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Author Topic: Bitcoin Powered Credit Card ???  (Read 1501 times)
33bitcoin
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February 08, 2017, 10:21:26 PM
 #1

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?

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February 08, 2017, 10:31:13 PM
 #2

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?

How are you going to build one when you don't know who are your competitive? There are many companies that offer this service and some of them that I have in my mind now are e-coin rebranded to wirex, coinsbank, cryptopay etc. You can check their website to learn more about their service, limits and verification procedures.

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February 08, 2017, 10:48:38 PM
 #3

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?
Yes there is. you can check with more detailed in here.https://bitcointalk.org/index.php?topic=1410577.0 The competitions are really strict right now

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cengsuwuei
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February 08, 2017, 11:02:47 PM
 #4

nothing majority bitcoin exchanger only accepted in debit card service not credit card
you can try in virwox(support paypal if in there not support creditcard you can depost in paypal account use youre credit card) or cex.io maybe in there support credit card

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PikcioChain ICO Starts on 24th of November


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February 08, 2017, 11:07:45 PM
 #5

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?
Here on this forum we have some companies offering this facility but first of all check Terms and conditions then try to do any exchange or deposit because some time they change policy without any announcement and you can lost money as I lost


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merlinsbeard
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February 08, 2017, 11:26:20 PM
 #6

Because BTC transactions are irreversible for the most part, a bitcoin-powered credit card would have to have increased interest rates compared to regular credit cards. There are also many credit card consumer protection laws that regulate hidden fees, ect for regular cards. There is also centralized credit score agencies that offset credit card companies' risk.

Compared to these cons, I do not see much reason to create BTC-powered credit cards. And besides, the point of btc is to be P2P and decentralized.
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Don't Trust anyone


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February 08, 2017, 11:33:33 PM
 #7

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?

How are you going to build one when you don't know who are your competitive? There are many companies that offer this service and some of them that I have in my mind now are e-coin rebranded to wirex, coinsbank, cryptopay etc. You can check their website to learn more about their service, limits and verification procedures.
Still no credit card that can be use all most all country but e-coin and coinbank is the best that heard is the best to choose.. they have many countries acceptable.. but here in my country i don't seen any creditcard is the best. using the e-coins as an alternative.. also is the best..
Wirex are also giving free virtual card that i use before in joining on aws.. they are accepting it..  cryptopay never use and never tried this card..

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February 08, 2017, 11:39:38 PM
 #8

I use prepaid spectrocoin card and i am very satisfied,There prepaid and debit card available,life is easy.But credit
You cant just like that issue credit card,you will need to compete with Visa, Master Card,.you will need to have permission from regulators to do it,dark btc credit card no thanks


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February 08, 2017, 11:41:45 PM
 #9

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?
check this section Exchanges
you will discover a lot of things  Grin




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ImHash
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MatrixCoin - Creating Bright Future Together


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February 08, 2017, 11:48:15 PM
 #10

There was a site selling prepaid credit cards and selling them for paypal but I tried to buy more than a few times and never succeeded.
https://prepaidbitco.in
If the link above is of any use to anyone please update here and notify me of the process.


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Wintersoldier
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Smart Money on the Ethereum Blockchain


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February 08, 2017, 11:49:30 PM
 #11

Because BTC transactions are irreversible for the most part, a bitcoin-powered credit card would have to have increased interest rates compared to regular credit cards. There are also many credit card consumer protection laws that regulate hidden fees, ect for regular cards. There is also centralized credit score agencies that offset credit card companies' risk.

Compared to these cons, I do not see much reason to create BTC-powered credit cards. And besides, the point of btc is to be P2P and decentralized.
Hence, it is not a good idea to have a bitcoin powered credit card. I think it is better to use virtual card that using bitcoin powered credit card since virtual card allows you to purchase any stuffs online. Digital currency is better to be used just online, not in every day's life. However, it can be converted into fiat money and use it to pay regular credit card, so that there would be no charge and no risk.

