*Before starting:
FTB COIN - FTB FINCOIN (FTB), named Fincoin, with code FTB, is created in Waves Platform. ID: E8jdQECM6i9j28bpH81zZWyAwtaZwJMtzPWz4jCCmot3.
AFTER ICO, FINCOINERS WILL BE ABLE TO DECIDE IF MIGRATE TO ETHEREUM*FinTech Bank Project is over, now official ICO name is FTB.
FTB MAIN SITE:
https://www.ftb.fundFTB FACEBOOK PAGE:
https://www.facebook.com/FTB.fundofficial FTB TWITTER:
https://twitter.com/ftbankofficialFTB INSTAGRAM:
https://www.instagram.com/fintechbankproject/FTB LINKEDIN:
https://www.linkedin.com/company-beta/11166321/ OUR MAIL:
info@ft-bank.comTELEGRAM:
https://t.me/FTBICO chat:
https://t.me/joinchat/GH5NHgvGlkguRl4G1iUJ7ASLACK:
https://join.slack.com/t/ftb-team-ico/shared_invite/MjM2MTI4MzUzMjM3LTE1MDQ1NDI0MzYtOTI0ZWE1YTFkNQ At the end of the post, you can find all the translations. TOTAL FTB SUPPLY: 10,000,000,000
CIRCULATING SUPPLY: 1,000,000,000
FTB BLOCKED (NO CIRCULATING): 9,000,000,000
YOU CAN CHECK NO CIRCULATING SUPPLY HERE:https://wavesexplorer.com/address/3PCBbAm3hi4QUf84aFQ95yfBHEYgYxZ9recFounders and members own 5% of total circulating supply (locked until October 2018):
https://wavesexplorer.com/address/3P8gRvfurkrrEXWLXCv21u9x34w6j3jdXBm
About FTB in media: Cointelegraph:
https://cointelegraph.com/press-releases/announcing-ftb-initial-coin-offeringYahoo Finance:
https://finance.yahoo.com/news/ftb-announces-initial-coin-offering-231500146.htmlBusiness Insider:
http://markets.businessinsider.com/news/stocks/FTB-Announces-Its-Initial-Coin-Offering-Campaign-1001726737 EXCHANGES: FTB FINCOIN IS TRADED ON 
FTB WILL BE TRADED ON BLOCKBID SOON! WE ARE IN CONTACT WITH OTHER EXCHANGES! STAY TUNED!ICO DETAILS ARE BELOWWHAT IS FTB?FTB is focused on the world of cryptocurrencies. Designed by a group of students with multidisciplinary competences, operating from all over the world. Our mission is to bring benefits of blockchain to everyone!!!
The purpose of FTB is to create a company operating in FinTech sector, specialized in the world of cryptocurrencies.
The innovation that blockchain brought can be summarized in the following terms: decentralization, velocity and transparency.
Our project aims to exploit these features as its strengths, through the cryptocurrency we created.
Thanks to FTB COIN - FTB Fincoin (FTB), every single decision of our company will be decentralized, instantaneous and transparent. There will be no longer shareholders' meeting, which to be held takes time and money. Any decision related to our management could be made by any shareholder, in whatever moment, from anywhere in the world, in a very short time and in a completely transparent way. FTB may be considered as an hybrid between a DAO and a traditional company. FTB Fincoin represents a share and is the decision-making instrument of the company that FTB wants to create.
FTB aims to start up a company specialized in Fintech, focused on cryptocurrencies. The company will deal in special with the following business:
1. It will try to connect traditional investment funds from all around the world,through the creation of cryptocurrencies serving as an asset in order to break down the majority of commissions offering efficiency nowhere to be found nowadays.
2. It will offer funds of investment on cryptocurrencies to the market,not only to whom already knows this world ,but also to those who don't know yet how huge these opportunities are.
3. Ft Bank wants to launch Cloud Funds on the market: investment funds directly controlled by users where each decision is made by a majority of participants.
4. Bringing to firms and rising start ups the benefits of the world of cryptocurrencies,especially exploiting the potential of ICOs.
Thanks to the coins that will represent every service provided, the user will be able to change, amplify, decrease, exchange or halt every single service offered,immediately through the platform Waves. The user will be also able to move his own investment to other banks ,firms or platforms that provide financial services just by exchanging the crypto money,regardless whether these services are provided by FTB.
Main Business: CONNECT WORLD FUNDS Each FTB fund will be represented by an exchangeable coin with any cryptocurrency, euro, dollar and yuan in waves.
We won't only create coins that represent our funds but we'll also create coins representing traditional funds, here it's the the incredible innovation we will bring!
