[ANN][ICO] Change - The First Decentralysed Crypto Bank [ICO September 16th]

[Leonid SI]

Congratulations for a team! Really good result, already raised more than 22 percent and it is only a first week of crowdsale! Considering market situation it is a very good result!

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[Ano]

Congratulations for achieving the most recent milestone, 45k ETH, next 60k ETH, cheers guys, buy more!

This ICO is going on with very good momentum I also hope this will achieve great milestone will become very successful ICO. Still people have good chance to invest into this promising business which will be very profitable in future.

[gusgusest]

Thanks for the support guys!

Dragos was just live on Facebook, go check it out at: https://www.facebook.com/changefinance/

[mcfom]

I like the vision of Change they are on a mission to bring revolutionary new financial system. This is nice to see they got an amazing response from the people all around the world this community is growing so fast and growing bigger day by day I believe this project will be huge.

[thepo1m]

How can I get into the pre-sale? You don't have a date.

You can save your seat on http://change-bank.com/. Everyone who saves a seat will be the first ones to know the pre-sale date and time.

Thanks

Presales are done but you can still get an excellent deal on the ICO, this platform will change the financial world in less than a decade

There is no need to respond to his account, it is one of those accounts looking to increase his post activities, how can someone be responding to pre-sale post that ended days ago.

[MiBambino]

How can I get into the pre-sale? You don't have a date.

You can save your seat on http://change-bank.com/. Everyone who saves a seat will be the first ones to know the pre-sale date and time.

Thanks

Presales are done but you can still get an excellent deal on the ICO, this platform will change the financial world in less than a decade

There is no need to respond to his account, it is one of those accounts looking to increase his post activities, how can someone be responding to pre-sale post that ended days ago.

I didn't notice the date, sorry!

[KingArbinV]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

[EduardoSe]

how long duration ico selling
still open to join bounty

[axrhuls]

how long duration ico selling
still open to join bounty

23 days left, so you have time to invest, or join the bounty, their 200k hard cap is there, now 45k ETH raised.

[crazydeadmoth]

Just joint the ICO, I invested 1 ETH into CHANGE, although it is not huge, it still can be seemed as my support.

[MiBambino]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

that's quite a misinterpretation of numbers, i'm afraid.
https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7

[dragonares]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

that's quite a misinterpretation of numbers, i'm afraid.
https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7

Very good article, but people said polybius is scam, right? While TenX is awesome, and has the largest market cap right now.

[perryparanoid]

Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 

[lenyro]

Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 

You can see his LinkedIn, he has worked in other companies. I think he set some other companies.

[btcthm]

"83.33% of the revenues generated from TPSPs are distributed evenly among Change token holders monthly" ==> Change-bank tokens will be considered as security by SEC or not?

A securities Law Framework for Blockchain Tokens:

[AlloM]

Very interesting..
backed by former ceo of dhl, roger cook.
why did he resigned from DHL? 

That is personal matter of him don't interfere into anybody life that is humble advice for you. We must be focus on our work I believe this project will be big so many talented people into this team.

[thepo1m]

Just joint the ICO, I invested 1 ETH into CHANGE, although it is not huge, it still can be seemed as my support.

A rive start from a small drop of water, the current bonus expires soon and it seems the fund has been stuck at 45kEthers for some time now and the current milestone is 60kEthers. I'm not sure how much was raised by Polybius

[cyberspacemonkey]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

[MiBambino]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

[cyberspacemonkey]

Nothing new - this project is just second Estonian-grounded project simply extending ideas of previous Estonian digital Polybius bank, which first proposed idea of blending banking services with financial marketplace. The slight difference is that Polybius team was shy to mention cryptos in conjuction to banking services, but these guys dare to do it.
As far as it concerns crypto accounts and crypto-nominated debit cards - there are hundreds of such start-ups and even well-established companies like MonacoCard, Coinsbank, UQUID etc.

Economic model is also weak - in WP they promise to distribute only 10% of annual income to tokens holders and try to sell only 40% of token supply for near 50mln. For instance, Polybius bank engaged to distribute 20% of annual income for all tokens, from which 93% are sold to public. Thus from financial perspective Polybius token is 17x more attractive then CAG.

Given these considerations I restrain to participate in this ICO and not recommend anybody to engage in it.

I have to agree with you here, for starters it's going to be very hard for this token to be listed on any serious exchange for a long time if not ever due to its "banking" nature and regulations.

https://medium.com/@CryptoJudgemnt/comparing-cryptobanks-tenx-monaco-change-polybius-tokencard-bankera-54345c04c6a7
Read this, the website has no connection to any of the projects discussed in the article, and change comes out as the best one

Thanks, the comparison in the article is accurate and Change may have its advantages over other similar projects but that does not change the fact that it's going to be difficult for the token to be accepted at exchanges like Bittrex or Polo but I also hope I'm wrong.