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Author Topic: [ANN][ICO] Laya ❌ Lending ❌ Academy ❌ Remittance ❌ Merchant ❌ Marketplace ❌ more  (Read 424 times)
Project Laya (OP)
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January 12, 2018, 02:02:48 PM
Last edit: February 03, 2018, 08:55:27 PM by Project Laya
 #1

PROJECT LAYA  OFFICAL ANNOUNCEMENT THREAD


--> Whitepaper <--

ICO start at 8th January 2018

Everyone who like to support our long-awaited project are welcome to participate in our bounty program.




                  What is Laya?


            Laya is a decentralized Crypto Currency for Remittance to anywhere in the world. The Technology behind
            Laya is based on the Ethereum Blockchain. The Laya Token was developed by experienced Bitcoin
            Pioneers and Blockchain Experts. Laya is not a simple crypto currency just like thousands of others
            flooding on the market, it is backed up by multiple Business Concepts.
            Our Management called it “Project Laya”.

            Our vision is to create branding with liquidity. A brand for everyone that will merge well with the crypto
            currency sector. Our target is to bring crypto currency to the mainstream, turn a niche to the whole
            world! The biggest problem each crypto currency have is that, it is often so complicated to handle.
            Secondly, altcoins are often not useable or sustainable enough to keep it alive! Do you know that 95% of
            all current traded crypto currency will dry out in the next 5-10 years? This is a sad statistic.

            Our Development team analyze daily new upcoming crypto currency and they found out that over 80%
            of them still doing the same mistake like everyone else before. There is no real value behind it! They
            don’t think outside the box. No Concept => No Value. No Use => No Value.

            This makes our own Project Laya unique. We learned over 5 years from the Blockchain niche and now, we
            can proudly present to you not just an ordinary crypto currency, but a total complete solution. You can
            read all about Project Laya in the following pages.

            Please take note that we upload every month a new updated version of our Whitepaper. Our
            Management is continuously developing daily project to make sure that we always provide the best
            services and experiences. It is our pleasure to share our innovations to the world!






                  The Billion-Dollar Pawn Shop Industry

           
            The Billion-Dollar Pawn Shop Industry Philippines is one of the Countries in Asia with the most number of Pawn Shops.
            There is no other Country that pawning or lending for a loan is more popular as in the Philippines.
            Most of the Filipinos even prefer a Pawnshop more than a Bank when it comes to lending and borrowing money.

            That is one of the reason, why the pawning industries already hit over 2,3 Billion USD in revenue just in the Philippines.
            Micro Lending a good Opportunity for both, the lender and the borrower bridge difficult times, on the other side,
            there are also many Black Sheep (mostly Foreigner) .They offered them extremely high lending fees of 20% or more per month.
            Imagine, that is over 240% fee per year! They called it “Five-Six”, and is well-known all over the Philippines.

            The Definition of “Five-Six” is when a Person barrows $5 and have to pay them back $6 within a month.
            The Philippine Government already tried since early 2017 to ban the “Five-Six” Business, to protect people to encumber with debts,
            but it is almost impossible to control it all. The Most Horrible thing is that, this is not a problem in Philippines alone,
            we have the same problem in every other Development country around the world.

            Our Solution called Laya Lending

            Our Team studied long time for a solution and finally we found a proven system that works!
            We created a person-to-person (P2P) lending platform project, based on the newest Blockchain Technology. We called it Laya-Lending.
            Our Platform guarantees a zero fee lending experience and we even give everyone who lends someone, our own currencies as a daily reward
            and it will be distributed instantly to their wallet!
            






                  The Oversea (Worker) Remittances
 


            How does traditional Oversea Remittances work? Person A goes to an authorized Western Union / Money Gram Partner,
            filled a complicated application form and stand in average 10-15minutes in the line, because most of transactions are made
            in the last 3 days of the months (incoming salary) and that’s why remittance center are often full. After successful transaction,
            the recipent can pick up the money of the remittance with a unique code in a nearby Pawn Shop. Why Pawn Shops?
            Because most of them are authorized Western union and Money Gram partner. Another reason, is that over 2 Billion people
            around the world do not own a Bank Account. They even pick up their local salary trough Pawn shop.



