Looking For Feedback For A Coin We're Working On

Hi everyone! First time posting and our development is in its toddler stage I would say. Here is where we are so far. We would like feedback because ultimately, we want to give the people what they want within the realm of industries that we're in.

For reference sake we'll call the coin "EZcoin" (Not the real name yet, still coming up with that)
So far we have "EZcoin" being a club where members pay a fee of $4.99/mo in "EZcoins". This gives "EZcoin" members discounts, perks and benefits to businesses "EZcoin" has relationships with. "EZcoin" will use funds raised to lend money to already established businesses that are looking to expand. In return, those companies will give "EZcoin" members perks as mentioned before.

The industries "EZcoin" will invest in initially will be:
- Coworking & Virtual workspaces
- Luxury resort style AirBnB's (to continue the promotion of peer-to-peer support)
- Luxury car rentals on Turo (to again, continue the promotion of peer-to-peer support)
- Mobile hair stylists
- Mobile make-up artistry
- Mobile henna artistry
- Audio/visual technicians
- If hard cap is reached we will also create a steemit whale account of $10 million immediately so that our supporters can utilize upvotes as a paid service. The math here works out to be a 1% upvote is worth approximately $100. The whale account would charge $30 per vote, netting the customer approx $60 - $70. They could only do 1 vote per day; and this is something we could run pretty easily with incredibly small staff. This would be as a thank you to our supporters.
As you can see from the industries we’re looking into, they all go together. When you’re traveling for business, what do you need? Hotel, car, meeting place, lighting and audio, and to look presentable. Our aim is to make traveling for the business men and women; as well as families, easier and more affordable; without having to sacrifice comfort and quality.

Cities to start in would be:
- Atlanta, GA, home of the world's largest airport; and where all of the movies and popular TV shows are made (The Walking Dead, Stranger Things, EVERY Marvel movie, etc.)
- Washington DC due to it being where most of the businesses of interest are already based.

TECHNICAL INFO ON COIN:
We would like to have the coin be stakeable so we can reward members for holding their coins. So far, we haven't discovered a real easy way of doing this. Before we branch out to find a programmer (That we can trust); we're waiting on Ardor's child-blockchains to see if that would be a route to take. If not, we can always fork later into a stakeable, PoS coin. Currently, NXT only offers PoW mining and that limits the ease of mining for majority of people.

We're still trying to decide on total supply and circulating supply. Due to the nature of the business, and the foresight of having to build up communities, we're thinking about having a higher number of coins to keep the prices lower initially.

To answer a question some may have....

Q: Why not just partner with the companies? Why loan the money to them?

A: Great question....
1. Keeping everything separate helps mitigate risks should someone file suit against a stylist or slip and fall in a coworking space and sue, etc. That would be the responsibility of the business. The business would also need to carry such insurance. Those risks wouldn't be upon "EZcoin".

2. You don't owe tax on loans. If a company loans out money, it can be considered in fact a DEDUCTION, if done properly. Furthermore, the companies receiving the loan won't owe taxes on the loan either because it's debt, not income. Which would allow the companies more cashflow for expansion as opposed to paying taxes.

Q: Why use AirBnB and Turo? Why don’t they just build hotels and start a car rental business? Wouldn’t they be more in control?
A: Also a great question
1. No marketing expenses. AirBnB and Turo are already very established and in a sense THEY do the marketing for you. You just take good pics, write a good description and only pay money when you make money. It’s free to list. So it cuts overhead a HUGE deal not needing a marketing department or even a budget for it.
2. Freedom to change location… if you had a brick and mortar car rental place, you’re stuck in that city. What if business is slow? With Turo, if it’s slow you just simply move your cars elsewhere.
3. AirBnB and Turo handle all of your accounting for taxes.
4. AirBnB and Turo offer insurance and protection against damage. So there’s no need for commercial licensing or insurance! Which can be incredibly expensive.
5. In addition to cutting costs and being easier, it also supports the little guy. Everything “EZcoin” does is with the “little guy” in mind. We are trying to avoid dealing with big corporations and help “average joe’s” advance in life.

Q: What are the perks and benefits members get?
A: Also a great and important question… can’t believe I didn’t answer it. These are subject to change but are examples, again we’d love your feedback so we can give you what you want.
1. 1 free night annual stay at the AirBnB’s and 10% off regular rate
2. 1 free day car rental for Turo’s and 10% off regular rate
3. 1 free coworking space visit per month and 10% off cost of paid amenities (such as 4K video rental, renting space out for meetings or events, etc.)
4. 10% off all other services from other businesses.

Thanks for your time and we loo forward to your feedback!