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Author Topic: Lendoit - The Next Generation of P2P Lending Platforms  (Read 29888 times)
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Lendoit
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September 09, 2017, 12:45:39 PM
 #1






TOKEN AND PRE-SALE POSTPONEMENT

Dear community and supporters🏅
After making headlines around the globe raising interest among individuals and financial institutions, Lendoit announces that it is postponing (without terminating) the launch of its token pre-sale and Token Sale, due to a non-binding indication of interest received today, December 12, 2017, from an investment banking firm, outlining an offer to structure a transaction by which Lendoit will be listed on the Canadian Securities Exchange (“CSE”).
Lendoit is considering the offer and has not yet made any definite decision with respect thereto and, in any event, such listing on the CSE shall be subject to Lendoit's sole discretion, market conditions and receipt of all required approvals in accordance with the applicable law.
We are grateful for the warm and overwhelming support of our community throughout the campaign and will update the community regarding any developments.

✅DUE TO THE POSTPONEMENT OF THE TOKEN SALE, LENDOIT DOES NOT INTENT TO RECEIVE ANY CONTRIBUTION FROM THE COMMUNITY, AND CALLS EACH AND EVERY COMMINUTIY MEMBER OR POTENTIAL CONTRIBUTOR NOT TO SEND ANY CRYTOCURRENCY OR FIAT MONEY TO ANY ADDRESS OR ACCOUNT (RESPECTIVELY) BEFORE LENDOIT OFFICIALY ANNOUNCES THE RENEWAL OF THE TOKEN SALE CAMPAIGN ON THE LENDOIT’S OFFICIAL WEBSITE AT https://lendoit.com

✅IN ADDITION, WITH RECENT SURGE OF MALICIOUS CYBER ATTACKS AND PHISHING ATTEMPTS IN THE CRYPTO SPACE, WE URGE YOU TO BE EXTREMELY CAUTIOUS AND NOT BE TAKEN IN BY ANY FRAUDULENT ATTEMPT TO IMPERSONATE LENDOIT, ITS REPRESENTATIVES OR ITS WEBSITE, IN RAISING FUNDS OF ONE KIND OR ANOTHER, WHETHER IN CRYPTOCURRENCY OR FIAT MONEY

✅For the avoidance of any doubt, this announcement does not constitute an offer to sell or the solicitation of an offer to buy securities or tokens.


❗️Please BEWARE OF SCAMS❗️
All future updates will be announced on https://lendoit.com only


The Next Generation of P2P Lending Platforms

Lendoit is a P2P Lending platform, which connects borrowers and lenders from all over the world in a trusted, fast and easy way using the advantages of Smart Contracts and the Blockchain technology. Lendoit creates a fair lending economy, enabling borrowers to get better rates and lenders to get better returns, using the Smart Loan Contract. The platform aims to improve the trust over the Blockchain using real word credit score providers based on an objective model and protect lenders from losing their funds using the Smart Compensation Fund Contract and the collector’s auction. LOAN token holders will be able to lend funds to borrowers from all over the world and will receive the interest on the loan in LOAN. Lendoit will accept its fee only in LOAN that will be converted automatically using the Smart Conversion Contract via the Smart Loan Contract







Marketplace Lending - P2P Lending

Marketplace Lending are online platforms that enable lenders to lend to retail and commercial borrowers. Unlike banks, Marketplace lending does not take deposits or lend themselves. As such they do not take any risk onto their balance sheets. Their monetization is solely from fees and commissions received from borrowers and lenders.

Peer-to-peer lending is the practice of matching borrowers and lenders through online platforms. Borrowers are often able to gain access to funds quickly and typically at lower interest rates than their local banks offer, making it an attractive loan alternative to banks. The loans issued are often comprised of many different lenders ranging from individuals to institutional lenders.

Individual and professional lenders benefit by being able to lend money at a range of interest rates based on proprietary credit scores assigned by the platform. Since lenders typically fund only a portion of a loan and spread the amount they loan across many buyers, lenders can potentially receive steady, attractive returns while spreading risk across multiple borrowers.