            However, what happens now exactly with your deposit money, When you use these remittance service provider,
            you spend incredible high fees and are forced to use an unsatisfactory exchange rate. Why? Because two authorized Partners
            plus the Headquarter are earning from it. Partner A earns commission from your deposit, the Headquarter earns from the exchange rate
            and Partner B earns from picking up the money. Imagine the revenue of Western Union reached 460 Million USD per Month and the monthly revenue
            from Money Gram already hit over 100 Million USD. Project Laya found way to be the best alternative of this Business Niche and will provide
            even an easier, cheaper and better services than these two giants! Stay stuned!






                  Development Roadmap


           
            It is a pleasure to meet the schedule of our road map in time. We always provide our Costumers with an outstanding support
            and an unforgettable experience in our whole Project Laya Platform.

            
            Q3/4 2017

                                    Public Announcement

            Q1 2018

                                    Laya Token Crowdsale
                                    Listing on Public Exchange Sites
                                    Lending Platform

            Q2 2018
                        
                                    Laya Academy
                                    Country Agency in Philippines ( incl. Training Center, 2x Crypto ATMs )

            Q3/4 2018

                                    Laya Payments
                                    ( Mobile App, Crypto Currency Debit Card, Crypto Currency ATM, Crypto Currency Voucher Cards )

            Q1 2019

                                    Laya Merchants
                        
            Q1 2020

                                    Laya Marketplace
                        
           Q1 2025

                                    Laya Village






                  Token Crowdsale (ICO)



            Our Public Crowdfunding for the Laya Token starts on 8th January 2018 and everyone all
            around the world, who want to be part of us, can participate. The Crowdsale are available for
            four weeks and will split into four different stages.

            Early participants can avail a special
            discounted price during the crowdfunding stages. First come, first served basis.
            
            On every stage, the price per Token will be increased by +$0.20. The maximum available supply
            per stage is 1,000,000 AYA Tokens. Unsold Tokens will be burned directly after ICO and no more
            coins can be produced.
            
                        Stage 1 begins 8th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $0.80 per Token
                        Stage 2 begins 15th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.00 per Token
                        Stage 3 begins 22th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.20 per Token
                        Stage 4 begins 29th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.40 per Token
            
            We provide during the Crowdsale a 10% Referral Comission paid in AYA Tokens

            
            Token Distribution

            Project Laya guarantee with its Blockchain Smart Contract Technology to all participants an
            automatic instantly Token distribution. We highly recommend for a safety-decentralized
            storage, the MyEtherwallet.com service.

            Specs

            Technology:                     Erc20 Token – Ethereum Blockchain
            Smart Contract:               0x
            Symbol:                          AYA
            Decimals:                        18
            Total Supply:                   8,000,000
            Platform:                         4,000,000
            ICO:                               4,000,000 ( $4,4M Hard Cap )






                  ADDITIONAL PROMOTION


            
            $8.000 Bonus Facebook Raffle - click
            $25.000 Bonus Youtube Video Bounty - click

            Crypto Affiliates with a solid Network can request by our management costumized bounties.





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January 12, 2018, 02:18:12 PM
 #2

It's such a long ANN but still no explanation on how this project will helps the remittance service user to reduce the fees they are paying when using those services, are you going to establish a platform similar to Western Union or Money Gram?

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January 12, 2018, 02:32:16 PM
 #3

It's such a long ANN but still no explanation on how this project will helps the remittance service user to reduce the fees they are paying when using those services, are you going to establish a platform similar to Western Union or Money Gram?

Exactly. Laya Payments will be our remittance service for sending & receiving.
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January 12, 2018, 06:01:45 PM
 #4

so you you will lend the money from what profits? Who will it not be different from the past landing platforms where they lending from the investors?

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🔰FERRUM NETWORK🔰


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January 12, 2018, 08:03:59 PM
 #5

If in fact everything is as described about this coin, then it can achieve good performance in capitalization. This project requires study.


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January 12, 2018, 10:34:32 PM
 #6



so you you will lend the money from what profits? Who will it not be different from the past landing platforms where they lending from the investors?

You can find all informations about our ECO System in our Whitepaper.


