Bitcoin Forum
March 28, 2024, 08:42:07 PM *
News: Latest Bitcoin Core release: 26.0 [Torrent]
 
   Home   Help Search Login Register More  
Pages: [1] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 »  All
  Print  
Author Topic: Bitcoin halving reports  (Read 29110 times)
Alexila (OP)
Member
**
Offline Offline

Activity: 90
Merit: 11


View Profile WWW
June 19, 2017, 09:58:52 PM
Last edit: July 11, 2017, 03:28:10 PM by Alexila
 #1


EVEREX
https://www.everex.io
Download OP (PDF)





_______________________________________________

Let's Start This Journey Together
We're Adding 2 Billion People To The World Economy




https://vimeo.com/223403573
_______________________________________________







_________________________________________________

Everex does not operate on the basis of P2P loans. Instead, we invest our aggregated
Capital to provide microcredit services, accessible globally and instantaneously on Mobile devices.
Offering microcredit via smartphones allows Everex to lend at professional levels of risk management.

_________________________________________________




_________________________________________________

Everex transactions are settled on the basis of 100%-backed, Ethereum-based Cryptocash currencies.
_________________________________________________




_________________________________________________

Everex builds a global network of partners and vendors that accept Everex transactions
as payment, while functioning as cash-out stations at which Cryptocash can be redeemed against fiat currency.

_________________________________________________

Download
EVERX Wallet
(Remittance only version)





Web version is available at everex.cash (iOS, Mac, PC)



_________________________________________________

In order to make our vision a reality, Everex has developed one of the first mobile Ethereum wallets,
capable of hosting and transacting ERC20 tokens and browsing blockchain transactions, as well as
acting as a smart contract viewer.

_________________________________________________


Use Cases














The EVX Token - Token Sale: July 24th






The EVX token fulfills a multitude of utility functions on the Everex remittance and microcredit platform:

1. Membership
Proof of EVX ownership will be required to access advanced features, such as immediate on demand credit.

2. Tradable Credit Scores & Collateral
Accumulation of EVX will allow low rated individuals and small businesses to improve their credit score. Furthermore, EVX will be accepted as collateral, enabling borrowers to access credit at lower interest rates along with other perks.

3. Incentive Mechanism
Loans paid back in time will reward users with an EVX bonus, adding to a credit scoring, while late payments will entail an EVX levy, reducing one.

4. Everex Shares Success with EVX token holders
Surpluses from successful business activities will be used to launch quarterly buy backs, in which Everex will purchase EVX at market price from EVX holders via “reverse ICO". EVX tokens acquired this way will be distributed among the community for free as a means of user acquisition.

For more information please visit our website:
https://www.everex.io/


Join The Conversation

     


Everex.io first transparent blockchain microfinance platform built on Ethereum. Based on fiat-pegged stable coin cryptofiat smart contracts.
Join our active community on Telegram.
1711658527
Hero Member
*
Offline Offline

Posts: 1711658527

View Profile Personal Message (Offline)

Ignore
1711658527
Reply with quote  #2

1711658527
Report to moderator
Each block is stacked on top of the previous one. Adding another block to the top makes all lower blocks more difficult to remove: there is more "weight" above each block. A transaction in a block 6 blocks deep (6 confirmations) will be very difficult to remove.
Advertised sites are not endorsed by the Bitcoin Forum. They may be unsafe, untrustworthy, or illegal in your jurisdiction.
tyoA7X
Hero Member
*****
Offline Offline

Activity: 1246
Merit: 501



View Profile
June 19, 2017, 09:59:34 PM
 #2


Everex Creates a Global, Inclusive Economy
With Blockchain-Powered Microfinance and Remittance Services



About Everex


Everex was among the first teams to build applications on Ethereum and has enjoyed years of experience in the blockchain space. Our products and API serve many renowned projects in the Ethereum ecosystem, such as Coinigy, Chronobank.io, RSK, Coinbooks, and many more.   

Building on a network of international partners and our already existing products - the Everex Mobile Wallet, and the Everex CryptoCash project - Everex develops the first blockchain-powered micro-finance and remittance service for fiat currencies.

Our goal is to combine blockchain technology, abundant mobile infrastructures, and machine learning software, to allow billions of underbanked individuals in the developing world to access affordable financial services anywhere and to become part of the world economy.
       