P2P lending has experienced rapid growth as borrowers look for alternatives to banks.
According to Morgan Stanley’s recent research, Global Marketplace Lending can reach $290 Billion by 2020, with an expected compound annual growth rate of 51% from 2014-2020.




Lendoit Ecosystem



Lendoit creates an ecosystem, using its Smart Contracts serving the following participants:
    • Borrowers can apply for loan using Smart Loan Contract
    • Lenders can lend to borrowers, using the Smart Loan Contract, by transferring funds to the contract
    • Reputation Consumers can get information about an Ethereum address via Smart Reputation Contract for any purpose (e.g. check address before transferring tokens to it, exchanging physical asset for tokens, etc.)
    • Debt secondary market -  collectors can buy the debt in an auction using the Smart Loan Contract







    Lendoit Token - LOAN

    Lendoit Token, LOAN, is an ERC-20 token.
    LOAN will be liquid always with a reserve of Ethereum using Smart Conversion Contract while being available on other exchanges as well. The LOAN will be used for the following utilities:

    • Participation Right -  In order to participate in the lender’s auction and lend funds, to the Smart Loan Contract, the lender must hold LOANs with a value that equals to a portion of the amount he desires to lend
    • All the fees from the loan are given to Lendoit in LOANs - When Lendoit withdraw its fee from the Smart Loan Contract, the process occurs via the Smart Conversion Contract automatically
    • All the interest from the loan will be given to the lenders in LOAN - When the lenders withdraw their yield from the Smart Loan Contract, the process occur via the Smart Conversion Contract automatically


    LOAN Specification & Allocation





    Hard Cap — 50,000 ETH ~ 18 Million USD (approx*)
    Total Token Supply — 1 Billion LOANs (approx*)

    LENDOIT'S PRE SALE
    DECEMBER 13TH, 2017

    125 Million LOANs (12.5%) — 10,000 ETH
    Minimum Purchase: 1 ETH




    LENDOIT'S TOKEN SALE
    JANUARY 18TH, 2018

    475 Million LOANs (47.5%) — 40,000 ETH
    Minimum Purchase: 0.1 ETH















    Lendoit Global Threads

    Hebrew Thank you Diego_Armando
    Turkish Thank you beyinsi
    Russian Thank you OculusMan
    Philipins Thank you arwin100
    Slovak Thank you Z-chain
    Harvatski Thank you Saturday97
    Czech Thank you Betomania
    Arabic Thank you Sarangeti
    Romanian Thank you 22naru
    Indonesian Thank you kendari






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    September 09, 2017, 12:47:15 PM
     #2

    Lendoit’s Social Bounty Campaign

    Lendoit’s Social Bounty Campaign is now on air! Offering its participants a total allocation of 0.5% off all “LOAN” tokens to be created – AKA the “Loan bounty pool”. As the project moves along towards the TGE the total number of tokens in circulation may vary but in any case 0.5% will still be designated to the bounty campaign. The duration of the campaign will be from its starting day until the end of the TGE weather by its finishing date to be announce later on or by reaching the TGE hard cap. The total Loan bounty pool will be allocated to the several campaign pools as presented here. The participants in each campaign will share the total allocated bounty designated for their campaign according to the stakes each one of them had received. In most campaigns the Stakes will be given to the participants for each week the take part in the campaign making those who joined in early to receive bigger stakes.

    The idea behind the Lendoit bounty campaign is to gain exposure and to spread the word about Lendoit all over the crypto world. But make no mistake will not tolerate any spamming, trolling, abusive talk, bots, multiple & farm accounts or any other misconduct from any bounty participant and reserves the right to ban and disqualify participants who will be found doing so at any stage of the campaign.
    pay close attention to the following description of each bounty as the reward criteria varies at each campaign.




    Bitcointalk Signature Campaign –  Up to 0.1% (1,000,000 LOAN)

    Earn LOAN tokens by participating our Bitcointalk Signature campaign. Designated bounty pool of 1,000,000 LOANs will be divided among the participants
     proportionally to the amount of their earned stakes.
    Weekly stakes will be granted to each participant with regard to its forum rank and campaign registry date.

