so what just because i wanted to see if something would go for auction and it didn't take
That means you don't have any attachment to the item.
You will send your collateral and get your loan.
When it comes time to buy the item back, you may just choose to abandon your account. :/
The lender has the added task of having to sell your collateral to recoup his loss.
That is why I don't view you as trustworthy.
You are 100% correct in stating the obvious yet again...
However, I have done no wrong and considering these specific circumstances
I'm at a minimum offering something that will exceed the loan value...
This is how this should have played out
There is 3 scenarios that could happen here
1) lender x gives me .16-.2 loan after he recieves and verifies my collateral
And in 5 or so weeks he is paid back and returns collateral.
Or
2) lender x gives me .16-.2 loan after he recieves and verifies my collateral.
And in 5 or so weeks I say to him sorry man something came up and I need 2
More weeks to pay, he gets paid and returns collateral.
Or
3)lender x gives me .16-.2 loan after he recieves and verifies my collateral.
And in 5 or so weeks I haven't paid or contacted, he says we'll shit that dude didn't pay me back
It's a good thing I have this collateral to sell to recover my losses and I'll mark his account as an untrustworthy
Individual
In no case should you have marked me PERIOD