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Author Topic: [ANN] MORTGAGE. BLOCKCHAIN FOR LENDING IN THE REAL ESTATE  (Read 648 times)
HOME LOANS
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October 30, 2017, 05:08:46 AM
 #1


CRYPTOCURRENCY
BACKED BY REAL ESTATE 100%
A Peer-to-peer lending service that works with Cryptocurrency
secured by real estate

1-5% annual
From 1 month to 15 years

1.6 billion people do not have their own housing.
We are the 1st Blockchain credit Bureau, where every man can buy a house.
NOW EACH OF YOU CAN LEND FOR THE PURCHASE OF REAL ESTATE
LENDING ONLY IN HLCoin


       


Home Loans is a An experienced team that works in real estate for over 10 years (www.glr38.ru) and in lending on the security of real estate in excess of 4 years (license on microfinance activities from the Ministry of Finance of the Russian Federation of 2013) decided to create a platform HOME LOANS.
The reason for the creation:
Recently, we are increasingly faced with the problem of obtaining a MORTGAGE for the purchase of housing, including people with a perfect credit history. The official cause of the problem, not saying, but those very much. This level of the economy, the refinancing rate, the internal regulations of banks, the number of defaults and more.
Goal:
Creating a platform of Peer-to-peer lending on the Blockchain Ethereum using its own crypto currency HLCoin, lending for people to purchase real estate around the world, with minimal interest from private investors. Every person who owns HLCoin is an investor.
Peer-to-peer lending (or person-to-person lending, peer-to-peer investing, social lending, abbreviated as P2P lending) is lending to individuals by individuals, without the involvement a traditional financial players such as banks.
Such lending will occur using the online platform HOME LOANS using various credit and financial verification tools. This platform will not depend on economic factors of the state in which the property is acquired and the residence of the borrower.
The global market for p2p lending, which was associated with the revolution in Finance by 2020 will triple and reach $286 billion/
HOME LOANS will be easily available financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, foreclosure real estate, and to protect their income from inflation.
Each HLCoin is a part of safe investment in non-earmarked loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and can be made of the purchase of any size.
We started out as a company fully focused on real estate activities and lending for mortgages, focused on providing optimal solutions for its customers.
Thanks to the possibilities for smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for many types of third parties.
In the long run we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, refuse banks, thus to include them in the new global decentralized crypto system.
At the same time, we will aggregate large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money, and borrowers to acquire real estate at favorable terms.
This reduces the risks associated with nonpayments of the credits:
- A loan secured by real estate to 100%,
-Guarantee Fund HOME LOANS will cover 100% of the Tokens HLCoin issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of the Guarantee Fund.
The creation of a Credit platform using open source resources on the basis of the blockchain.
Loans on the basis of "smart contracts", a transparent and reliable credit history. We intend to provide investors access to our customers, offering them services of the highest quality.
Giving private investors access to large amounts of data.
Our platform will include a system of electronic identification on the basis of the blockchain and large amounts of data collected from smartphones of borrowers via the mobile app HOME LOANS.
Investors get the opportunity:
- stable earnings
- a large database of borrowers,
- A token backed by real assets - real estate and less prone to volatility
The ability of borrowers to earn HLCoin for the payment of the loan. Yes, it is real! Through the mobile application HOME LOANS:
Loyalty system from HOME LOANS in the form of cryptocurrency HLCoin to users of mobile HOME LOANS.
1) had a Bite at your favorite restaurant - get HLCoin.
2) Went for a run (or anything related to sports)- get HLCoin.
3) Invited friends to us - get HLCoin.
4) Invited the counterparty to us - also get HLCoin.
5) You love to help others (volunteer)- get HLCoin.
- Cashback in the form of cryptocurrency UnitLife (cashback form of loyalty, in the form of a return of funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in the form of our mobile application HOME LOANS to attract customers.

We will analyze these data using the developed scoring systems based on neural networks and artificial intelligence technologies. This procedure will be sufficient in order for the application for the loan was approved in just 20 seconds.

Access to the international market
Considering the scalability of our product, we analyzed the mortgage lending market and the Deposit market as a source of income and savings, countries of the world.
And adopted the strategy on interest rates and loan terms that will be optimal for borrowers and profitable for investors worldwide.
Our platform will be a ready to operate Franchise Financial Platform to facilitate access to new markets and deploy new units.