    Weekly stakes to be distributed to participants according to their forum rank:

    Hero/Legendary : 2.5 Stakes
    Sr. Member: 2 Stakes
    Full Member: 1.5 Stakes
    Member: 1 Stake
    Jr. Member: 0.5 Stake

    *Users wearing the official avatar will be eligible for a weekly 0.5 stake increase.


    Signature campaign rules

    1.   The stakes will be counted since the moment each user submit the participation form and get approved. After their approval, participants are not allowed to change their signatures until the end of the campaign!
    Random check will be made and those who will be found not wearing the signature will get immediately disqualified.

    2.   In order to be eligible to the bounty by the end of the campaign, one must post at least 50 posts wearing the signature by the time the campaign concludes.
    Pay special attention to the fact that the campaign ends exactly when the TGE concludes even if that happens before the TGE final scheduled day in case hard cap is reached earlier.

    3.     All posts must be made only in “Alternate cryptocurrencies” section of the forum!
    Posts in off topic threads will not get counted and spamming and trolling of all kinds will get the participant immediately disqualified and reported to the forum moderators.

    4.   Multiple accounts registration is forbidden. Checks will be made periodically and every multiple account will be delisted.



    Signature codes


    Hero / Legendary


    Code:
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    [color=#002f6a][size=10px]Revolutionizing the Lending Industry[/size][/color][/size][/color][/b][/font][/url][/center][/td]

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    [td][center][url=https://lendoit.com/][font=Trebuchet MS][b][color=#002f6a][size=14pt]TGE
    [size=10px]on December 2017[/size][/size][/color][/b][/font][/url][/center][/td]

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    [/color][/size][/font][/url][/td]
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    Sr Members


    Code:
    [center][table][tr][td][url=https://lendoit.com/][font=monospace][size=2px][color=#002f6a]


    ▄▄▄                                          [color=#278bdf]███[/color]                ▄▄▄     ███
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    [b][size=8px]ALL YOU NEED IS LOAN[/size][/b]
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    [td][center][url=https://lendoit.com/][font=Trebuchet MS][b][color=#002f6a][size=14pt]TGE
    [size=10px]on December 2017[/size][/size][/color][/b][/font][/url][/center][/td]

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    Full Members


    Code:
    [center][url=https://lendoit.com/][color=#fe8802]▬▬▬▬[/color] [font=Arial][b][color=#002f6a]Len[color=#278bdf]do[/color]it[/color][/b][/font] [color=#fe8802]▮[/color] [font=Arial][b][color=#002F6A]P[/color][color=#033673]2[/color][color=#063E7D]P[/color] [color=#0D4D91]C[/color][color=#10559A]r[/color][color=#135DA4]o[/color][color=#1664AE]s[/color][color=#1A6CB8]s[/color] [color=#207BCB]B[/color][color=#2383D5]o[/color][color=#278BDF]r[/color][color=#2383D5]d[/color][color=#207BCB]e[/color][color=#1D74C1]r[/color] [color=#1664AE]L[/color][color=#135DA4]e[/color][color=#10559A]n[/color][color=#0D4D91]d[/color][color=#094687]i[/color][color=#063E7D]n[/color][color=#033673]g[/color][/b][/font] [color=#fe8802]▮[/color] [font=Arial][b][color=#002f6a]Len[color=#278bdf]do[/color]it[/color][/b][/font] [color=#fe8802]▬▬▬▬[/color]
    [font=Arial][b][color=#002f6a]All You Need Is Loan[/color] [color=#fe8802]▰▰[/color] [color=#002F6A]Revolutionizing the Lending Industry[/color][/b][/font][/url]
    [color=#fe8802]▬▬▬▬▬▬▬▬[/color][b][color=#278bdf][[/color][/b][url=https://lendoit.com/][font=Trebuchet MS][b][color=#002f6a]TGE on December 2017[/color][/b][/font][/url][b][b][color=#278bdf]][/color][/b][color=#fe8802]▬▬▬▬▬▬▬▬[/color][/center]




