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MargonCreatives (OP)
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May 14, 2017, 12:29:15 PM |
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I repaid a loan late, always was in contact of the lender and he is very happy that I have repaid and does not need any additional interest. So now do I deserve red trust ?
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"Your bitcoin is secured in a way that is physically impossible for others to access, no matter for what reason, no matter how good the excuse, no matter a majority of miners, no matter what." -- Greg Maxwell
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Lauda
Legendary
 Offline
Activity: 2674
Merit: 2965
Terminated.
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May 14, 2017, 12:30:30 PM |
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 *In reality it depends on each individual case. |
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks" 😼 Bitcoin Core ( onion) |
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toolbox
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May 14, 2017, 01:42:29 PM |
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Looks like I am not the only one .-.
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actmyname
Copper Member
Legendary
Offline
Activity: 2562
Merit: 2504
Spear the bees
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May 14, 2017, 01:50:31 PM |
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Absolutely. And considering your immature behavior, you just keep digging that hole deeper. Well, we all know you have 100+ accounts here and you want them all in camps, you are a proven extortionist and you cannot deny it. If you call a post maker a scammer then how a extortionist not a scammer ?
Come on dude you are a serious threat and probably the man who will take the community down, mark my words. May god give you what you deserve ( pain and pain only )
Yes he has a attitude of look at me and he believes he can do any wrong activities while others are not supposed to. Will soon post something big, stay tuned  Well, we all know and believe that Lauda is a scammer ( future possibly ) and extortionist but for some weird reason he is being kept in the DT, Maybe because he has a alt in higher trust level. Anyways whatever is the case, i URGE everyone to top stop using forum while he is there.
Don't use Lauda's service, a service which I seriously doubt may scam anytime. Maybe use SebastianJu or Ognasty
Lauda may even give you a negative trust rating because you asked for escrow.
Whatever happened to staying calm and trying to rectify the situation like a normal civilized adult? If a user does not trust you, approach them courteously and fix the issue at hand. If it is unreasonable, create a thread, but don't start spewing bullshit like a goddamn asshole volcano. Your vendetta only serves to destroy any chance you have of changing that trust. |
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favours
Full Member
Offline
Activity: 180
Merit: 100
Lover of Bitcoin
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May 15, 2017, 01:57:36 PM |
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This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
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// suki
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Qartersa
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May 15, 2017, 04:43:00 PM |
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I repaid a loan late, always was in contact of the lender and he is very happy that I have repaid and does not need any additional interest. So now do I deserve red trust ?
Good day! Business-wise, I think you still deserve a red trust rating because you have not make good your payment at the time it is due and demandable. Although even the law can lean towards borrowers who make good their obligations within a specified amount of time as grace period, I think it is more important to honor commitments as originally agreed upon than the application of other remedies should you fail at making good your original obligations. My point is, you may have cleared your obligations at a later time but that does not change the fact that you failed to meet what is expected of you at a time certain. |
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Quickseller
Copper Member
Legendary
Offline
Activity: 2870
Merit: 2298
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May 15, 2017, 10:30:26 PM |
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So when a user fails to repay a loan, he will expect to receive (multiple) rating(s) from others warning others about lending to this person. The borrower's main economic motivation to repaying a loan he is already late on is for the negative trust to get removed (and potentially be replaced with a neutral rating about the late repayment).
In "the real world" it is very common for people to make late payments late, and to have isolated incidents of repaying a debt past the deadline. Lenders are frequently just as happy to receive a payment on the 31st as they are on the 1st, especially if they receive a late fee of some sort if received on the 31st.
I would opine that as long as the lender is happy, there is no real reason to leave a negative rating if a loan is repaid.
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Wandika
Sr. Member
Offline
Activity: 508
Merit: 250
In CryptoEnergy we trust
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May 15, 2017, 10:40:34 PM |
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This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
This means that he are still in debt to you. @OP. You have a lot loan default on your past and you received many negative feedback for that action. Just drop it and faced the consequences of your action and don't harass lauda. |
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The Sceptical Chymist
Legendary
Offline
Activity: 3318
Merit: 6791
Cashback 15%
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May 15, 2017, 11:02:52 PM |
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I repaid a loan late, always was in contact of the lender and he is very happy that I have repaid and does not need any additional interest. So now do I deserve red trust ?
Yes. Anyone would be a fool to trust you with money, as you have demonstrated. I can't totally believe you were lame enough to create a poll about this, so hopefully the results don't shock you. More to the point, did you not say you were leaving this forum? What the matter, can't you find the door? I'll help you: There are a blue row of 8 doors right underneath your avatar space, and it's labeled "LOGOUT". Do this and don't return. This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
Then there's this fact, which contradicts he is very happy that I have repaid and does not need any additional interest.