In this way, anyone, with any amount, will be able to change a his share in a investment fund immediately.
With a click, everybody will be able to switch from a fund managed by J.P. Morgan (in example) to a fund managed by Goldman Sachs by simply exchanging the coin guaranteed by FTB, which represents a fund, with another coin, representing another choice.
There will be no more useless commissions and long time to switch from one operator to another one.
Thanks to Blockchain, Banks will focus exclusively on customer satisfaction, and not on commissions.
There will no longer be a minimum amount, coins will be divisible to give anyone the chance to invest any amount.
There will be no longer waiting times:
Sending, exchanging, and receiving coins created in waves is almost instantaneous, and can be done at any time of the day, any day. Switching from one operator to another will be instantaneous as change in an Exchange Bitcoin for Ether (BTC / ETH).
FTB will invest in the best traditional funds, and will create coins representing the shares invested in the fund. By buying that coin, you buy a part of the investment. FTB will be guarantor and anyone can collect his share by sending the coin to FTB or exchanging it in Waves Platform.
Just think to the huge bank inefficiencies that fall on clients: minimum amount required,commissions on entry, commissions on exit,bureaucracy,information,waiting time and documentary expenses.
Thanks to FTB all this will not exist anymore.
In Waves Platform, and even in the dedicated platform that will be created by FTB, it will be possible to exchange a coin representing a Fund (e.g a Crypto- Fund managed by FTB), with a coin deeply different, e. g. a coin representing a Fund managed by J.P.Morgan, whose value will be guaranteed by FTB according to the trend of the Fund. Thus, this way everyone will be able to choose immediately his own operator, regardless of the amount, of the distance, of the currency, regardless of his own economic situation or of the political situation in his country.
Funds represented by our Token will not only represent FTB Funds or traditional funds, but also those of other Cryipto-funds (most important funds will be selected).
FTB will choose the world's best funds and will invest on them, and will create crypto-assets which value will depend on the trend of the funds, not managed by FTB but by the various selected Banks.
To further understand the potential of what we are offering, we try to be even more specific:
FTB could invest in a fund managed by an American Bank, such as JP Morgan Chase & Co., and will create coins that will represent the performance of its investment. Along with this investment, it could invest in funds managed by a Chinese Bank, such as ICBC (Industrial and Commercial Bank of China). He will create two coins representing the funds - one that will represent J. P. Morgan, perhaps called FTB JPM FUND COIN, and another ICBC representative, perhaps called FTB ICBC FUND COIN.
The possession of one of these two coins gives to users incredible potentials: they will be able to change instantly an FTB JPM Coin with an FTB ICBC Coin. In this way, they will move their funds managed by an American Bank to a Chinese Bank: immediately, at any time, with no minimum or maximum deposit limit (you can invest even less than a satoshi) With commissions close to zero (0.003 waves on Waves Platform).
For withdraw funds people will simply change Funds-coin with fiat money or cryptocurrencies, or will send them to FT B. Everything will be done immediately.
Users will be able to exchange or diversify their investments, invest in crypto-funds that they feel best moving from one type of fund to another at any time; and in traditional funds to cover or to have less volatility and protect themselves against risks.
In any case, they will benefit from the best fund at almost no cost.
Let's move on to let everyone know the potential of this service:
Thanks to FTB, an investor will be able to move his $ 10 million (or even $ 1) investment, on Sunday, at midnight, from an American bank to a Chinese, instantly, in Waves Platform or via FTB, paying 0.003 Waves (currently $ 0.006).According to World Bank, there are 2 billion adults in the world without access to formal financial services:
http://www.worldbank.org/en/news/video/2016/03/10/2-billion-number-of-adults-worldwide-without-access-to-formal-financial-services.
There are many people in the world (not just those without access to Formal financial services) that are able to save an amount that for the Western world, and for Banks, is negligible, in spite that amount for them is more than vital. These people right now are incapacitated to invest in any type of fund or product/financial service to ensure them a better future. The economic causes must be combined with the political and social barriers that in some parts of the world do not protect private investments.
Thanks to FTB all this will disappear!There will be no barrier anymore. Anyone will have the right to invest, where and how he wants, ensuring to himself Blockchain's privacy.
Quotes will be represented by asset-coins, it will be possible choose a fund by investing even less than a cent!
These peculiarities enable people to create a personal savings or investment plan, regardless of their economic, political and social situation. The management of funds quotes will become so decentralized: FTB will never control the use or possession of user fund shares.
As Bitcoin seeks to decentralize traditional monetary systems, we will decentralize the holdings of fund shares.
