I BOUGHT INS AT $20 AND ITS $3.5

[Bitinity]

I think you should buy more INS at 3.5$ or lower because when the price hit to 10$ then you almost cover the lost.

This can be the best thing to do in order to recover some percent of the lost when you bought it @$20. If you only hold and wait till it goes back to $20, it will take long time but as techalt said that once it goes up, lets say it will rise to 5-10 or even back to 15-20 then you will gain decent profit. Otherwise you wont earn nothing if did not buy more @3.5.
Indeed, there is always a bigger risk if the price stuck at $3.5 or even going down more but it is the art of trading or we can call it as strategy on trading to recover lost.

[KwizatzHaderach]

The proper way on looking into it is how much did it cost you in ETH. Compare how much in ETH is it's value now.
Dollar values can be deceiving sometimes and do not reflect the true returns as dollar values are volatile.

I think though as the market is currently depressed prices are all currently down, particularly those ICOs from December.
Just hold on for 3 months, markets should have recovered then.

[CityHunter99]

INS is a pure coincidence and with long-term growth strategy, you should consider being confined and spending some time on the other, instead of just sitting there popping up the price list, you will lose a lot of time.