, 04:10:36 PM
 #31

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
Savings is the best way in my opinion, but you need an early start to get as much as you can.
Depends on what kind of business you want to do, however, many people had tried with small amount of capital and could manage the money and costumers which makes them have bigger budget right now. The best business is who can offer the best services that many people looking for it.
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February 02, 2017, 04:15:11 PM
 #32

Your best bet, IF you have a proper business plan... would be to start a crowd funding or Kickstarter campaign. If this fails, you could borrow

some money from the bank or search for a investor. I started my first business with money that I borrowed from friends and family... but

this has it's drawbacks and carry a lot of family drama and baggage, if you fail. I was lucky... it was successful and I paid them back with

interest.  Grin

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February 02, 2017, 05:45:54 PM
 #33

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

Through crowd funding(bank for the future site is good one for you to start) or find investors. Nowadays the investors prefer to investing in start-up, it can be a chance for you to looking for.
It's back to your project and how you presenting your idea, plan and development. Awesome presentation is the key to attract such investors.
Keep in your mind, mostly bitcoin players is come from a trader and an investors, the rest is just a faucet hunter(lol).
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February 03, 2017, 03:47:48 PM
 #34

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
I will not advice you to borrow for investment from beginning. If you have maybe $100 you can start leverage trading. With a hundred dollars you can leverage up $19900 from fxopen or semplefx. Though leverage trading is like two eng swords you can still succeeded if you developed your skills and knowledge on how it works. Another options is through credit card.
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February 04, 2017, 09:09:09 AM
 #35

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

The only way is to get an appealing business proposal and search for a loan from friends and loved ones or cooperation sand even people who dream of investing in your business-like ideas. The net is wide and your proposal need to be appealing enough.
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February 04, 2017, 09:39:59 AM
 #36

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

The best alternative is to get credit from financial institutions especially the small to medium scale financial creditors who's core mandate is to invest into new company's. You should have good credit as well as some sort of credible collateral.
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February 04, 2017, 12:02:48 PM
 #37

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

The best alternative is to get credit from financial institutions especially the small to medium scale financial creditors who's core mandate is to invest into new company's. You should have good credit as well as some sort of credible collateral.
I am not sure about most of the countries, but in my country availing loan needs more documents and some times we need to follow cross routes too (like bribes and recommendations). Literally you may need to expose all your business secrets to avail loans. Loans will not be suitable for unique concept based new business for that reasons.

Personally I never prefer going for loans for business purposes. I started my trading only after acquiring enough capital, similarly I will follow same methods for any business too.
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February 04, 2017, 12:23:51 PM
 #38

my way was working with bitcoin. like Hunt a free bitcoin, signature campaign and trade. with this way I did this for 3 years and from it all I have gathered the capital to open a business.
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February 04, 2017, 01:38:32 PM
 #39

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
I will not advice you to borrow for investment from beginning. If you have maybe $100 you can start leverage trading. With a hundred dollars you can leverage up $19900 from fxopen or semplefx. Though leverage trading is like two eng swords you can still succeeded if you developed your skills and knowledge on how it works. Another options is through credit card.

What's the difference of using a credit card and borrowing from the banks? Nothing at all. Both of them put you in debt. I think asking banks for a loan would even be a much better choice because they review your business plan and they analyze first if it's going to be profitable or not and if you're going to be able to pay for the loan at the given time from that business.

It's only normal that you get a loan if you don't have the capital but have an idea for business. People do it all the time. On the contrary, people use loans for ridiculous stuffs like buying a new phone or a new laptop. That's not how you use loans since you should use it for something that will make you able to repay the bank.

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February 04, 2017, 02:13:52 PM
 #40

You either get it out of your own or other people's pockets. I heard somewhere that you only need an idea, you can get others to fund it if they find it good enough. First people you'd probably go to would be family and friends, never underestimate small amounts put together. With technology today, it became possible to crowdfund, making it much easier for other's to pitch-in.