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EtherSphere - Social Games


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February 08, 2017, 11:53:09 PM
 #12

There is no such thing!
Bitcoin is anonymous way of transferring funds so why would a method of making secure payments allow you to do this? If you are asking about debit cards then that is a different thing all together than what you are asking about.
Credit cards work on a line of credit where it is just like a loan where you are paying interest to pay it off. Sad

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EIDOO Wallet - Hybrid Exchange


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February 09, 2017, 12:00:53 AM
 #13

Are u going to give credit in BTC?  where should i apply? i mean there's not such a thing like this because there are many scammers around here, you will have a LOT of defaults, just ask BTCJam or BitLendingClub

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LeGaulois
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February 09, 2017, 12:01:46 AM
 #14

There are about a dozen of sites like this, where you can send your bitcoin to your account and then load the credit card (plastic or vitrual)
Generally they have all about the same fees and limits. I have one from Cryptopay and one from Advcash. I am happy with both, but i prefer Cryptopay since it is also a wallet. One thing i regret, about the bitcoin debt card, at least the Visa, is there is not any logo from the company. Just an ugly grey card with a logo Visa. I would like to have one for exemple with the Cryptopay logo. So i can brag telling look, this is my bitcoin card ! LOL

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February 09, 2017, 12:37:51 AM
 #15

Yes there are lots of bitcoin powered credit cards! Even your own bank accounts wherein your credit card is linked, you can deposit your bitcoin in your bank account so that you can have payments for thw items you had purchased with your credit card. I just don't know if there is a site or a financial institution directly powered with bitcoin and you can use their credit card.



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February 10, 2017, 07:56:52 PM
 #16

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?

How are you going to build one when you don't know who are your competitive? There are many companies that offer this service and some of them that I have in my mind now are e-coin rebranded to wirex, coinsbank, cryptopay etc. You can check their website to learn more about their service, limits and verification procedures.
Still no credit card that can be use all most all country but e-coin and coinbank is the best that heard is the best to choose.. they have many countries acceptable.. but here in my country i don't seen any creditcard is the best. using the e-coins as an alternative.. also is the best..
Wirex are also giving free virtual card that i use before in joining on aws.. they are accepting it..  cryptopay never use and never tried this card..

I have one of cryptopay and I think that they charge 1% fee on loading the card with bitcoins. Ecoin and Wirex are the same company (they have just been rebranded), you may order it and send to another country to someone else then forward this to you if your country is not accepted.

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February 10, 2017, 11:33:26 PM
 #17

debit card all the way yo what find any type of website or service offering credit card power by bitcoins unless you maybe start a site that offer load that then have a debit card with it but I cant see that being profitable any time soon there are a few site that offer debit cards that you can load with bitcoin so if that what you are looking for use one of the you will find some listed above by other members or just google bitcoin debit card.   

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February 11, 2017, 06:55:50 AM
 #18

I Am Just Curious Is There ?? Any Platform That Allows Us to deposit bitcoin and load them to a credit card to use globally ??


If Not Then I Can Build One,, ANY SUGGESTIONS ?
You mean you want to build a business based on lending + ATM cards ?

Building a bitcoin debit card business might have lesser risks whereas lending business surely will not be that much easier so that you can easily issue credit cards. People will run away with your money.

Credit cards are just a type of loans and banks provides that only to well-known and trusted customers whereas lending business will be successful only with proper collateral. If you think you can combine all these with bitcoin debit card service then you may start working on this.



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February 11, 2017, 09:56:45 AM
 #19

Credit cards are just a type of loans and banks provides that only to well-known and trusted customers whereas lending business will be successful only with proper collateral. If you think you can combine all these with bitcoin debit card service then you may start working on this.
I guess there will be no need of combining these two industries. Because we are already able to get bitcoin loans and there are many bitcoin debit card providers. So, get loan and load your debit card. That's all.

@OP:
Bitcoin credit card will not be an easily business as it sounds similar to bitcoin debit card services. We need to deal with lot of scammers for running a bitcoin based credit card services.














 

 

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mobnepal
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February 11, 2017, 01:15:44 PM
 #20

There are many bitcoin debit card providers and i am using card from cryptopay which can be used just as any other visa/mastercards all over the world. Actually most of this providers work as retailer for wavecrest so if you try to build another bitcoin debit card service similar to them than you may have to face huge market competition but if you can provide something different like low margin on buy/sell price for bitcoin and very low price for plastic and virtual cards than you may get some success.

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