Anyone can buy a share of a fund not only through FTB (this is especially for less experienced clients, who will still have almost no commissions comparable to other intermediaries) but on their own on Waves, a decentralized exchange, and on other Exchange than Will accept this cryptocurrencies. You can sell them, buy them, trade them, without any intermediary control, but with the transparency and security of Blockchain!
Anyone will be able to buy a share of a fund not only through FTB (this mode is especially for less experienced clients, who will still have almost no commissions comparable to other intermediaries) but on their own on Waves Platform, a decentralized exchange, and on other Exchanges that will accept these coins!
Users wil so be able to: buy, sell and trade their Fund shares without any intermediary control, but with Blockchain transparency and security!
Other operations we'd like to provide to the markets:
Raising funds, both through cryptocurrencies and money fiat currencies, we'll invest in the new crypto-markets seeking to exploit the most the volatility of these markets. Even investing a small amount, it will be possible to aim for high revenues. In this way, even those who have no technical-financial knowledge can benefit from the same high earning opportunities.
With “typical” funds, we'll offer crypto-assets representing Fund quotes. Everyone will be able to transfer/exchange his quote at anytime, to everyone, in every part of the world.
Our funds will be managed by funds managers alongside crypto-experts, we want to bring added value with the skill of these, and present to those who do not know cryptocurrencies.
In general funds can be divided into three:
- Low-risk funds: represented by 80% from btc eth and dollar, the rest on other cryptocurrencies.
- Medium risk funds: 30%-60% from btc eth and dollar
- High Risk Funds: where the focus will be on the new token marketplaces (ICO and new tokens).
We offer the possibility to participate in “Clouds Funds”: common funds of investment where the same users decide the operations to undertake and the markets where to operate,benefiting from the financial and economic knowledge of all the group. Each user can post its own idea in a dedicated forum, and given many alternatives, the one that receive more consensus (according to the participation share) will be implemented.
Anyone can announce a fund. Users will join to give opinions or to change its initial composition. All instructions will be executed by the company. Any decision can be taken by fund participants, like how to change fund's composition or close it.
Moreover side consultancy services are provided to firms or investors, including risk management and the usage of virtual currencies. Out third goal is to help firms to enter in virtual currencies and Blockchain World, offering them ICO's advantages.
Through the advancement of the Financial Technology, it's possible to redesign every service offered from traditional banks (e.g factoring, loans, lombard credit), enhancing the efficiency in terms of cost and instantly providing this service worldwide, offering full transparency from banks' performances and ensuring full privacy to clients. Services, in a first phase, will be offered to the starts up and firms operating in the world of the Blockchain, but everyone will take advantage of it in the near future!
Our intent is to contribute in the transformation of the financial world through an active participation of each stakeholder: here comes into play
FTB COIN - FTB FINCOIN (FTB)!!!!
ABOOUT FTB COIN: FTB FINCOIN (FTB) 
FTB FINCOIN is a digital asset. The total amount of FTB FINCOINS created is 10 billions. Possessing a FTB FINCOIN means the ownership of a participation share in FTB COMPANY (exactly as a share). Over the right to obtain dividends, the possessor could also actively take part in the decisional process spending FINCOINS (to be sent to FTB). This way, given more alternatives, FTB will operate in the exclusive interest of its stakeholders. Counting on the consensus of its investors, FTB will be able to adapt to the systematic changes to come in a very short time.
Fincoins will be also accepted by the Company as payment method.
***Dividends could be distributed in: fincoin, waves and bitcoin.
****Fincoin is re-issuable, but we will not re-issue it for pay dividends. They are re-issuable only for give to Fincoiners the possibility to replicate the “issuing new share”, Fincoiners have the right to buy new issuing before the market placement (Right of option).
With Fincoins people will be able to redirect company's management:
Everyone will be able to propose an idea and share his thoughts: these will be represented by a wallet. Once the wallet receive enough Fincoins (0.3% of the amount of total Fincoins subtracted from total Fincoins held by the company), a referendum will be launched. With this referendum Fincoiners will be able to accept or reject the propose, sending fincoins in the dedicated wallet.
Referendums will also be proposed by the company.
All FTB Fincoins received will be held by the company (as treasury shares).
BY DOING SO SHAREHOLDERS WHO AIM FOR PARTICIPATING IN THE DECISIONAL PROCESS WILL GAIN A CERTAIN AMOUNT BY SPENDING FINCOINS RATHER THEN SHAREHOLDERS WHO REFUSE TO TAKE PART IN THE DECISION MAKING PROCESS BY NON VOTING, WILL NOT SPEND THEIR “SHARES” WITH ALSO GAINING MORE DIVIDENDS. THAT'S THE REVERSE OPERATION OF PREFERRED STOCKS With this mechanism shareholders who refuse to participate will not lose their share and will gain more dividends. That's the reverse operation of Preferred Stocks.