As for traditional banking, I've only had experience with credit cards. Though it does put you into debt, if that debt is making money anyway, then it's a debt worth having. I personally use it to buy merchandise, I pay for exactly what I would have paid for with cash. Granted, things are not working well right now so I have to let one of my cards go.

Goodbye my little plastic, I've only used you like just twice. Too soon... ;(
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February 04, 2017, 02:20:00 PM
 #41

my way was working with bitcoin. like Hunt a free bitcoin, signature campaign and trade. with this way I did this for 3 years and from it all I have gathered the capital to open a business.

Wow that is amazing! How much were you able to pool up and what business did you build with your money? Is it online and you paid with bitcoin too? I've been working for bitcoin for already 1 and a half year and I would say I don't have a single bitcoin yet. That makes me sad, I can't build a business yet with this.
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February 04, 2017, 02:21:27 PM
 #42

The most common way to find capital is to get a loan at bank. Sometimes crowdfunding is used, but this does not work for things like a concrete factory.
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February 04, 2017, 02:24:52 PM
 #43

If you don't have the means to start a bussiness then don't build until your ready , If you are to build a bussiness then you must me financially ready because there is a lot of risk involved when having a bussiness you aren't sure if it will gain profit or normt ! asking for loan that you can't pay if you're bussiness failed will cause you a big trouble so if you're not ready yet just hold until your season come , just be patient !
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February 04, 2017, 02:31:11 PM
 #44

The most common way to find capital is to get a loan at bank. Sometimes crowdfunding is used, but this does not work for things like a concrete factory.
Getting a loan to a bank would be the fastest and best way if you are looking for a capital but these method do really need a strong collateral regarding on the said loan and if people dont have capability to represent some then there are lots of second options but it would be a sacrificial thing ex. selling items/assets/.

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February 04, 2017, 03:11:37 PM
 #45

If you don't have the means to start a bussiness then don't build until your ready , If you are to build a bussiness then you must me financially ready because there is a lot of risk involved when having a bussiness you aren't sure if it will gain profit or normt ! asking for loan that you can't pay if you're bussiness failed will cause you a big trouble so if you're not ready yet just hold until your season come , just be patient !

That is the main reason why loans usually require collateral. Not every business that was built ended up being a successful one. There's much more business that went down than the business that are still running. The bank is a smart institution. You either have a solid business plan or you have a valid collateral. Otherwise, they wouldn't lend you money. Even when it comes to simple debt like using credit card, they wouldn't give you one if they don't think that you can't pay for your maximum credit amount.

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February 04, 2017, 03:24:48 PM
 #46

If you don't have the means to start a bussiness then don't build until your ready , If you are to build a bussiness then you must me financially ready because there is a lot of risk involved when having a bussiness you aren't sure if it will gain profit or normt ! asking for loan that you can't pay if you're bussiness failed will cause you a big trouble so if you're not ready yet just hold until your season come , just be patient !
I agree with you bro why you need to loan and why you are making things so fast if you can't afford to start one ! If I where you I will just save money until I have the enough funds I need to start and use my preparation time to build a solid bussiness plan ! and when I am ready I will just execute my plan !
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February 04, 2017, 03:54:01 PM
 #47

Crowdfunding is better option than taking loan from banks however it is not feasible for every business and to start business with crowdfunding there is lots of steps/limitation to operate legally.

You can secure your shares/stakes in your business without investing any pennies from your pocket and also you don't have to worry about paying out interest on loans, if you can collect seed money from crowdfunding.

 
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February 04, 2017, 04:10:14 PM
 #48

(Angel Investor)

In general, people first think about finding capital and then starting a business. But nowadays you can build your business even if you have no capital. There are many investors who support startup company. If you trust your business idea, you can apply for a program that supports your venture projects.