Instant Microcredit and Remittance


The new Everex mobile wallet will allow anyone to
  • Borrow Money, in any currency, anywhere
  • Transfer Fiat Money, across borders, instantaneously
  • Buy Foreign Currency, and use it globally

Building on the Ethereum blockchain, Everex is the first company to offer cross-border microcredit services, and the first to make all financial activity available for public audit on the blockchain.



How We Make it Happen


Microfinance
Everex does not operate on the basis of p2p loans. Instead, we invest our aggregated Capital to provide microcredit services, accessible globally and instantaneously on Mobile devices.

Offering microcredit via smartphones allows Everex to lend at professional levels of risk management. Utilizing state of the art AI and Machine Learning technologies, Everex calculates personal credit scores and determines risk and interest rates on the basis of individual user information and behaviour. This allows us to lend to billions of individuals who cannot access microcredit services through traditional channels. 

Remittance
Everex transactions are settled on the basis of 100%-backed, Ethereum-based Cryptocash currencies. For every Cryptocash dollar, one US dollar is held in a publically viewable third-party escrow. Cryptocash can be redeemed at will and hence it is value-pegged to its fiat counterpart. As a result, fiat money can now traverse the globe at the speed of the blockchain.
 
Cash-Out and Trade
Everex builds a global network of partners and vendors that accept Everex transactions as payment, while functioning as cash-out stations at which Cryptocash can be redeemed against fiat currency. Everex remittance services are offered at highly competitive rates and easily out-compete those of credit cards and bank transfers, and hence they present vendors and service providers with enormous incentives to join the network.
 
Wallet and Blockchain-Browser Technology
In order to make our vision a reality, Everex has developed one of the first mobile Ethereum wallets, capable of hosting and transacting ERC20 tokens and browsing blockchain transactions, as well as acting as a smart contract viewer.



Use Cases


The Un- and Underbanked
For more than 2 billion individuals without a bank account, Everex provides immediate access to microfinancing services and cheap, global remittance services.

Migrant Workers and their Families
Everex provides the fastest, cheapest, and easiest way for migrant workers to send money home and sustain their families.

Tourists and Expats
Instead of obtaining traveler checks, or paying excessive conversion fees, visitors in foreign countries can buy and use any currency, anywhere in the world.

Aid Organizations, NGOs and Governments
By streamlining relief and foreign aid programs, Everex allows for the easy and publicly auditable distribution of funds to developing countries.



The EVX Token


Everex seed capital will be raised against the Everex token (EVX) in a publically accessible initial coin offering (ICO). Funds raised this way will be used to finance Everex operations and to serve as the bootstrap capital for Everex credit and remittance services.
 
Everex’s main profit center comprises payday loans and microfinance services, which, due to professional risk management and underwriting expertise, are estimated to generate a 50-250% ROI annually at extremely low default rates.

Everex profits not directly reinvested in growth and expansion will be used to buy EVX tokens back from the market, guaranteeing that Everex success is shared with EVX token holders.

EVX tokens can be used as a collateral to obtain a loan in any cryptocash currency for Everex investors at low rates. Everex is confident in the value of our tokens to offer this service.

The EVX Loan smart contract will be created where user will be able to select the amount requests and loan term, and if agreed with other conditions, loan will be issued once EVX tokens (collateral) is sent from borrower to EVX lending address.

Should this loan be defaulted, collateralized tokens will be sold at the market and profit included in the next schedule token buy back event.


You can already download the Everex mobile wallet > > https://everex.cash/#
 

Social Media Links
 
https://everex.herokuapp.com

https://t.me/everexio

https://twitter.com/everexio

https://www.facebook.com/everex.io/

https://www.reddit.com/r/Everex/

 
 