Dear friends. Our website and white paper will be published in the near future.
Please open the picture

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serdgo555
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October 30, 2017, 05:42:39 AM
 #2

Big project. Now you don't need to go to the Bank and a lot of papers to collect and sign. A sound investment and a good loyalty for borrowers. Waiting for a white sheet.
HOME LOANS
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October 30, 2017, 05:46:26 AM
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Big project. Now you don't need to go to the Bank and a lot of papers to collect and sign. A sound investment and a good loyalty for borrowers. Waiting for a white sheet.
Thank you. We processed a lot of information around the world. We know the problems and their solutions both for investors and borrowers that would have been profitable to all.

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October 30, 2017, 06:03:37 AM
 #4


CRYPTOCURRENCY
BACKED BY REAL ESTATE 100%
A Peer-to-peer lending service that works with Cryptocurrency
secured by real estate

1-5% annual
From 1 month to 15 years

1.6 billion people do not have their own housing.
We are the 1st Blockchain credit Bureau, where every man can buy a house.
NOW EACH OF YOU CAN LEND FOR THE PURCHASE OF REAL ESTATE
LENDING ONLY IN HLCoin


       


Home Loans is a An experienced team that works in real estate for over 10 years (www.glr38.ru) and in lending on the security of real estate in excess of 4 years (license on microfinance activities from the Ministry of Finance of the Russian Federation of 2013) decided to create a platform HOME LOANS.
The reason for the creation:
Recently, we are increasingly faced with the problem of obtaining a MORTGAGE for the purchase of housing, including people with a perfect credit history. The official cause of the problem, not saying, but those very much. This level of the economy, the refinancing rate, the internal regulations of banks, the number of defaults and more.
Goal:
Creating a platform of Peer-to-peer lending on the Blockchain Ethereum using its own crypto currency HLCoin, lending for people to purchase real estate around the world, with minimal interest from private investors. Every person who owns HLCoin is an investor.
Peer-to-peer lending (or person-to-person lending, peer-to-peer investing, social lending, abbreviated as P2P lending) is lending to individuals by individuals, without the involvement a traditional financial players such as banks.
Such lending will occur using the online platform HOME LOANS using various credit and financial verification tools. This platform will not depend on economic factors of the state in which the property is acquired and the residence of the borrower.
The global market for p2p lending, which was associated with the revolution in Finance by 2020 will triple and reach $286 billion/
HOME LOANS will be easily available financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, foreclosure real estate, and to protect their income from inflation.
Each HLCoin is a part of safe investment in non-earmarked loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and can be made of the purchase of any size.
We started out as a company fully focused on real estate activities and lending for mortgages, focused on providing optimal solutions for its customers.
Thanks to the possibilities for smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for many types of third parties.
In the long run we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, refuse banks, thus to include them in the new global decentralized crypto system.
At the same time, we will aggregate large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money, and borrowers to acquire real estate at favorable terms.
This reduces the risks associated with nonpayments of the credits:
- A loan secured by real estate to 100%,
-Guarantee Fund HOME LOANS will cover 100% of the Tokens HLCoin issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of the Guarantee Fund.
The creation of a Credit platform using open source resources on the basis of the blockchain.
Loans on the basis of "smart contracts", a transparent and reliable credit history. We intend to provide investors access to our customers, offering them services of the highest quality.
Giving private investors access to large amounts of data.
Our platform will include a system of electronic identification on the basis of the blockchain and large amounts of data collected from smartphones of borrowers via the mobile app HOME LOANS.
Investors get the opportunity:
- stable earnings
- a large database of borrowers,
- A token backed by real assets - real estate and less prone to volatility
The ability of borrowers to earn HLCoin for the payment of the loan. Yes, it is real! Through the mobile application HOME LOANS:
Loyalty system from HOME LOANS in the form of cryptocurrency HLCoin to users of mobile HOME LOANS.
1) had a Bite at your favorite restaurant - get HLCoin.
2) Went for a run (or anything related to sports)- get HLCoin.
3) Invited friends to us - get HLCoin.
4) Invited the counterparty to us - also get HLCoin.
5) You love to help others (volunteer)- get HLCoin.
- Cashback in the form of cryptocurrency UnitLife (cashback form of loyalty, in the form of a return of funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in the form of our mobile application HOME LOANS to attract customers.

We will analyze these data using the developed scoring systems based on neural networks and artificial intelligence technologies. This procedure will be sufficient in order for the application for the loan was approved in just 20 seconds.

