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XferMoney is a secure, transparent peer-to-peer (P2P) foreign currency exchange platform built on Ethereum blockchain to enable instant, reliable international money transfers. Platform is designed to disrupt and replace the traditional way of money transfers by connecting participants directly to exchange money and cut down the middleman, banks or brokers plus costs associated with them. Our main goal is to empower retail customers to exchange money globally with any person, business, or their own accounts in another country at a negligible cost. This should benefit all the consumers who have been paying heavy fees to the existing banks, institutions or brokers to transfer funds across borders. Our expertise in the fields of software development, blockchain, and forex exchange market give us the confidence in creating a unique P2P solution to benefit the end users and provide a better platform for currency exchange around the world. This document gives an overview of our approach.

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Foreign currency exchange market is the biggest market in financial industry in terms of trading volume. Main participants for this market is large institutional banks and big corporates who control this market. The retail customers like expats, students and even the small and medium enterprises are never in position to negotiate the better rate and they have to pay hefty amount for their forex conversions. With the emergence of technology and social media awareness new concepts have emerged in the market related to peer to peer currency exchange. This is a very lucrative and emerging concept which will catch the eye of every individual in coming days.

Xfermoney team has been working on the concept of peer-to-peer remittance, fiat currency conversion system and ready to bring this idea into reality in 2018. Xfermoney is going to replace the traditional way of money transfers by connecting participants directly and cut down the middleman plus costs associated with them. Our endeavor is to empower retail customers to exchange money globally at a negligible cost. This should benefit all the consumers who have been paying heavy fees to the existing banks, institutions or brokers to transfer funds overseas.

Blockchain and P2P networks have already proved to be disruptive technologies with the power to challenge the status quo and eliminate the middleman in many different business areas. There are numerous factors in the market that are converging to create a favourable environment for P2P platforms based on blockchain. Currency exchange is going to be the next frontier for P2P, as hefty fees by the banks or brokers are no more acceptable to the consumers and they are always finding better exchange rates with quicker transfer options. XferMoney is the solution to their needs and very well placed to capture this market with its vast experienced and talented team while being the first P2P platform over blockchain to bring an international remittance system to serve globally.

Xfermoney’s P2P platform over blockchain will not only reduce the infrastructure cost but will also give us an edge to extend our platform to adapt with new set of emerging digital currencies. We are bringing multicurrency debit card and every user of XferMoney can get access to it. Customers with the debit card will be able to spend money overseas as a local currency what they hold in their XferMoney account. Primarily, customers who doesn’t own a bank account overseas e.g. tourists, travelers will enjoy the benefits of our multi currency debit card as they will be able to convert their money and spend it overseas without any conversion charge.

Xfermoney has very experienced team who has worked in forex market for many years and great knowledge of various FX products available in the market. We are launching token offerings to raise capital that will be used to expedite the development of Xfermoney platform, and expand its operations. Refer https://xfermoney.io . We are not promising the moon to our investors but we can ensure that with this noble concept and highly commited experienced team we are here to succeed and will do everything in time bound manner. We will ensure the legitimacy, integrity and continuity of our business with the highest ethics standard in the industry.

XferMoney has the potential to change the way we operate in this highly globalized world and again technology will be the instigator for this change. We will reduce the monopoly of large banks and corporates and give the benefits to common man who are deprived of this so far. In short, we will eventually democratize the forex remittance market.



XferMoney is launching its bounty campaign and encourage people to join our community to promote the concept and benefits XferMoney is offering. In return, the promoters will be rewarded with Xfermoney tokens. A total of 6,250,000 XFM tokens (3% of total tokens) have been reserved for the bounty pool for the eligible participants.

• Bounty campaign will start on January 1, 2018 (Registrations Open Now)
• Bounty campaign will end when the ICO ends.
• Bounty distribution will be done within 2 (two) weeks after the ICO ends.

