No matter how many points you take care of ICO is the riskiest investment you are going to make. The current ICOs are nothing but pretty white papers with just copy pasted content in them. Why play with your hard earned money when you can invest in safer bets?
No risk, no money my friend. If you take a little bit risk you will earn less but if you take a big risk you will earn much better than other. However, both of them have to risk to fails down.