    Members


    Code:
    [center]▬▬▬▬ Len[url=https://lendoit.com/]do[/url]it ▮ [url=https://lendoit.com/]P2P Cross Border Lending[/url] ▮ Len[url=https://lendoit.com/]do[/url]it ▬▬▬▬
    [url=https://lendoit.com/]All You Need Is Loan[/url] ▰▰ [url=https://lendoit.com/]Revolutionizing the Lending Industry[/url]
    ▬▬▬▬▬▬▬▬▬[[url=https://lendoit.com/]TGE on December 2017[/url]]▬▬▬▬▬▬▬▬▬[/center]


    Jr Members


    Code:
    [center]Lendoit ▮ [url=https://lendoit.com/]P2P Cross Border Lending[/url] ▮ Lendoit
    All You Need Is Loan
    ▬▬▬▬▬[TGE on December 2017]▬▬▬▬▬[/center]



    Avatar link:



    In order to take part in the Signature campaign please submit the following form : https://goo.gl/forms/xEzg43ObkDMpNfob2





    Lendoit's Ambassadors Campaign – Up to 0.05% (500,000 LOAN)

    Lendoit is all about crossing the global borders and making a worldwide platform for P2P lending. As such we want to reach every crypto community out there. We are looking for local Ambassadors of Lendoit to translate our topic thread and moderate the thread in the local language. Being our ambassadors we demand from you the same as we demand from ourselves meaning that in order to be eligible for the bounty each ambassador must be active in his thread, update it according to the main thread minimum once a week and translate each and every announcement we make during the entire campaign! All translation must be quality translations and will be checked to avoid Copy Pasting from Google Translate. Thread translation stakes will be awarded each week from the date your final translation is approved. Serving as Lendoit’s ambassadors can also be achieved by arranging and hosting local meetups and presenting Lendoit in front of your local community

    In order to take part in the Lendoit Ambassadors Campaign, please send a PM to Lendoit and ask to reserve your language.






     Articles, Videos & Blogs campaign – Up to 0.15% (1,500,000 LOAN)

    We want to give our community the opportunity to take part in the mission and represent Lendoit to different crowds around the globe and to receive appropriate reward for doing so. We want to attract key influencers, community moderators, youtubers, bloggers and many other content writers with large audience in English and possibly other languages to take part in the campaign by creating quality content to be shared in the different medias. All publications will be measured by their quality, length, audience and creativity and will get different stakes accordingly. Among others, the quantitive threshold for written materials must be above 500 words while videos must be over a minimum of 5 minutes.  

    In you wish to participate in this campaign, send a PM to Lendoit with what you have in mind and wait for its approval.
    Please do not start working on you material without getting our approval first in order to avoid waiting your time and unpleasant situations.





    Social campaign – Up to 0.1% (1,000,000 LOAN)

    We want you to be part of our inner circle and be part of our social channels community. In order to qualify for our bounty, each of the Social networks campaign participants must be active in ALL OF OUR PARTICIPATING MEDIA CHANNELS - our Facebook page, Twitter account and a member of our Telegram group with the following guidelines and following criteria:

    30 Facebook Likes/Shares
    First like our Facebook page at: facebook.com/Lend0it
    Then, until the end of the campaign you must Like or share at least 30 posts made on our official Facebook page. Likes or Shares count must be at least 10 with a total of 30. Notice that in order to be eligible, every participating Facebook profile must contain a minimum of 75 friends

    30 Twitter re-tweets
    First follow our Twitter at: twitter.com/Lend0it
    From there on until the end of the campaign you must re-tweet at least 30 tweets made by our official Twitter account. Retweets of Lendoit’s other retweets will not be counted. Notice that in order to be eligible, each Twitter profile must have a minimum of 75 followers

    Telegram
    All you have to do is join our Telegram here: https://t.me/joinchat/EXvt1kJ0eQTkARqRPvE6lQ

    After connecting to all our channels every participant must fill out the following participation form. Pay special attention, in order for us to use our counting and checking tools you must register to the campaign using the form. Participants who fail to register WILL NOT be rewarded!

    In order to take part in the Social Media campaign please submit the following form : https://docs.google.com/forms/d/1ZpaTpcoxfmz_WUDHdg3dJG8ye8c-sQQQ27_jUiFeEI0/edit?usp=drive_web






    Miscellaneous campaigns – Up to 0.1% (1,000,000 LOAN)

    The miscellaneous bounty pool will be reserved for future campaigns, as backup for strengthening existing campaigns pools and for your suggestions. We have several more bounty ideas and we will announce them later on as we go further into the campaign. If you have an idea for a campaign or if you have an offer for your services such as: listing in ICO info pages, leads to sponsors and advisors and whatever you think is relevant and bounty worthy feel free to contact us!