Registration Process

In order to earn and participate in campaign: you must register to XferMoney bounty campaign here and must have :

• A valid and active email account
• Relevant Social Media profile links.
• An Ethereum address which will receive the Bounty Rewards in XFM Tokens. (DO NOT USE Ethereum Addresses from Exchanges)
• At the end of ICO we will distribute XFM tokens proportionally to your bounty stakes in each category.

Activity Submissions

Facebook and Twitter activity will be captured with the profile links provided in the registration.

For other categories, you will need to submit each activity performed via Submit Activity


Bounty Pool Distribution

• Content Creation (30%)
• Twitter (15%)
• Facebook (15%)
• Telegram – Join Our Channel (10%)
• Bitcoin Talk – Signatures (20%)
• Translation – Whitepaper Translation (10%)

Allocation: 30% of the Bounty Pool

Content Creation Campaign Rules & Qualifications:

• The content should be original, have a minimum of 300 words and can be written in any of the Xfermoney Whitepaper languages.
• The content must contain minimum one supporting links to Xfermoney website (https://xfermoney.io)
• If submitting a video; the video should be made in English and should focus entirely on Xfermoney unique features, Token Allocation/Distribution Event and platform.
• Published contents/video must contain atleast one link (bitcointalk or facebook or twitter profile link) written for verification of authorship.
• Our Assessor’s will judge the quality of the content (article/ blog / video) submitted and will grade it accordingly to either “normal”, “incredible” or “outstanding” category.

Content Creation Tasks:

Write/create a blog, video or an article about Xfermoney and publish it
Share or Post the published content on at least one social media website; accessible anywhere from the internet;

Bounty Stakes Calculation for Content Creation Campaign:

• Normal: 100 Stakes
• Incredible: 250 Stakes
• Outstanding: 500 Stakes

Submit Activity – Post the published content/video link via Submit Activity by using the same registered email address every time.


Allocation: 15% of the Bounty Pool

Twitter Campaign Rules & Qualifications:

• Follow Official Xfermoney twitter account: https://twitter.com/xfermoney
• Twitter account must be 3 (months) old
• Tweets about xfermoney must contain a hashtag #Xfermoney
• Retweet only tweets made by the xfermoney official twitter account and are NOT more than 5 days old.

Twitter Campaign Weekly Task:

Tweet at least 5 high quality tweets about xfermoney with the hashtag #Xfermoney
Retweet at least 5 tweets from xfermoney Official twitter account.
(If there isn’t enough tweets from xfermoney to retweet, we would consider having lesser number of retweets on your reports)

Bounty Stakes for Twitter Campaign:

• 51-100 Real followers: 2 stakes/week
• 101-249 Real followers: 5 stakes/week
• 251-499 Real followers: 10 stakes/week
• 500-1000 Real followers: 20 stakes/week
• 1001-5000 Real followers: 50 stakes/week
• 5001-10000 Real followers: 100 stakes/week
• 10001-25000 Real followers: 200 stakes/week
• 20001+ Real followers: 400 stakes/week

Activity – Twitter activity will be captured with profile Id’s provided in the registration.


Allocation: 15% of the Bounty Pool

Facebook Campaign Rules & Qualifications:

• Like Official xfermoney Facebook Page: https://www.facebook.com/Xfermoney-136308600385196
• Facebook account must have at least 100 Friends
• Facebook account must be 3 (three) months old
• Posts about Xfermoney must contain a hashtag #Xfermoney
• Share and Like only the Posts made by the Xfermoney official Facebook Account and are NOT more than 5 days old.

Facebook Campaign Weekly Tasks:

Post at least 5 high quality Posts about Xfermoney with hashtag #Xfermoney
Share and Like at least 5 Posts from Xfermoney Official Facebook Account.
(If there isn’t enough posts from Xfermoney to share, we would consider having lesser number of shares on your reports) Bounty Stakes Calculation for Facebook Campaign:

• 10-50 Friends or Page with 100 followers: 2 stakes/week
• 51-100 Friends or Page with 250 followers: 5 stakes/week
• 101-500 Friends or Page with 1000 followers: 25 stakes/week
• 501-1000 Friends or Page with 5000 followers: 50 stakes/week
• 1001-3000 Friends or Page with 10000 followers: 75 stakes/week
• 3001-5000 Friends or Page with 20000 followers: 100 stakes/week
• 5001+ Friends or Page with 30000+ followers: 150 stakes/week

Activity – Facebook activity will be captured with your profile/Page link provided in the registration.


