Do you read ICOs white paper before investing?

[ryanben]

You need to read all the information related to the project, and all that information is included in the white paper, and you need to track the project's communication channels to update the latest news from them

[1713278834]

1713278834

[1713278834]

1713278834

[imutlinda]

Reading a whitepaper is important because it contains about a project they created but I do not always believe that a white paper can confirm the price at the market. So I prefer to invest in an ico if the project they are looking for by the crowd. Because if a lot of people who buy it auto coin price will fly after ico is finished. That's a bit of my mind I hope to be accepted with

[qiman]

I try always to read and analyze the whitepapers before investing because it is up to the Investors to make proper research and due diligence before taking the risk. All ICO I consider high risk investments as most are considered as start up enterprises. It is not wise to just look at ICOS for fast money. These must be considered real investment opportunities as well. I also look at the company team as well to see how professional they are.

[onesalt]

All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

[CryptoPorco]

Well its your money you can do whatever you want with it.. BUT I would not only read the whitepaper which is a must if your planing on investing your money and time into an ICO, but also see the community and all social media of that ICO and do some background research on the company ecc.. especially if the initial investment is high.

[Ekkasit]

I was reading.

I currently found too many ICOs that I cannot read enough.

I think we need the team to read it.

[danherbias07]

A higher percentage of people do that.  
Just looking at the hype or how good the comments are then Voila! they will invest in it.
That is why advertising campaigns are so helpful with this. They tend to become lazy looking for more reason to invest and just lean on what other people say.

[Mr]

Yes, I think that we should read the whitepaper because reading whitepapers will give us more chance to know more about the project whether it is potential or not. Moreover, you can easily spot a scam through whitepapers. If a project is a scam, their whitepapers will not as good as other projects and they will copy whitepaper from other projects

[dego]

Sure... most scammy ICOs can be identified by their whitepaper. If their ideas stay vague, then forget it. If they have a clear plan, give a technical insight and a product in a post alpha stage, then it's getting interesting...

[Marco Ambrusini]

I sure do.its very prominent to read and know the investment potential
The feasibility of the project and moreover the
Strengths of the DEV team.this can go a long way
To determine weather the project will be a success

[cryptowomba]

I think the majority of investors read into the whitepaper. It is very important as it gives you the outline of the business, where they are planning to go and how they are going to achieve it.

Although there are other items to focus on as well, such as the team, the marketing and the website design and if the concept actually needs a cryptocurrency, or are they simply having one to be able to create an ICO?

I think the more research the better, also it is never a bad thing to get involved in bounties with ICO's you want to invest in. You can see how the company works, and if you want to invest before actually investing.  

[jacquelinecr]

I can talk about my self. I sometimes read the whitepaper or go through it at least.

I cannot go over every inch of the paper, but just go over the important topics.

[MiBambino]

Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?

I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.
You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.

Wow for a second I wasn't taking you seriously, that is until you used that big, bold font. Both intimidating and impressive.

these are not suppose to be startups or companies'

How old are you? Do you have any idea how business is done?

you are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted

I'm sure the crypto world would be worth 140 billion if there would be no companies involved and literally everything would be decentralized, no devs, no exchanges, everything is free for everyone lol dumbfuck

Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.

If you're talking about the devs/company, than yeah that part is centralized, but guess what, eth/btc/... every single coin you ever heard of has centralization dumbass, coins don't appear out of nowhere

YOU ..are a cancer, and all the other pajeets that flooded in here.

You really seem angry and frustrated and I literally have no idea how my comments could have made you like this, so I'm guessing you had a pretty bad childhood. Did your uncle touch you on your weewee when you were a child?

You have the fucking nerve to call yourself a "crypto expert" ?

Yes.

No.
You are a fucking noob and don't get it.
There SHOULDN'T be a White Paper in the first place.
The crypto-currency should be launched working..  

The coins should indeed already serve a purpose, that we agree on. But, in order to grow, companies need funding, and in order to get funding they need a businessplan to tell investors how their money is gonna be spent. That businessplan is called a whitepaper.

[bitminton]

 Just wait people invest in it. Then I'm invest too then sell when it list on exchange

[vvadym]

That's the first thing you always have to do before even thinking to back any project. The whitepaper contains all the necessary details about the project. Without reading the document you just trust someone your money blindfolded.

[FULL_TILT]

I always read it, and sadly i see how it lacks of details in comparison with Satoshi's bitcoin whitepaper.
Most of whitepapers today seem commercial brochures... Where are gone technical details and algorithms?

[FrueGreads]

I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Yes of course I read it. That is one of the most important things to do, when you decide to invest on an ICO. If you don't read the white paper, then you don't know anything about the project, or their plans to the future, or why they are trying to create that business. Another very important thing, after analyzing very carefully, every aspect of the white paper, would be to analyze the team behind the project, because they could have a very good idea, but if they are not competent, then it might not go through.

[Spoetnik]

All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.

[MiBambino]

All the project details are included in the white paper. Looking at it, you can see if the project is promising or not. You should read ICOs white papers before investing, and regularly check how project is going.

You need a "White paper" for that ? Really ?
Wouldn't knowing the basic idea be enough ?
Wouldn't knowing that the ICO by design is scammy be enough ?
You are leap frogging over common sense people.

The reason you are doing that is becasue you WANT to profit.. off of "schemes"
..that are tacked onto a block-chain / token.

So you are LOOKING for a scheme to invest in.
A scheme as in something not a currency but some alternate use case for a block-chain.
You are interested in the scheme because you want to know if the scheme holds promise of profits.
You are in fact simply scam aficianado's.. pushing ICO's to dump for BITCOIN PROFITS.

And dev's LOVE crypto because they are free to be anon while pushing ENDLESS scheme's while rigging them and manipulating them free from regulation. (like in the real stock markets)

Go hard idiots..
All of earth watching see's what i see.
They are not falling for the charade.

You're an unusual guy, aren't you spoetnik?

[bobq]

I guess many people don't, if you judge from the comments that then they do on the ICO's threads...