Why not neg all the lenders who accept bitcointalk accounts as valid collateral

[ubitcoin]

Do you agree lenders are one of the prime sources where account buying/selling are greatly encouraged ?

They accept bitcointalk accounts as collateral and on non-repayment to cover loans they take control of those accounts, will they put them into barn ?

Have any lender already got negged for reason of bringing garbage to this forum ? Why @Lauda and others are missing out this  (or intentionally   )

A stand against spam should be same across all the people regardless of their rank/reputation/business. Do you agree on this ?

(I am not sure whether this is already discussed and concluded. If so, pls link me).

Here is one lender accepts BCT accounts for future sales : http://archive.is/lRmLk#selection-5247.148-5247.323

If you agree with my point, please list out all the lenders who were/are dealing with BCT accounts.


Edit:
http://archive.is/2WhFv
http://archive.is/MGUmo
http://archive.is/Llwhl
http://archive.is/L5sdG
http://archive.is/jLlEe
http://archive.is/tTeGO
http://archive.is/SU6Xs
http://archive.is/Ln2jN#selection-3161.160-3161.227

[1714122366]

1714122366

[1714122366]

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[Have_good_times]

I guess Lauda must be preparing right now to neg them.
Probably he will thank you later for notifying these opportunities of extending their usual work

[actmyname]

yogg doesn't accept them anymore thus the point is invalid. http://archive.is/jLlEe#selection-695.0-695.101
IIRC that thread has been abandoned for a newer one.

Gunthar used the accounts that he got from collateral to market his lending service and AFAIK has never sold them.

DarkStar_'s most recent outgoing loan using an account as collateral most likely was a default: ruggedman_dan had never repaid the loan. However, the account is INACTIVE. The password was changed only once (by DarkStar_) since the loan was given: https://archive.is/HD54v#selection-68945.0-68949.19 and twice beforehand. It is possible that the account was compromised and thus the purchaser wanted to make a quick buck by applying for a disguised sale loan.Can't say anything about the rest.

It's on a case-by-case basis in terms of trust feedback. You wouldn't apply common law to every single case.

[ubitcoin]

It's on a case-by-case basis in terms of trust feedback. You wouldn't apply common law to every single case.

You cannot say that ? They are dealing with BCT accounts, that's it. What is the "big" differences between them and account farmers.

[CasioK]

Well, I sort of agree with this because anyone who takes accounts for giving loan means they will sell it and eventually giving rise to account's sales. He has a valid point right there but maybe Lauda can explain better.

[actmyname]

You cannot say that ? They are dealing with BCT accounts, that's it. What is the "big" differences between them and account farmers.

The edge cases that I listed from above are the differences. Just because someone takes in BCT accounts as a collateral doesn't mean they plan on selling them. In fact, if I am a lender I will accept the accounts as collateral. However the way I will deal with it is that I will consider the account value at 0 and consider it a no-collateral loan and from that perspective will anticipate the risks. If it is a default I will simply trash the account and there's no harm done. I knew the risks of a no-collateral loan and I took them.

[minifrij]

What is the "big" differences between them and account farmers.

While I don't agree with it taking accounts as collateral, especially for uses such as Gunthar's, does not inherently negatively affect the forum or it's atmosphere. Account farmers usually spam shit to benefit themselves financially, ruining the forum's usefulness and atmosphere.


I wonder how long it will take before QS replies here.

[ubitcoin]

Just because someone takes in BCT accounts as a collateral doesn't mean they plan on selling them.

They are here to make money. Account farmers create and sell. Lenders get and will sell unless they are not turning themselves philanthropist.

In fact, if I am a lender I will accept the accounts as collateral. However the way I will deal with it is that I will consider the account value at 0 and consider it a no-collateral loan and from that perspective will anticipate the risks. If it is a default I will simply trash the account and there's no harm done. I knew the risks of a no-collateral loan and I took them.

Are you giving interest free loans ? When you are NOT ready to cover defaulted loan by selling accounts, I guess you must be giving out interest free loans at least. Otherwise you are simply lying here.

Still, if you people are fighting against spam and account sales, why you people have not been considering lending for BCT as one of root cause for problem of bring garbage to this forum. You people are too eager to neg those new accounts which are created by lenders for the reason of selling accounts but you people miss out obvious people. Honestly a shady behavior.

[actmyname]

In fact, if I am a lender I will accept the accounts as collateral. However the way I will deal with it is that I will consider the account value at 0 and consider it a no-collateral loan and from that perspective will anticipate the risks. If it is a default I will simply trash the account and there's no harm done. I knew the risks of a no-collateral loan and I took them.

Are you giving interest free loans ? When you are NOT ready to cover defaulted loan by selling accounts, I guess you must be giving out interest free loans at least. Otherwise you are simply lying here.

I'm confused. If you're willing to accept a no-collateral loan then you are willing to accept one with a BCT account as collateral. That's how I look at it. If I'm willing to risk money with only their reputation on the line, then a bitcointalk account offers no extra security. All it does is offer an outlet to sell but I'm unwilling to do that. Thus as a lender I would take it upon myself to rid them of the account completely so that nobody else can be scammed.Defaulting on a no-collateral loan =/= Defaulting on a BCT loan. In the former case, one could potentially still scam some unknowing newbie before any red trust is sent to their profile.

[The Sceptical Chymist]

OP you're an idiot.  You're the last person who should start a topic like this.  You don't take a stand on anything.   You're an account dealer.

Also, I have limited time.  I don't spend all day on this forum and I pick my battles.  No one can tag everyone and it's not up to you who Lauda tags.  STFU.

[ubitcoin]

No one can tag everyone

Where I asked to tag everyone ? All lenders who accept bitcointalk accounts as valid collateral is meaning to everyone ?
Why not I call you an idiot on this ?

You don't take a stand on anything. 

I didn't take. Did I ? Title still reads : Why not neg all the lenders who accept bitcointalk accounts as valid collateral

[The Sceptical Chymist]

No one can tag everyone

Where I asked to tag everyone ? All lenders who accept bitcointalk accounts as valid collateral is meaning to everyone ?
Why not I call you an idiot on this ?

You don't take a stand on anything.

I didn't take. Did I ? Title still reads : Why not neg all the lenders who accept bitcointalk accounts as valid collateral

You only spoke up after you got tagged, and these threads will be seen as nothing but butthurt blabberings.  

You can call me an idiot all you want.  I'm not the one selling accounts.   I'm not the one with a poor command of the English language creating bullshit threads and not doing anything about scamming and shitposting.  

Edit "everyone" meaning everyone who's involved in account dealing, buyers, sellers, and including lenders who take them as collatetal.

[ubitcoin]

No one can tag everyone

Where I asked to tag everyone ? All lenders who accept bitcointalk accounts as valid collateral is meaning to everyone ?
Why not I call you an idiot on this ?

You don't take a stand on anything.

I didn't take. Did I ? Title still reads : Why not neg all the lenders who accept bitcointalk accounts as valid collateral

You only spoke up after you got tagged, and these threads will be seen as nothing but butthurt blabberings.  

You can call me an idiot all you want.  I'm not the one selling accounts.   I'm not the one with a poor command of the English language creating bullshit threads and not doing anything about scamming and shitposting.  

You have not answered where I have asked to tag everyone.

When you do not have points, pls do not spam.

Edit "everyone" meaning everyone who's involved in account dealing, buyers, sellers, and including lenders who take them as collatetal.

You are right.
Lauda and even you are not having same stand against everyone who involved in account dealing, buyers, sellers, and including lenders who take them as collateral. You people are into shady behavior as missing out some people for unknown reasons.