 
 

reservd for indonesian translation

▄▄█████████▄▄
▄█████████████████▄
▄████████████ ▀███████▄
▄█████████████   ▀██████▄
▄█████████ ▀████▄   ▀█████▄
██████████  ██████▄   █████
█████ ▀████▄ ▀██████▄ █████
█████   ▀████▄ ▀ ██████████
▀█████▄   ▀████▄ █████████▀
▀██████▄   █████████████▀
▀███████▄ ████████████▀
▀█████████████████▀
▀▀█████████▀▀
Emporium.
Finance
.
Decentralized Peer-to-Peer
Marketplace and DeFi
Liquidity Mining Platform
.
▄▄█▀▀██▀██▀▄▄
▄███▀██▀▀▀▀▀ ▄▄   
 ▀          ▄█▀▄█▄     
▄▄▄▄▄        ▀   ▀██▄███▄
▄██████▄          ▄▄██████▄
███████▌       ▄███████████
█████████▄  ▀█▄████████████
███████████▄▄▄▀▀▀▀▀████████
▀█████████████▀     ▀▀████▀
▀████████████▄        ██▀
▀████████████▌    ▄▄██▀
▀██████████▌  ▄███▀
▀▀██████ ▄█▀▀
Available
in +125
Countries
▄███▄
█████
▀███▀
▄▄▄     ▄█████▄     ▄▄▄
█████    ███████    █████
█████    ███████    █████
▄███▄               ▄███▄
███████     ███     ███████
███████ ██▄█████▄██ ███████
▀▀▀▀▀▀▀  ███▀ ▀███  ▀▀▀▀▀▀▀
███▄ ▄███
██▀█████▀██
███
Community
Governance
System
▄▄██████▄▄ ▄▀▄
      ▀▀▀ ▄██▄
          ▀██ ▄██▄       ▄█
        ▄██   ▀▀███▄   ▄███
       ▄██        ▀█▄   ███
      ▄██           ▀  ▄███
     ▄██        ▄▄     ▀███
    ▄██        ██▀      ███
   ▄██                ▄████
  ▄██         ▄█████████▄ █
  ▀▀      ▄▄▄█████ █▀  ████
      ▄▄██▀▀██▀  ███▄  ▄███
    ▄██████████████████████
Liquidity
Mining
Platform
.
████████████████████████████████████████████████████████
.
.JOIN NOW.
.
████████████████████████████████████████████████████████
Sergei.Gerasimenko
Sr. Member
****
Offline Offline

Activity: 994
Merit: 335


View Profile
June 19, 2017, 10:00:13 PM
 #3

Russian translation reserved
moroseneng
Sr. Member
****
Offline Offline

Activity: 448
Merit: 250


View Profile
June 19, 2017, 10:01:32 PM
 #4

I can do Indonesia translation if needed
Alexila (OP)
Member
**
Offline Offline

Activity: 90
Merit: 11


View Profile WWW
June 19, 2017, 10:02:18 PM
 #5

Reserve

Smiley

Everex.io first transparent blockchain microfinance platform built on Ethereum. Based on fiat-pegged stable coin cryptofiat smart contracts.
Join our active community on Telegram.
erikalui
Legendary
*
Offline Offline

Activity: 2618
Merit: 1094



View Profile WWW
June 19, 2017, 10:05:10 PM
 #6

Reserving hindi translation if needed.

elegant_joylin
Sr. Member
****
Offline Offline

Activity: 826
Merit: 254


View Profile WWW
June 19, 2017, 10:13:12 PM
 #7

@Alexila, PM sent.
BitzMD
Sr. Member
****
Offline Offline

Activity: 421
Merit: 250



View Profile WWW
June 19, 2017, 10:23:40 PM
 #8

watching Wink

everex_one
Newbie
*
Offline Offline

Activity: 17
Merit: 0


View Profile
June 20, 2017, 12:01:18 AM
 #9

Hot off the Press!!

Financial Inclusion Company Everex Takes Home RemTECH Award For Ethereum Apps


https://blog.everex.io/financial-inclusion-company-everex-takes-home-remtech-award-for-ethereum-apps-f29e7d3e37d6


Bitcoin, Blockchain Payments Startups Win RemTECH Awards at United Nations

https://www.cryptocoinsnews.com/blockchain-startups-win-remtech-awards-at-united-nations/


TimeTeller
Hero Member
*****
Offline Offline

Activity: 2702
Merit: 588


View Profile
June 20, 2017, 12:45:55 AM
 #10


The new Everex mobile wallet will allow anyone to
  • Borrow Money, in any currency, anywhere
  • Transfer Fiat Money, across borders, instantaneously
  • Buy Foreign Currency, and use it globally

Building on the Ethereum blockchain, Everex is the first company to offer cross-border microcredit services, and the first to make all financial activity available for public audit on the blockchain.