FINCOINS are created through the circuit
“Waves Platform”. This platform also plays the role of decentralized Exchange where whoever creates a cryptocurrency shall be able to exchange it with any other already existing (Bitcoin e.g),or with flat currencies (euros,dollars,yuan). Being a decentralized platform ,any currency created will always be accepted by the platform whatever happens. Fincoins, other than on Waves, will also be traded on other exchanges.
FIRST REFERENDUM WILL BE ABOUT THE COMPANY NAME!!!
In the period between the end of Pre-sale and Ico we ask you to send us possibles company names and brands, we will choose 3 of them, and, after the Ico, we will induce OUR first referendum!
WE DON'T WANT SELL FINCOINS FOR GIVE EARN TO EVERY “EARLY ADOPTER”. WE WANT TO CREATE A REVOLUTIONARY COMPANY! OUR FIRST GOAL IS NOT MARKET CAPITALIZATION, IS PARTICIPATION!!!! PRE-ICO SALEPRE-ICO SALE IS OVER: WE DISTRIBUITED ONLY 0.81% OF FTB TOTAL SUPPLY!
PRE-ICO STATS:
PROJECT STARTED WITH 1 WAVES (3 USD) OF BUDGET. FTB PROJECT STARTS NOW!
***Pre-sale's goal was to spread awareness about FT BANK PROJECT, and give us feedback about the project structure.
BOUNTY CAMPAIGN: GET FREE FINCOINS NOW! OFFICIAL BOUNTY IS NOW: https://bitcointalk.org/index.php?topic=2171104.new#new FTB FINCOIN INITIAL COIN OFFERING (ICO) IS NOW! Price will start from 0.0005$ HARD CAP ONLY 4.68 mln!!!
- TOTAL FINCOINS allocated on the market (Pre-Sale + ICO): 60%
- TOTAL Fincoins intended for partners: 10%
- TOTAL Fincoins intended for: founders, members, developers and assistants: 30%
*Unsold fincoins will be allocated to the enterprise (like treasury shares).
***** Probably 30% could be seen as a high remuneration. But owning fincoins means owning a part of the Project. After the Ico it will be announced founders and members share.
In case we don't reach the goal of 300,000 USD (or its equivalent in cryptocurrencies), we will not be able to carry out our project with ICO funds, whereby investors will be able to choose if be reimbursed or hold FTB and trade them in Exchange. FTB will start the project even if the minimum capital is not reached.
HOW TO PARTICIPATE IN FTB ICO There are three different ways to participate, with different currencies: 1) Directly with BTC, ETH, BCH or LTC
2) Directly with waves, Bitcoin or Ether via Waves Platform
3) Directly with Euro, Usd or GBP via Waves Platform FAQ:http://ftb.fund/en/FAQ ARTICLES ABOUT US:CHINA:
http://www.bitcoin86.com/szb/15273.html http://www.dailibu.cn/altcoinscriptomonedasaltern/201707484.htmlBRASIL:
https://www.btcsoul.com/noticias/conheca-fintech-bank-project-fincoin-ftb/https://www.btcsoul.com/noticias/ft-bank-project-anuncia-direcao-negocios/
https://www.btcsoul.com/destaque/ftb-anuncia-ico-programa-recompensas-colaboradores/Italy:
http://www.startingfinance.com/ftttttttttttb-partnership-starting-finance/Other articles:
http://ftb.fund/en/news You can write us in English, Chinese, Arab, Italian, German, Spanish, Turkish and Portuguese 
WHOEVER BELIEVES TO BRING ADDED VALUE TO THE PROJECT CAN FEEL FREE TO CONTACT US. WHO'S GONNA CHANGE THE WORLD THIS TIME?Other Languages Links:
Spanish:
https://bitcointalk.org/index.php?topic=1994810 Thanks to Porfirii
French:
https://bitcointalk.org/index.php?topic=1995081.msg19864403#msg19864403 thanks to Aveatrex
Greek:
https://bitcointalk.org/index.php?topic=1995941.msg19872030#msg19872030 thanks to killerjoegreece
Indonesian:
https://bitcointalk.org/index.php?topic=1996445 thanks to topbitcoin
Italian:
https://bitcointalk.org/index.php?topic=2000375.new#newFilipino:
https://bitcointalk.org/index.php?topic=2001472.0 thanks to Julerz12
Portuguese:
https://bitcointalk.org/index.php?topic=2191279.new#new thanks to Raxitto
Dutch:
https://bitcointalk.org/index.php?topic=2037529.msg20268842#msg20268842 thanks to buddabudda
