Bitcoin credit card?

[pretendo]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

[1713534763]

1713534763

[pretendo]

Here's the link of 2017 Bitcoin Debit Cards Review: https://bitcointalk.org/index.php?topic=1410577.0
You can decide yourself which one you think to suit you well and pick it up, There's also some bitcoin debit card issuers which are recently released its service and haven't mentioned in the sites, but yeah, pick the well-known issuers I recommend.

Well, those are debit cards. I want a credit card.

[grim007]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

What specific country do you live. Maybe you should try coins.ph because they offer a virtual card that almost same to credit card that allows you to pay your bills using your bitcoin, But this only applicable on asian countries.

[Emoclaw]

I can see problems with this. Bitcoin is unregulated and therefore there could be issues when someone refuses to pay his bill.

[TastyChillySauce00]

Here's the link of 2017 Bitcoin Debit Cards Review: https://bitcointalk.org/index.php?topic=1410577.0
You can decide yourself which one you think to suit you well and pick it up, There's also some bitcoin debit card issuers which are recently released its service and haven't mentioned in the sites, but yeah, pick the well-known issuers I recommend.

Well, those are debit cards. I want a credit card.

Sorry for my mistake.
But, I'm afraid bitcoin credit card is not available, it's clear that for the legal bank to approve the application of credit card issuance is kinda strictly selective and as the problem have been mentioned by Emoclaw which possibly occur and there's no way a company could handle this and the company (if do exists) will seem to set requirement as strict as bank. But well, let's hope some guys come up with this information.

[awesome31312]

This is an absolutely ridiculous idea. Bitcoins represent a solution to everything that is wrong with credit cards. Why would you do that? It's a downgrade.

Also, those function more like debit cards. A Bitcoin "credit card" is not really a thing because credit cards need a centralized bank to run transactions, and Bitcoin is decentralized. You can buy gift cards or preloaded credit cards using Bitcoin, but there's no way for you to have a legitimate "Credit card", as that implies you have to pay the amount you spend in a bill to a collection agency. Your question is badly worded.

Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin

This is really confusing. What do you mean by this? You pay with fiat and then pay again with Bitcoin?

[Vaskiy]

Long back​one of the signature campaign provided its users with free bitcoin cards on registration. It is same as the debit card that we use with limited access to stores. I haven't come across any credit card issued with bitcoin as the value stored. Possibly in future we may get the service when banks directly starts accepting bitcoin.

[Dudeperfect]

I am currently using Uquid's virtual credit card service and I don't have issues with it. One can top up the credit card with bitcoin and spend the amount in fiat currencies. I was concerned about acceptability on the social media sites for advertisements but it worked fine. They charge $1 flat monthly charges and it is reasonable in my opinion.

[Kakmakr]

I am currently using Uquid's virtual credit card service and I don't have issues with it. One can top up the credit card with bitcoin and spend the amount in fiat currencies. I was concerned about acceptability on the social media sites for advertisements but it worked fine. They charge $1 flat monthly charges and it is reasonable in my opinion.

I am curious how this works? Do they charge you interest on the outstanding amount and how much is this per month? Is this linked to any of the bigger Credit card companies, like VISA or MasterCard? Do you pay in bitcoin or in Fiat? The business model must be very strong to survive Bitcoin volatility or are this being pushed onto the consumers?

In a months time, 1 bitcoin's price can rise or drop with a significant amount. 

[XiaLang]

It would be cool if there was a company that could support AMEX style BTC privilege card. I wouldn't mind to pay the fees to be able to flash it out!

[piloder]

I am currently using Uquid's virtual credit card service and I don't have issues with it. One can top up the credit card with bitcoin and spend the amount in fiat currencies. I was concerned about acceptability on the social media sites for advertisements but it worked fine. They charge $1 flat monthly charges and it is reasonable in my opinion.

OP want credit card not debit card like uquid provides. And i don't think there is any service out there that deliver credit cards where you can settle your credit card loan with bitcoin. Don't have idea why OP is asking about this, anyone can exchange their btc to fiat and pay those bills in fiat.

[jtipt]

I have not seen a bitcoin credit card yet. It would be amazing if there is a such service but I don't think it would be practical as for credit card the company usually need some proof of source of income, but with bitcoin it's not easy to give that.

