Posting from the wrong account?
And it's you that don't understand the essence of the matter, which is very simple: You will not get a loan here without valid collateral. If you can't understand what valid collateral is, then please read the stickyes.
Please offer something valid as collateral or better close this thread (red incomming otherwise).
It's easy for you to reason.
You did not live in these hellish conditions, when the state does not care about citizens, and the rich become even richer.
Of course, it is easier to put a minus than to believe a person and at least somehow help.
We heard it all before, everything that you can imagine, but a story is just a story. The lender can't sell your story (even if it's true, it doesn't matter) to recover his/her money. This is the reality and we all live in it, try to accept it and you will have far less disappointments in life.
I won't continue this topic anymore, I did my best and try to make you understand how things go in here. If you choose to understand or not it's your choice from now on.
I hope you will resolve all your problems in the end.