Later an angel investor can provide you with the capital to grow your business. By buying a certain percentage of your company.
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February 04, 2017, 04:40:06 PM
 #49

For me, the only valid way to find start-up capital - is to make it. so now I have to work hard. But I know that there will be a reward for my work and I will open my business
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February 18, 2017, 03:20:06 PM
 #50

For me, the only valid way to find start-up capital - is to make it. so now I have to work hard. But I know that there will be a reward for my work and I will open my business

Large projects require large capital. If you can create a huge capital by working already, you do not have to do another job. That means you're doing well.

But you can not afford the employee and advertising costs to complete the project without capital.
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March 26, 2017, 01:58:11 PM
 #51

By borrowing money from someone you knew who trusted you and willing to finance your idea it can be a family, relatives, or close friends you may also try other alternatives option like borrowing money from a bank or lending.



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March 26, 2017, 02:03:54 PM
 #52

I have done business before. Well first if you have any experience in running a business and you are very confident of the business that you were trying to build then you can have a loan. However if you dont have any of this or just wanted to have an alternative then you could try to find some partners and investors
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March 26, 2017, 02:34:52 PM
 #53

my way was working with bitcoin. like Hunt a free bitcoin, signature campaign and trade. with this way I did this for 3 years and from it all I have gathered the capital to open a business.

Your story is interesting and encouraging but those are the days when you can get close to 0.05BTC per week for carrying signature. I will like to know the total figure you are able to raise during the 3-year period
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March 26, 2017, 06:33:02 PM
 #54

my way was working with bitcoin. like Hunt a free bitcoin, signature campaign and trade. with this way I did this for 3 years and from it all I have gathered the capital to open a business.

Your story is interesting and encouraging but those are the days when you can get close to 0.05BTC per week for carrying signature. I will like to know the total figure you are able to raise during the 3-year period
You still can get pretty close to that much money from signature campaigns.  Even my campaign as a junior member is paying BTC0.004 per week, and some of the campaigns for heroes and legends can pay up to ~0.04 as long as you make a reasonable number of decent posts.  The only difference is that spamming your way there is rightfully a bit harder than it used to be.

But signature campaigns are just a helpful way to start, for more significant amounts of Bitcoin you need to either invest with fiat currency or give online related services.  As with anything the key is to give any skills that you have and accept skills from other people that might earn you money.

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March 26, 2017, 07:18:40 PM
 #55

my way was working with bitcoin. like Hunt a free bitcoin, signature campaign and trade. with this way I did this for 3 years and from it all I have gathered the capital to open a business.

Your story is interesting and encouraging but those are the days when you can get close to 0.05BTC per week for carrying signature. I will like to know the total figure you are able to raise during the 3-year period
You still can get pretty close to that much money from signature campaigns.  Even my campaign as a junior member is paying BTC0.004 per week, and some of the campaigns for heroes and legends can pay up to ~0.04 as long as you make a reasonable number of decent posts.  The only difference is that spamming your way there is rightfully a bit harder than it used to be.

But signature campaigns are just a helpful way to start, for more significant amounts of Bitcoin you need to either invest with fiat currency or give online related services.  As with anything the key is to give any skills that you have and accept skills from other people that might earn you money.

I agree with you. To get more money one signature campaign will be small. It is best to start investing. And for this there must be free money resources
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March 26, 2017, 07:22:41 PM
 #56

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
This is why loans exist. In fact, this is almost the exact reason for why loans exist.

Don't use debit or credit to try and get the money to start a business, as it only throws you into a hole and it can result in you holding the tab in the event the business starts to struggle. Having a loan through a business takes some risk away for you as a person, however defaulting on a loan for a business with hit your reputation for future ventures.

Once you have a business with employees, start to make another. And another. And another. That's how capitalism works, and it leaves you with a ton of assets for you and your children.
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March 26, 2017, 11:16:01 PM
 #57

For me, the only valid way to find start-up capital - is to make it. so now I have to work hard. But I know that there will be a reward for my work and I will open my business
i think that is the best option for those people who do not have their own money to invest in trading, but those people who have some good  amount of bitcoin then he can start trading buy investment his bitcoin in cheat alt coins but with good potential to increase.