So you're full of it. |
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oxygen88
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May 16, 2017, 07:09:07 AM |
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Yes, repaying a loan late and not paying back the interest owned means you are still owning the money to the person that borrow you money, you do know you have to pay interest when you took the loan and you took the loan willingly.
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sbogovac
Legendary
Offline
Activity: 2730
Merit: 1192
I don't believe in denial.
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May 16, 2017, 08:04:12 AM
Last edit: May 16, 2017, 02:19:17 PM by sbogovac |
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[...] Lenders are frequently just as happy to receive a payment on the 31st as they are on the 1st, especially if they receive a late fee of some sort if received on the 31st. [...] If I remember correctly it took "a few more days" (than 1), and OP did not pay the "late fee" (last time I checked)... Further more, OP states he; [...] always was in contact of the lender [...] and - again, if I remember correctly - this was not the case: IMHO if you're going to be late you should contact the lender in advance, not after the fact... |
0x7442A5c37E513D335F53843cD20c00F77eAC7867
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sbogovac
Legendary
Offline
Activity: 2730
Merit: 1192
I don't believe in denial.
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May 16, 2017, 08:06:09 AM |
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[...] More to the point, did you not say you were leaving this forum? What the matter, can't you find the door? I'll help you: There are a blue row of 8 doors right underneath your avatar space, and it's labeled "LOGOUT". Do this and don't return. [...] Wait, wait, wait! First, please, go to your profile settings and change your email and password to some gibberish and then log out...  |
0x7442A5c37E513D335F53843cD20c00F77eAC7867
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TheKing247
Member
Offline
Activity: 62
Merit: 10
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May 16, 2017, 11:10:36 AM |
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No you don't deserve red trust.
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blockcha1n
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May 16, 2017, 11:36:05 AM |
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No you don't deserve red trust.
Says the newbie with red trust themself.  |
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TheKing247
Member
Offline
Activity: 62
Merit: 10
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May 16, 2017, 12:34:59 PM |
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No you don't deserve red trust.
Says the newbie with red trust themself. You also have big red trust. |
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MargonCreatives (OP)
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May 16, 2017, 05:28:51 PM |
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This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
I have enough proofs which confirms that you didn't needed that extra interest unless Lauda convinced you. You clearly told me YOU DONT NEED ANY EXTRA AT ALL, SHALL I POST IT ? I MEAN THE PROOF |
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Lauda
Legendary
Offline
Activity: 2674
Merit: 2965
Terminated.
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May 16, 2017, 05:34:04 PM |
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This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
I have enough proofs which confirms that you didn't needed that extra interest unless Lauda convinced you. No convincing is required. His thread states that the interest rate is a fixed percentage per day. You only paid back the interest for the initial duration of the loan and not for the extended time that it took you to repay. You clearly told me YOU DONT NEED ANY EXTRA AT ALL, SHALL I POST IT ? I MEAN THE PROOF
Just because favours may be in such a financial situation in which he does not need the interest, that does not mean that you were not supposed to pay it. |
"The Times 03/Jan/2009 Chancellor on brink of second bailout for banks" 😼 Bitcoin Core ( onion) |
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MargonCreatives (OP)
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May 16, 2017, 05:37:34 PM |
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This is a lie, you didn't JUST pay the loan late. You didn't pay the interest you were supposed to.
I have enough proofs which confirms that you didn't needed that extra interest unless Lauda convinced you. No convincing is required. His thread states that the interest rate is a fixed percentage per day. You only paid back the interest for the initial duration of the loan and not for the extended time that it took you to repay. You clearly told me YOU DONT NEED ANY EXTRA AT ALL, SHALL I POST IT ? I MEAN THE PROOF
Just because favours may be in such a financial situation in which he does not need the interest, that does not mean that you were not supposed to pay it. I can show you 100+ loans where borrowers paid late and there was not additional interest paid, are you promising me to give negative trust to them all ? |
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BigBall
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May 16, 2017, 05:38:57 PM |
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Bro if you said from start that you will pay a loan you must pay it in time and I think that if you not pay in time that you deserve negative trust.For me that is like breaking a law and you need to be punished with some way.
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MargonCreatives (OP)
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May 16, 2017, 05:39:30 PM |
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Bro if you said from start that you will pay a loan you must pay it in time and I think that if you not pay in time that you deserve negative trust.For me that is like breaking a law and you need to be punished with some way.
I can show you 100+ loans where borrowers paid late and there was not additional interest paid, are you promising me to give negative trust to them all ? |
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Poll
