What is a paper wallet?Paper wallets are secure backups of your ripple wallets. XRP on your ripple wallet is truly secure only when you have full control of your ripple secret key, and not a third party, such as GateHub, RippleTrade, etc...
A paper wallet stores a new, randomly generated ripple secret key, represented as a string and as a QR code on paper. For convenience, a ripple address is also printed on a paper wallet. Paper wallets are meant to be stored offline in a safe place, such as a safe deposit box. Some people refer to this as "cold storage" or a "cold wallet". Paper wallets can either be generated securely in an offline environment or conveniently using an online paper wallet generator, which is a little bit less secure.
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Github: github.com/whotooktwarden/generateSecretOffline