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March 27, 2017, 12:13:22 AM
 #58

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
You have two options to get your capital that you need.
First you can get in lending services or in a bank.
And second option is look for some investor that can invest in your business.
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March 27, 2017, 01:44:21 AM
 #59

it would be better to not owe my choice is to sell personal items to got capital, debt is a heavy burden because if you can't pay it's can make you crazy, especially if you debt to the bank and if forced to debt you must think carefully about what you will do with capital fund that you can to make a profit

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March 27, 2017, 05:38:24 AM
 #60

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

It really all goes back to how you want to do it.

If you are comfortable with getting in debt to start a business that you truly believe in, then go ahead, by all means do it. However if you don't like the idea of potentially losing your business + being in debt in a young age, then you probably shouldn't.

The main way altcoins raise capital right now is via ICOs.

If your project is altcoin related, then maybe you should try ICOs as well. You do need SOME starting capital though, and a team that is alreday assembled and known, as well as a roadmap. You can't just say "give me 50 BTC i'll do this and that".
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March 27, 2017, 06:35:50 AM
 #61

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
The best way is to save, that way you will not be in a big risk even if you will not succeed in whatever business you want to try. Desperate people
take it from loans which I strongly disagree, that is a gamblers move and they will take bigger risk just to bet on their skills to run the business
successfully. However, it's their decision and I have nothing to do but respect it but in my point of view it's not advisable.

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March 27, 2017, 06:38:15 AM
 #62

if I thought the capital of a central place where people come together and become the center of the city and that's where the seat of government was established.
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March 27, 2017, 09:48:59 AM
 #63

There are a lot of ways to start a business when you don't have capital. First is by asking those people who had a lending business. There are a lot of cooperatives that allows people to start their business for low interest. And also if you are a regular employee it's better to save your salary and use it for starting your own business.



 

 

 

 

 

 


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March 27, 2017, 10:29:38 AM
 #64

MCM (capital - commodity - capital), is a fixed formula. because human power is a commodity, it does not hurt us to sell human power to obtain capital in the case of the smallest. because if we have the capital for other jobs, it is better. when it was the passage of time does not hurt to also borrow money .

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March 27, 2017, 11:52:27 AM
 #65

MCM (capital - commodity - capital), is a fixed formula. because human power is a commodity, it does not hurt us to sell human power to obtain capital in the case of the smallest. because if we have the capital for other jobs, it is better. when it was the passage of time does not hurt to also borrow money .

But this formula starts with capital. That is, initially there must be money to build a business. Not everyone has them and not everyone can take a loan. It is very difficult to get the initial capital.
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March 27, 2017, 12:46:14 PM
 #66

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

I think you told us everything about earning capital  Grin
The best option I like were Marry into a rich family and inherit money, however, rob a bank : DD really?
taking the loan from the bank is a bad idea unless you are sure that you can repay the loan with interest.
For some people Work like a mule eat cheap crap and save money is good who don't have any other option left  Cry
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March 27, 2017, 01:03:16 PM
 #67

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

I think you told us everything about earning capital  Grin
The best option I like were Marry into a rich family and inherit money, however, rob a bank : DD really?
taking the loan from the bank is a bad idea unless you are sure that you can repay the loan with interest.
For some people Work like a mule eat cheap crap and save money is good who don't have any other option left  Cry
For the productive loan, those banks will seem to support you as some governments are also encouraging people to take a loan if it's really necessary for the sake of growing the business sector inside their countries, thus, they'll simplify the requirements and process of requesting a loan. Honestly, it's ain't bad way if you're requesting a loan for something that will give you earning weekly or monthly. It's mean, you will be able to pay the loan you've requested and there's no problem on it. just if you can manage to keep up your business.

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March 27, 2017, 01:39:14 PM
 #68

MCM (capital - commodity - capital), is a fixed formula. because human power is a commodity, it does not hurt us to sell human power to obtain capital in the case of the smallest. because if we have the capital for other jobs, it is better. when it was the passage of time does not hurt to also borrow money .