Access to the international market
Considering the scalability of our product, we analyzed the mortgage lending market and the Deposit market as a source of income and savings, countries of the world.
And adopted the strategy on interest rates and loan terms that will be optimal for borrowers and profitable for investors worldwide.
Our platform will be a ready to operate Franchise Financial Platform to facilitate access to new markets and deploy new units.


Dear friends. Our website and white paper will be published in the near future.
Please open the picture


Quote for image.
This project is very interesting because it will certainly help people have their own homes

HOME LOANS
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October 30, 2017, 06:48:52 AM
 #5

Thanks

guxu219
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October 30, 2017, 07:38:02 AM
 #6

very interesting, What are the next features of the project? when is the ICO? any bounty for this project? thanks

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October 30, 2017, 07:55:48 AM
 #7

very interesting, What are the next features of the project? when is the ICO? any bounty for this project? thanks
of course, waiting bounty campaign from this good project for participate and i'm sure this project will running smoothly a future.
let's we waiting update and more information about this projects. will there be ICO and bounty campaign from this project.
I am also curious how the performance of this project. hope they good job.  Smiley

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October 30, 2017, 08:02:46 AM
 #8

hey dev are you need bounty manager for your ICO?

HOME LOANS
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October 30, 2017, 08:20:54 AM
 #9

Thank you all for your interest in our project. Start PRE-ICO's is scheduled for November 18

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October 30, 2017, 08:22:23 AM
 #10

hey dev are you need bounty manager for your ICO?
Yes, we need a Manager for bounty

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October 30, 2017, 09:09:25 AM
 #11

STRUCTURE HOME LOANS


Join the chat in the telegram: https://t.me/joinchat/C_131g-DLhZtHbUcZo2SIg

HOME LOANS
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October 30, 2017, 02:32:22 PM
 #12

Please open the image

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October 31, 2017, 07:02:35 AM
 #13

02 Oct 2017 (UN news Centre) — access to adequate housing is a universal right of every human being. Meanwhile it deprived 1.6 billion people in the world. This is stated in the report, which coincides with world habitat day.
"Millions of people are deprived of adequate housing, meanwhile, the number of vacant houses and apartments is growing," - said the Executive Director of the United Nations Programme for human settlements (UN-habitat) Joan Clos. He added that the housing market is inaccessible for many.
Own property abroad is the dream of many of us, but sometimes their own savings are insufficient to buy a foreign "dream home"; in this case, you can get a mortgage with a foreign Bank; however, you must keep in mind that the loan terms of different countries are quite different, as well as the possibility of obtaining the mortgage loan by foreigners; consider which States to make it easy and profitable – and which is practically impossibl.
Dream about your own property and assets in the form of foreign housing can be easily managed thanks to the Peer to Peer platform HOME LOANS.

OlegRIELT
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October 31, 2017, 07:03:23 AM
 #14

Now a lot of different P2P lending platforms carry out the ICO. But credit to them than not reinforced. Even the rating analysis does not guarantee a refund. In this project you have a currency fully backed by real estate that gives a great chance for stable growth. You've done the analysis of the global market?
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October 31, 2017, 07:06:13 AM
 #15

Now a lot of different P2P lending platforms carry out the ICO. But credit to them than not reinforced. Even the rating analysis does not guarantee a refund. In this project you have a currency fully backed by real estate that gives a great chance for stable growth. You've done the analysis of the global market?
Yes, we spent a large amount of information. We are working on the platform in such a way that it was of interest to investors and borrowers.

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October 31, 2017, 07:12:17 AM
 #16

What types of loans you will provide?
HOME LOANS
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October 31, 2017, 07:13:09 AM
 #17

What types of loans you will provide?
1. Loans for new construction
2. Loans for the secondary market.
3. Loans for land.
4. Loans for private properties (loans secured by real estate, business)
5. Loans for commercial real estate

serdgo555
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October 31, 2017, 07:18:06 AM
 #18

interesting idea. It turns out that if I buy HLCoin, I'll be able to lend?
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October 31, 2017, 07:22:40 AM
 #19

interesting idea. It turns out that if I buy HLCoin, I'll be able to lend?
Yes. all right. And if you buy HLCoin during PRE-ICO with a 50% bonus credit you can give in x2

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October 31, 2017, 07:26:07 AM
 #20

We analyzed the cryptocurrency market. And it's not a market where cryptocurrency backed by 100% real estate. We are the first. We already have clients ready to purchase properties in the cryptocurrency. And there are many such people

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