    Lendoit
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    September 09, 2017, 12:48:26 PM
     #3

    Reserved for future announcements

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    September 09, 2017, 12:49:50 PM
     #4

    Reserved for future announcements

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    September 09, 2017, 12:58:09 PM
     #5

    What is the minimum investment?

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    September 09, 2017, 01:38:24 PM
     #6

    What is the minimum investment?

    Soon more details regarding the TGE will be given.

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    September 09, 2017, 01:41:23 PM
     #7

    What makes a TGE different to a ICO?

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    September 09, 2017, 01:44:34 PM
     #8

    What is the tge?

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    September 09, 2017, 01:50:55 PM
     #9

    What makes a TGE different to a ICO?

    TGE is the event of the tokens creation as you know it by "ICO", With recent developments in terms of regulation it is necessary for us as a community to adopt an approach that different crypto currencies than securities. One of the immediate easiest ways to do so is leaving the term ICO behind as it derives from IPO related to securities.

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    September 09, 2017, 01:52:35 PM
     #10

    So it's basically a way to avoid looking as a security issuance.

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    September 09, 2017, 01:57:31 PM
     #11

    So it's basically a way to avoid looking as a security issuance.

    Again nothing changed in the operation level of the sale as you know it. I'm sure that with time you will see that LEND has a very unique utility and that the discussion about it is irrelevant.

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    September 09, 2017, 01:57:53 PM
     #12

    What are your targeted markets?

    ..C..
    .....................
    ........Finally C is .........
    ..............
    ...........            ............
           ............            ............
    ...................C      is?....................

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    September 09, 2017, 02:03:00 PM
     #13

    What will the price of each token be?

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    🌟 COMSA ICO: 10/02/17 🌟


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    September 09, 2017, 02:05:22 PM
     #14

     I would like to see some infographics that might convince me that this is something like never before. By default, I'm very sceptical about this very idea - p2p lending is extremely risky endeavour.


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    . COMSA
    ICO: Oct 2 - Nov 6
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    September 09, 2017, 02:31:20 PM
     #15

    Thank you for bringing this to the table. I would like to know if this works around a lending platform where a loan is given to a person looking for one. If yes, then how different this is from an existing coin called ONIX?

    Thank you and have a nice day.

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    September 09, 2017, 02:33:45 PM
     #16

    I would like to see some infographics that might convince me that this is something like never before. By default, I'm very sceptical about this very idea - p2p lending is extremely risky endeavour.

    Always be suspicious it a must in this market. All will be clear with time.
    At the moment you have only my word that this approach was never presented before, but with time all the missing pieces will be provided. We just launched the thread 10 minutes ago.

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    September 09, 2017, 02:40:11 PM
     #17

    You can promote your new project here: https://chat.newbium.com   Smiley
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    September 09, 2017, 03:50:15 PM
     #18

    Reserved for Vietnamese

    Joined bounty : twitter, face

    Thanks Dev!

    ▓▓▓▓▓▓▓▓▓▓    ▶▶▶▶ Get Your Free Tokens Now ◀◀◀◀  First PoS Smart Contract Token
        PoSToken       Free Airdrop ●  No-ICO ●  100% Annual Interest First Year
    ▓▓▓▓▓▓▓▓▓▓    ANN ●  WebSite  ●  Twitter  ●  Slack  ●  Whitepaper

    http://bdsmtoken.io/
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    September 09, 2017, 04:23:43 PM
     #19

    Quote
    Lendoit is a P2P Lending platform, which connects borrowers and lenders from all over the world in a trusted, fast and easy way using the advantages of Smart Contracts and the Blockchain technology.
    Sounds not bad idea,Do you need  A professional Chinese Translation for your project?Pm plz.

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    September 09, 2017, 04:25:14 PM
     #20

    Reserving Spanish translation Smiley

    This project is a great idea and I am confident this ICO will be successful.

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