But this formula starts with capital. That is, initially there must be money to build a business. Not everyone has them and not everyone can take a loan. It is very difficult to get the initial capital.

Yes, possibly with the cooperation can also sell human resources or skills possessed this will make money, and be kickstarter at the beginning of the business to be run. such as self-management.

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March 27, 2017, 01:48:58 PM
 #69

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
The best way is to save, that way you will not be in a big risk even if you will not succeed in whatever business you want to try. Desperate people
take it from loans which I strongly disagree, that is a gamblers move and they will take bigger risk just to bet on their skills to run the business
successfully. However, it's their decision and I have nothing to do but respect it but in my point of view it's not advisable.
But getting required funds through saving might take more time.
I believe going for well planned loans would be the right way of achieving funds required for starting up as well as running a business. Many people never bother about initial running costs. They plan up only for initial set up cost. Practically both are very important.


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March 27, 2017, 03:43:03 PM
 #70

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?
The best way is to save, that way you will not be in a big risk even if you will not succeed in whatever business you want to try. Desperate people
take it from loans which I strongly disagree, that is a gamblers move and they will take bigger risk just to bet on their skills to run the business
successfully. However, it's their decision and I have nothing to do but respect it but in my point of view it's not advisable.
But getting required funds through saving might take more time.
I believe going for well planned loans would be the right way of achieving funds required for starting up as well as running a business. Many people never bother about initial running costs. They plan up only for initial set up cost. Practically both are very important.

Even if you find lenders to give you money (well planned loans), they would expect you to be sufficiently invested in the business (bring in substantial equity as well). Typically, lenders enter when the risks are lower (not at the start up stage).

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March 27, 2017, 06:21:19 PM
 #71

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

The easiest way to raise capital for a new project is through social capital, where someone close to you invests in it. The investor does this because they trust you, believe that you have both the competence and character to drive the project into success. So before you approach anyone for this kind of capital, make sure you have worked on yourself in the areas of trust, character and competence.

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March 27, 2017, 06:41:10 PM
 #72

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

After reading a lot of responses, some are definitely funny like marrying from a rich family like rich people will always advertise they are looking for suitors, going the way of banks might even kill the business before it starts, the only sure way I can think of is partnership where people with the skills can liase with those with funds to make the dream come true at an agreed profit sharing ratio and if its loss then no issue.
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March 27, 2017, 06:46:24 PM
 #73

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

Their are ways to create a capital like if you want capital in Income Tax file then you can contact your chartered accountant to create a IT file with old database and create a capital through which you can enjoy it while doing business apart from that what ever you earn just start to save little bit and in some time you will see that you have created a good capital for your future
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March 27, 2017, 06:58:06 PM
 #74

The first investment you should make is an investment into your own education.  Once you acquire an education, a skill and a unique perspective, build social equity! Take advantage of the social network resources available to you and accumulate credibility to elevate your reputation. If you have a novel idea that's well developed, opportunity will present itself.

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March 27, 2017, 07:01:12 PM
 #75

Capital cannot be found it has to be created and this you can do by doing small investment and save little by little and then you will see that you have saved a lot and that is call capital created and then you can use it according to your plan.
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March 27, 2017, 08:39:15 PM
 #76

If you believe that you have a good idea or something different, you can post your project on some sites where you might attract some investors to your idea, this is the best way to launch a startup and grow it.
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March 28, 2017, 12:44:43 AM
 #77

How can someone who has no capital find the capital needed to start his own business?
Credit, Debt etc. What are alternative ways like?

Their are ways to create a capital like if you want capital in Income Tax file then you can contact your chartered accountant to create a IT file with old database and create a capital through which you can enjoy it while doing business apart from that what ever you earn just start to save little bit and in some time you will see that you have created a good capital for your future

What are you talking about? You are talking about accounting jugglery to create capital out of thin air?
That does not work, especially in developed countries.
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March 28, 2017, 08:18:19 AM
 #78

Quote
How is the capital found?

