I don't see this overtaking PayPal anytime soon lol. Crypto still has a long way to go before we see mass adoption. PayPal has been around for a long time and very well established. Good luck to team. Also, check out Elixir, similar to this project and has a very small market cap with plenty of room to grow.
Utrust main goal is not to beat Paypal (at least not before 3/4 years if mass adoption of crypto ) , but give the type of service than paypal with lower fee, blockchain, and crypto. The team is strong , i follow them for a while and invest yesterday +30% but not looking to sell for long time ....this is great project , market cap is still low .. read whitepaper and see by yourself
Look also TRADE , just made partenrship with Bancor ..
WAX .coin for the gaming world, creator of Wolrd of Warcraft in the board .just started and already cap at 400m .