[Jherek]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

I'd say either Wirex or Xapo.

Maybe Coinsbank, but I have never used them myself so I can't really comment on their quality of their product or anything like that. I've only touched Xapo which has worked for me every time if you are willing to provide some ID, and Wirex is one of the oldest anonymous CC providers around, you don't even need to submit your ID.

They were called e-coin before they rebranded.

If you want to pay your bills, look onto localbitcoins. In my country there are always offers to pay your bills for bitcoin on there, and for a pretty good price as well.

[SimmonenY]

Yes, I don't think bitcoin credit cards exist. It would be too risky for the provider/payment system because of the bitcoin's volatility, and there will be no anonimity as the provider will have to know you very well to be sure that you'll pay back.

[SimmonenY]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

I'd say either Wirex or Xapo.

Maybe Coinsbank, but I have never used them myself so I can't really comment on their quality of their product or anything like that. I've only touched Xapo which has worked for me every time if you are willing to provide some ID, and Wirex is one of the oldest anonymous CC providers around, you don't even need to submit your ID.

They were called e-coin before they rebranded.

If you want to pay your bills, look onto localbitcoins. In my country there are always offers to pay your bills for bitcoin on there, and for a pretty good price as well.

Dude, I think you're confusing debit and credit cards.

[flower1024]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

I'd say either Wirex or Xapo.

Maybe Coinsbank, but I have never used them myself so I can't really comment on their quality of their product or anything like that. I've only touched Xapo which has worked for me every time if you are willing to provide some ID, and Wirex is one of the oldest anonymous CC providers around, you don't even need to submit your ID.

They were called e-coin before they rebranded.

If you want to pay your bills, look onto localbitcoins. In my country there are always offers to pay your bills for bitcoin on there, and for a pretty good price as well.

I think you understood wrong about XAPO because they never allow you to spend first and then you can pay them instead you need to load bitcoins first and then you can use their debit cards for purchases or you can even withdraw fiat currency from ATMs. But remember each and every transaction using these cards will have some fee and sometimes it may be quite high you're doing a small amount transactions. I use this card for urgent cash withdrawal from ATM's but never purchased anything online yet, and you can also use this card to your PayPal account.

[btcney]

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

Bill repayments done in bitcoin... Well not anything that I'm aware of, every single service I know requires you to prepay.

I remember hearing something about a bitcoin credit card. Like, one that you pay for everything with fiat on credit, and then you pay off your bill in bitcoin. So you never have to hold fiat if you don't want to.

What's the best/most reliable credit card that does this?

I'd say either Wirex or Xapo.

Maybe Coinsbank, but I have never used them myself so I can't really comment on their quality of their product or anything like that. I've only touched Xapo which has worked for me every time if you are willing to provide some ID, and Wirex is one of the oldest anonymous CC providers around, you don't even need to submit your ID.

They were called e-coin before they rebranded.

If you want to pay your bills, look onto localbitcoins. In my country there are always offers to pay your bills for bitcoin on there, and for a pretty good price as well.

I wouldn't say that Xapo is the best way to get your coins into a prepaid debit card... What you said about ID, people are usually reluctant to provide their ID in the bitcoin sphere because that's what bitcoin is designed against in the first place. With localbitcoins you have a high risk of getting charged back.

[NUFCrichard]

The fees for using Bitcoin debit cards are pretty hideous usually.
I have an unactivated Bit-X one lying around somewhere, I might use it some time, but there are fees for activating, and everytime it is used, or if it isn't used!

I don't know how exactly a Bitcoin credit card would work. You want to amass debt, then pay it off with Bitcoin?  Apart from the fact that that seems to be against the tenants of Bitcoin, I don't think that banks are involved enough in Bitcoin to make it a viable option in the near future.

[erickkyut]

I haven't heard of any Bitcoin credit card but I'm actually using a Bitcoin virtual card. Actually it is a VISA Card that can be found on my online wallet. My wallet provider has tied up with VISA to allow them to create a virtual card. I'm loading it with Bitcoin then I can use to purchase online.

[LeGaulois]

Do you guys have any idea what the OP is talking about? A credit card, not a debit card! You must be under 18 as you don't know the difference.
There is no bitcoin debit card because those wallets are what they are, a bitcoin wallet/exchange, not a bank, or something else with the ability to deliver credits.