Common methods : business loan, hard loan, sponsors, venture capitalists, creative financing, crowdfundung sites like patreon/kickstarter, gofundme, donations, et al.

The internet has a wealth of information that can be accessed through search engines, forums, mailing lists & other avenues.
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March 28, 2017, 05:07:41 PM
 #79

If you believe that you have a good idea or something different, you can post your project on some sites where you might attract some investors to your idea, this is the best way to launch a startup and grow it.

That's just going to work out (most of the time) if you have some really bad-ass idea. But if you're going to set up a coffee shop or something that's really common, people aren't going to invest in your project. You will have better chances of getting a capital from bank loans whereas you have to show them business plan. This way, not only you'll get a capital, you will also get some "consultation" or some opinion about your business if it's going to work out or not. Those people that are in the banks aren't new to that thing so they know what's a good business and what is not. So, if you didn't get accepted, your business will probably not work out anyway.

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March 29, 2017, 08:37:11 AM
 #80

There are many ways to find the capital needed. If you have the right mindset and business plan no one can prevent you from success. If you have any skill you can get paid for it easily, physical work can also bring you money,and if you can find an investor for your business, that will also work.Your main target should be making it more. Many entrepreneurs worth million has started from nothing. Good luck

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April 09, 2017, 04:53:28 PM
 #81

The key is matching the amount of capital and how you raise it to the nature of the business, strategy, potential, and business objectives.

1.  Capital intensive or not

Some businesses need almost no capital. For example, management consulting, graphic arts, bookkeeping, just to name a few. Others need enormous capital: steel manufacture, autos, and many others.

2. Business potential and aspirations

Furthermore, the level of capital for each business is a matter of a mix of potential, objective, ambitions, the nature of the business coupled with the size of the market and potential for growth and potential for investment. there's different potential, and strategies, between different businesses. Some are critical mass businesses that can be huge but have to grow big or won't succeed at all. Some are easier to grow organically. For some, the opportunity is so big that it's a good one to share with investors, keeping less ownership, because the investment can pay back well. For others, it's a great potential business for owner operators, but not for investors.

3. Who and where

And beyond that, what's realistically available depends not just on the nature of the business, its aspirations, but also on who the founders are and where the business is located.

Funding is easier to get in some markets than in others, and different in some markets. Angel investment, for example, is easier in developed countries than in developing countries. Foundation money and NGO money is more important in Africa and Latin America than in the U.S. Funding strategy needs to recognize those differences. The founder in Africa has a lot tougher go than the founder in the U.S., U.K, etc.

Outside investment is much easier to get when founders have already done startups than when it's their first time through. Credible founders have a much easier path to outside investment.

Friends and family investment is much more available to those who have friends and family with means than those who don't.

Bank loans are available to people who have assets to pledge, and not to people who don't.

Therefore:

As I said in my first sentence, the best way to find financial capital when starting a business is the way that matches the business, its potential, and its founders.
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April 10, 2017, 01:54:37 AM
 #82

where its economy forward in a big city it was where the capital funds transfer will occur the capital, seeking new capital should be the city that is not a need for state funds and it gives a good thing for the country.

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April 10, 2017, 03:11:15 AM
 #83

where its economy forward in a big city it was where the capital funds transfer will occur the capital, seeking new capital should be the city that is not a need for state funds and it gives a good thing for the country.



When we talk about capital we are talking about money, resources, manpower and time. If we have money it is easy to do business since everything in business rotates around money. If you don’t have money but you have resources such as a piece of land you can just make a loan from the bank or sell some of your resources so you may have the money you need to start a project or business. If you don’t have money and resources but if you have skills then you can work and earn some money until such time that you can save enough amount to start a business.
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May 03, 2017, 03:57:38 PM
 #84

The main question of poor people in the era of capitalism, where the poor are getting poorer and the rich are getting richer.
Usually when I ask a young owner how did he get it he says parents paid for it or he took over a family business.