Allocation: 10% of the Bounty Pool

Telegram Campaign Rules & Qualifications:  

• Join the Official Xfermoney Telegram Channel: https://t.me/xfermoney
• DO NOT spam and use foul language on the Xfermoney Telegram Channel.
• Stay in the Xfermoney Telegram Channel until the end of the crowd sale.
• Be active, helpful and respectful with other users.
• Bounty Stakes Calculation for Telegram Campaign:

• 25 Stakes on each Users

Activity – You will need to submit your joining activity via Submit Activity


Allocation: 20% of the Bounty Pool

 Copy the below code in your bitcointalk signature


Each week completed will earn you the following stakes:

Legendary/Hero       20 Stakes

Sr./Full Member        15 Stakes

Member                     10 Stakes

Jr. Member                 5 Stakes

Conditions to earn stakes in this category:

• Constructive posts a week minimum
• At least 1 post a week must be constructive and in the Xfermoney Thread
• As you apply, we define your rank, and it will not be changed
• To get signature rewards, you need at least 50 posts written
• We will ban and will not send XFM tokens to spammers and multi accounts
• Users not posting a min of 10 posts per week for 2 consecutive weeks will be removed
• Receiving negative trust or ban during your participation in our campaign will result in you being disqualified from our campaign receiving nothing
• If we feel there’s a lot of spam posts you’re making you will be removed from the campaign and receive no payment
• Do not change signature during campaign

Allocation: 5% of the Bounty Pool

Send an email to bounty@xfermoney.io for your interest to translate in any of the following languages.

• Chinese translation
• Russian translation
• German translation
• Spanish translation
• Korean translation
• Japanese translation
• Filipino translation
• Greek translation
• Indonesian translation
• Italian translation
• Romanian translation
• Portuguese translation

Only accepted participants via email would be considered for the bounty rewards. We will be accepting two participants (Writer and Reviewer) for translation of whitepapers for each language.
Bounty pool rewards will only be distributed to the selected participants for translation.

Note: To receive the rewards for each campaign, participants should comply to below.

Participants must have satisfied the qualifications/rules & tasks required as per the instructions given in each campaign category.
Cheating in any of the campaign will result in a ban and will not receive any stakes and payment for the whole campaign.
Bounty campaign members, who use unfair methods, such as spam, artificial likes and shares will be excluded from bounty campaigns and will not receive rewards.
The campaign manager and the Xfermoney team has the rights to change any of the stated rules/qualifications on this campaign at any given time.

For any queries: you can reach out to bounty@xfermoney.io

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Noted, thanks. Please register for the bounty campaign at the link given for Bounty page.

Noted, thanks. Please register for the bounty campaign at the link given for Bounty page.

Дa, кoмaндa дocтaвлялa aнaлoгичныe пpoдyкты дo этoгo, и здecь peчь идeт o кoнцeпции плaтфopмы P2P нaд блoчнoй цeпью.

Just wondering, when can we start the bounty? Also, how many translator do you need for each language? I think two would be better for maker and checker purpose.

Bounty has started with this thread, so you can start it now with any of the campaign. Please register on the given links for same.

Yes, we are keeping two translators fro each language. One as Writer and second would be reviewer. Please drop a an email with your interest to bounty@xfermoney.io

In your activity registration table, there is a reddit. Do you have a reddit program?

This concept looks promising. I was trying to register in the bounty program but getting error saying something went wrong. Can anybody help.. I have just now sent email to bounty@xfermoney.io