How We Make it Happen


Microfinance
Everex does not operate on the basis of p2p loans. Instead, we invest our aggregated Capital to provide microcredit services, accessible globally and instantaneously on Mobile devices.

Offering microcredit via smartphones allows Everex to lend at professional levels of risk management. Utilizing state of the art AI and Machine Learning technologies, Everex calculates personal credit scores and determines risk and interest rates on the basis of individual user information and behaviour. This allows us to lend to billions of individuals who cannot access microcredit services through traditional channels. 
-snip-

The Un- and Underbanked
For more than 2 billion individuals without a bank account, Everex provides immediate access to microfinancing services and cheap, global remittance services.

Migrant Workers and their Families
Everex provides the fastest, cheapest, and easiest way for migrant workers to send money home and sustain their families.

Tourists and Expats
Instead of obtaining traveler checks, or paying excessive conversion fees, visitors in foreign countries can buy and use any currency, anywhere in the world.

Aid Organizations, NGOs and Governments
By streamlining relief and foreign aid programs, Everex allows for the easy and publicly auditable distribution of funds to developing countries.


I'm just wondering how you will evaluate the credit score of these more than 2 billion individuals without a bank account?
And how can they access your microcredit services if some of them don't own smartphones?
Remember that maybe a lot of them are living in very remote areas that they don't even know what smartphones are.
I'll wait how you address those bottlenecks. The objectives are great but how you implement is back-breaking.
one.CAG
Newbie
*
Offline Offline

Activity: 13
Merit: 0


View Profile
June 20, 2017, 12:56:48 AM
 #11

Hot off the Press!!

Financial Inclusion Company Everex Takes Home RemTECH Award For Ethereum Apps


https://blog.everex.io/financial-inclusion-company-everex-takes-home-remtech-award-for-ethereum-apps-f29e7d3e37d6


Bitcoin, Blockchain Payments Startups Win RemTECH Awards at United Nations

https://www.cryptocoinsnews.com/blockchain-startups-win-remtech-awards-at-united-nations/





Wow, nice exposure for the ico coming up!

Waiting to hear more about the next Everex dApp with tokens!

Alexila (OP)
Member
**
Offline Offline

Activity: 90
Merit: 11


View Profile WWW
June 20, 2017, 03:30:53 AM
 #12


I'm just wondering how you will evaluate the credit score of these more than 2 billion individuals without a bank account?
And how can they access your microcredit services if some of them don't own smartphones?
Remember that maybe a lot of them are living in very remote areas that they don't even know what smartphones are.
I'll wait how you address those bottlenecks. The objectives are great but how you implement is back-breaking.

Thank you for your questions. I'll be happy to answer as I'm sure more readers would like to know the same

1... how you will evaluate the credit score of these more than 2 billion individuals without a bank account?

we use 2 main data feeds. 1) Transaction records from remittance and payments made within our wallet, which is publicly accessible from Ethereum via our Ethplorer.io blockchain reader, filtered by specific cryptocash currency symbol, e.g. THBEX, and 2) smartphone data, from the model to the information that user allows to access when installing the app. Those two feeds have quite a number of metric points that we analyze to make lending decision. Also, once first loan is paid, the credit line increases, and so forth. This allows underbanked to build own credit history on public transparent blockchain.

2. And how can they access your microcredit services if some of them don't own smartphones?

There are enough users who have smartphones, even in developing countries, and we focus our offer to them. The cost of basic Android phone is going down year by year, and if not next year but in 3 years most of the users will have ability to get a smartphone. Some users may share one smartphone between them, like some of our customers in Myanmar do.
Thank you.  

Everex.io first transparent blockchain microfinance platform built on Ethereum. Based on fiat-pegged stable coin cryptofiat smart contracts.
Join our active community on Telegram.
MoneyJ
Hero Member
*****
Offline Offline

Activity: 1022
Merit: 504


GoMeat - Digitalizing Meat Stores - ICO


View Profile
June 20, 2017, 04:33:29 AM
 #13

Interesting concept . I need to dig deep on to this . It kinda intrigues on how it is going to work on a blockchain system and regulatory entities from different countries.