-marry into a rich family
-inherit money
-befriend someone rich and borrow money
-take a loan in a bank
-rob a bank  Grin
-work like a mule eat cheap crap and save money

Hope the guide will prove useful Wink

Dam that is a great short guide for this question. Look at it, it covers all your answers.  Grin
Well, genuinely business needs capital according to what kind of model you want set up. But even though you think of smallest business it will need some amount of capital that can be taken from friends and family or may be bank loans. I would go with bank loans so that I won't trouble my family and also I will have long term period to pay back the amount.

Well this is typical way of starting up the business. I don't think there us anything difficult in that as long as you are sure about your business and seriousness particularly.

 
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May 03, 2017, 04:36:40 PM
 #85

If you have a great idea, the money will come. You can go get a loan from the bank, though that would be a bit hard depending on how much you need. You can use your credit card too. Also, if you have things or service you can sell, then sell them to raise capital.

If trying to get money by yourself ain't working out well, you really might have to ask others. Give your best pitch and ask away. Go ask family and friends. Or you can try fundraisers, have it crowdfunded and/or ask for donations. Or you can offer people shares in the business you're starting and then just buy them out later.
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May 03, 2017, 04:44:22 PM
 #86

If you don't have initial capital to start your business/investment, I think the best idea is to look for someone who can lend money to you. I say this because if you take money from bank, the fees and interest to pay will be more expensive, and you will take more time to achieve profit. Banks fees are terrible and worthless for borrowers. Take money from someone trustworthy and pay him later.

 
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May 03, 2017, 04:47:47 PM
 #87

Why do you want the money? I think this is important.I have many friends who want to withdraw from the bank loan and do business.But many failed.
If you really need money to do a job with your talent, I think you'll have to work a little bit to get started.This event is solved with some luck afterwards.do not forget this . Everything is not money.





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May 04, 2017, 05:20:11 AM
 #88

If you don't have initial capital to start your business/investment, I think the best idea is to look for someone who can lend money to you. I say this because if you take money from bank, the fees and interest to pay will be more expensive, and you will take more time to achieve profit. Banks fees are terrible and worthless for borrowers. Take money from someone trustworthy and pay him later.

The inability to pay for such loan from your friend will destroy your reputation. The banks don't care if you're able to pay or not because they can simply talk you out to let them sell your collateral. It's even better if you take a loan from the banks because they are going to analyze your business plan whilst borrowing from your friend will just require nothing but trust. Many business people ask from the bank for loans because it's way better. There would be no friend spreading rumours/BS about you, no friend asking about the loan constantly, and the banks pretty much don't bother you unless you don't pay them for a while.

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May 04, 2017, 03:07:56 PM
 #89

If you don't have initial capital to start your business/investment, I think the best idea is to look for someone who can lend money to you. I say this because if you take money from bank, the fees and interest to pay will be more expensive, and you will take more time to achieve profit. Banks fees are terrible and worthless for borrowers. Take money from someone trustworthy and pay him later.

The inability to pay for such loan from your friend will destroy your reputation. The banks don't care if you're able to pay or not because they can simply talk you out to let them sell your collateral. It's even better if you take a loan from the banks because they are going to analyze your business plan whilst borrowing from your friend will just require nothing but trust. Many business people ask from the bank for loans because it's way better. There would be no friend spreading rumours/BS about you, no friend asking about the loan constantly, and the banks pretty much don't bother you unless you don't pay them for a while.

I think this is why when borrowing from friends it's better if you borrow from a lot of them so that you only take a small amount from each of them. If it's something that they can afford to lose anyway, maybe there wouldn't be much bad blood between the two. I'd prefer announcing to family and friends that I'm up to something, it might fail and that they can pitch in with whatever amount they want to to help out.

For banks I heard it's always better that you also have savings about the same amount as you are borrowing. At first I thought it was ridiculous but then again if the business bombed you can use the savings to pay the debt and you still have a good record with the bank and so would be able to ask for loan again in the future
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