If in fact everything is as described about this coin, then it can achieve good performance in capitalization. This project requires study.

Indeed! Of course this can not be reached in a short time of span, we are is a truly long term project.
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January 12, 2018, 10:43:16 PM
 #7

Hi everyone! Just added Laya Lending ICO to my website https://concourseq.io/Q/Laya_Lending. ConcourseQ is a collaborative due diligence community that researches and reviews ICOs. Anyone with an account can submit information to your page, so we are reaching out to this community to get you all involved in the discussion. Thanks! PS: If you have any questions about filling in the info, feel free to ask us in our discord group: https://discord.gg/j8RBAwB
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January 12, 2018, 10:47:30 PM
 #8

Hi everyone! Just added Laya Lending ICO to my website https://concourseq.io/Q/Laya_Lending. ConcourseQ is a collaborative due diligence community that researches and reviews ICOs. Anyone with an account can submit information to your page, so we are reaching out to this community to get you all involved in the discussion. Thanks! PS: If you have any questions about filling in the info, feel free to ask us in our discord group: https://discord.gg/j8RBAwB

Hi SeveralQ,

Thank you for the good news, i will forward this information to our management.

btw: nice website Smiley

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January 15, 2018, 09:14:27 AM
 #9

⚡️ ANNOUNCEMENT ⚡️

Stage 1 from our crowdsale will close in less than 7h ⏳
Its your last chance to grab our Laya Tokens for a discounted price of $0,80.
The Price for Stage 2 will increase +$0,20 to $1,00 per Token.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future 🔮
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January 15, 2018, 11:52:43 PM
 #10

ICO - Stage 1 is over ❌

Well done Laya pioneers,

We sold 273804 Tokens in the first seven days.

The new Price per Laya is $1.00 📈
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January 17, 2018, 03:11:40 PM
 #11

ICO - Stage 1 is over ❌

Well done Laya pioneers,

We sold 273804 Tokens in the first seven days.

The new Price per Laya is $1.00 📈

Are you serious?
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January 17, 2018, 05:00:27 PM
 #12

good project with nice idea. your purpose project may help more people who join in cryptocurrency

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January 21, 2018, 04:50:09 PM
 #13

good project with nice idea. your purpose project may help more people who join in cryptocurrency

Exactly, thats our mission.

Thank you for your nice words Smiley


---------------


⚡️ ANNOUNCEMENT ⚡️

Stage 2 from our crowdsale will close in less than 24h ⏳

Its your last chance to grab our Laya Tokens for a discounted price of $1,00. 
The Price for Stage 3 will increase +$0,20 to $1,20 per Token.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future   

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January 21, 2018, 05:02:40 PM
 #14

found it amazing and goodluck to this project and wishing it all the best and it may have a big success in the future. goodluck dev/team.
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January 22, 2018, 03:32:50 PM
 #15

found it amazing and goodluck to this project and wishing it all the best and it may have a big success in the future. goodluck dev/team.

Thank you Smiley

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January 23, 2018, 01:55:09 PM
 #16

Stage 2 is over ❌

Well done Laya pioneers,
We sold 310965 Tokens in the second week.

The new Price per Laya is $1.20
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January 23, 2018, 02:46:49 PM
 #17

Where will you get revenues for the operations aside from the ICO, what i mean is the operation in the long run to make this project stay and lasts longer? You will going to pay for the lending profits of the investors from where?

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..PLAY NOW..
kostas554
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January 23, 2018, 02:49:57 PM
 #18

is this still on?
DOUBLEKAY11
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January 23, 2018, 03:01:48 PM
 #19

Wao! This project caught my attention because of the lending method.
I will definitely key in at this stage.
Good luck guys.
Project Laya (OP)
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January 23, 2018, 04:52:07 PM
 #20

Where will you get revenues for the operations aside from the ICO, what i mean is the operation in the long run to make this project stay and lasts longer? You will going to pay for the lending profits of the investors from where?

Our daily rewards based on the external revenue from our subprojects. You can find more informations about it at www.Project-Laya.com


is this still on?

Yes, our ICO will be available until 8th February


Wao! This project caught my attention because of the lending method.
I will definitely key in at this stage.
Good luck guys.

Thank you Smiley


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