█████████████████████████████
█████████████████████████████
█████████████████████████████
█████████████████████████████
████▀▀ ▄▄▄ ▀▀████▀ ▄▄▄▄ ▀████
███▀ ███████▄ ██ ▄██████▄ ███
███ ████▀▀▀▀▀  ▀█████████████
███▄ ███████▀ █▄ ▀██████▀▀███
████▄ ▀▀▀▀▀ ▄████▄ ▀▀▀▀ ▄████
█████████████████████████████
█████████████████████████████
█████████████████████████████
█████████████████████████████
.GoMeat.  300+ STORES ALREADY ONBOARD
 THE FIRST PROJECT OF ITS KIND

ONLY 160K TOKENS REMAINING
████
██
██
██
██
██
██
██
██
██
██
██
████
████
██
██
██
██
██
██
██
██
██
██
██
████
████████████████████████████
████████████████████████████
████████████████████████████
█████████████████▀▀  ███████
█████████████▀▀      ███████
█████████▀▀   ▄▄     ███████
█████▀▀    ▄█▀▀     ████████
█████████ █▀        ████████
█████████ █ ▄███▄   ████████
██████████████████▄▄████████
████████████████████████████
████████████████████████████
████████████████████████████
Lion BItcoin Shop
Hero Member
*****
Offline Offline

Activity: 586
Merit: 500

BitcoreService.com


View Profile
June 20, 2017, 04:53:53 AM
 #14


reservd for indonesian translation

I can do Indonesia translation if needed

both of you is awesome guys..  Cheesy Cheesy


for OP i sugn up your walllet for testing some feature
0x9f4b9cdeabb59ed136af46ea6c7a1350f9aba05f

is this your real office???
hmm interesting

jwiz168
Hero Member
*****
Offline Offline

Activity: 910
Merit: 1000



View Profile
June 20, 2017, 05:31:09 AM
 #15

kindly reserve for Filipino translation thank you
USBitcoinServices.Com
Sr. Member
****
Offline Offline

Activity: 1666
Merit: 267


Earn bitcoins every hour: USBitcoinServices.com


View Profile WWW
June 20, 2017, 07:21:34 AM
 #16

It sounds engaging and enrolling... When will you launch a social county program if it is in your plans?

szfinx
Sr. Member
****
Offline Offline

Activity: 322
Merit: 250



View Profile
June 20, 2017, 08:33:26 AM
 #17

The idea is very good, I am involved in the microfinance sector and have more than enough experience in remittance from Europe to SE Asia too. I can see possibility for your service.

I would have a few questions which I couldn't find on your site (I might skipped them)

Which country do you operate?

Where do you provide microfinance and remittance service (or planning in the near future)?

Do you already has an operational base in one of the developing countries and now you would like to raise capital for further expansion or you just have the model without any operational income?

If you already have filed operation, where can I check your company registration and financial audits?

On your site, there are only a few of your members actually seems to have connection to emerging markets. Most of them only have extensive experience in finance and software engineering. How do you acquired the necessary experience to operate?

Thank you for the time to read.

sud
Sr. Member
****
Offline Offline

Activity: 826
Merit: 301



View Profile
June 20, 2017, 08:50:39 AM
 #18

Reserving polish translation.

Project and your portfolio looks great!

Any info about ICO? Are tokens based on ETH? What is the token limit? Will ICO be capped?
Can we see a whitepaper?

Waiting for more news.
dryandry
Full Member
***
Offline Offline

Activity: 173
Merit: 100



View Profile
June 20, 2017, 08:59:32 AM
 #19

if there is a crowdsale with big bonus in start invesment i will join
better to watch until get more info now
Alexila (OP)
Member
**
Offline Offline

Activity: 90
Merit: 11


View Profile WWW
June 20, 2017, 11:53:42 AM
 #20


for OP i sugn up your walllet for testing some feature
0x9f4b9cdeabb59ed136af46ea6c7a1350f9aba05f

is this your real office???
hmm interesting


Yes, it is real address. We are looking for a bigger office now so it will change next month. But if you are in Bangkok. please stop by to say Hi.

Everex.io first transparent blockchain microfinance platform built on Ethereum. Based on fiat-pegged stable coin cryptofiat smart contracts.
Join our active community on Telegram.
Pages: [1] 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 »  All
  Print  
 
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.19 | SMF © 2006-2009, Simple Machines Valid XHTML 1.0! Valid CSS!