Yes I know that. All banks are not Bitcoin friendly in case you did not know.
Have you tried using Localbitcoins before? Some of the traders there do over the counter deposits in the bank accounts of who they are trading with and vice versa. Go look into it before you close your mind on the idea.
Maybe it's valid, but it seems like the people on Localbitcoins.com are absurd, (or i guess, excessive).... Like one time I made a cash deposit into someones personal checking account at a Bank of America, they then want you to write a bunch of crap on the deposit slip as if this cash deposit of someone elses account you can now withdrawal from, but whatever, then the guy actually made me wait 24 hours for it to "clear" hahahahahaha wtf??
They charge prices that are like 20% over the market price, and are about the most paranoid group of people i've ever come across,
My suggestion is, just go to a Bitcoin ATM, I'm sure theres one nearby, put the cash in, walk out with coins, the limits are usually pretty high unless you are spending a ton of money....
And you don't have to start jumping through paranoid weird stuff to pay high prices.... Thats my suggestion... Or use Coinmama, coinbase, if your in a hurry, or the best option, any of the big exchanges.....
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You are confirming that over the counter cash deposits are 100% irreversible? Only cheques take time to clear so why is the seller asking you to wait 24 hours for cash to clear?
Im looking sound sound advice when it comes to selling bitcoins. Your last couple of paragraph are good advice for buying bitcoins.