[ANN] [ICO] 🌟 YayProto - Crowd based banking system 🌟

[ZhyravlikO]

We are solution
Crowd based banking system.
Security of your funds will be backed and secured by our platform on blockchain.

PRE-ICO      [12 Feb, 2018 - 26 Mar, 2018]       Soft cap: 500 ETH Hard cap: 1700 ETH Token Price: 0.00008333 ETH

ICO      [23 Apr, 2018 - 20 May, 2018]       Soft cap: 8 000 ETH Hard cap: 46 000 ETH Token Price: 0.00013333 ETH

OVERVIEW

Encryption technologies, since its inception, have been constantly evolving, and at the moment are YayProto is the world’s multi-purpose binary protocol built with a decentralized technology in mind. Beta versions of SDK’s for building mobile apps(iOS/Android) are ready to be distributed by request. Desktop SDKs will be announced soon. Minor imperfections are possible. Bug reports are welcome.

Assembled best in mind:
• Awesome Messenger (chat, audio, and video calls, conference)
• P2P-Money transfer platform (Hawala Banking)
• Market-place for local business/services (hotel, insurance, markets, all kind of physical business who wants to go online).
• Ultimate Privacy and Security with encryption keys stored in blockchain.

Our goal is to create a decentralized cryptographic-resistant messaging system for private transactions.

YayFon Messenger has all standard functions such as the transmission of text, images, voice, video, files, stickers, groups, all protected with end-to-end encryption using Eliptic Curve Cryptography algorithm. More features coming soon.
• Bots
• Public groups
• Sticker market combined with Sticker SDK for developers to allow develop and earn YPT. Yayproto Whitepaper Yayproto.ico
• All data will be transferred securely using YayProto, proprietary protocol, specially designed for mobile networks

P2P money transfer
• Real time money transaction platform
• Real time crowd lending platform
• Ranking system will be executed for P2P transfer and lending.

Lending
With YayProto Lending we aim to provide an alternative decentralized lending solution to individuals and businesses using the innovative blockchain technology. Having in backend YayProto, there will be developed the platform which will use cryptocurrency alongside fiat currency for the purposes of peer to peer lending.
YayProto Lending platform enables people across the globe to lend or borrow Bitcoin, Ethereum and Fiat currency and thus be part of global decentralised financial services. Our team is strongly believe in great potential of peer-to-peer lending. Through the ICO we aim to make these services more affordable, transparent and reliable.

Decentralization/Data/Content
• Provide your computing power and network speed for supporting the system and earn YPT.
• Share and receive rare and unique content and earn our benefits.

GLOBAL PROBLEMS

	Billion dollars not involved in the global economy Billions of money transfer every day, as well as fee and time efficiency dramatically poor.		No transparency There is lack of transparency and accountability in the system.		Lack access to the global financial market More than 3.5 billion people are still unbanked.

SOLUTION

Crowd based banking system. Security of your funds will be backed and secured by our technology on blockchain.
Alice wants to send money to Bob in another city or country.
• Alice opens an app and see the list of people who living with a Bob in a same city/country and wish to provide the money with some extra fee.
• Along with the money, Alice generate QR-code/password and send it to Bob via messenger (this will lead to the money being paid out).
• Bob, with a QR-code/password provided by Alice, contacts with the nearest person(Dan) and,after providing him QR-code/Password, receives his money minus fee.
• For Alice, to start this operation minimum amount* of YPT on her balance required, which, after QR-code/Password generation will be blocked.

Status of participants:
Alice: money sent, YPT blocked.
Bob: money received immediately.
Dan: Provided money to Bob, earned fee.

MARKET ANALYSIS

• Global retail e-commerce sales growth from 1336$ bln in 2014 to 4479$ bln in 2021.
• Global messaging app users growth

• Global P2P money transfer growth       • Global P2P lending market growth

TOKEN DISTRIBUTION AND FUNDING USAGE

YPT tokens are not shares, stakes or securities. They should be treated as a utilities, which will allow contributors to get goods and/or services within platform.

ROAD MAP

[12 February, 2018 - 26 March, 2018]
Start PRE-ICO

[23 April, 2018 - 28 May, 2018]
Start ICO

[May, 2018]
Release Beta (v1) of SDK of iOS/Android

[1 June, 2018]
Signing a contract with legal advisor

[1 July, 2018]
Establishing an Office in Tallinn

[July, 2018]
Release beta (v2) of SDK for iOs/Android app July

[1 August, 2018]
Start hiring staff

[August, 2018]
Release Telco partners list

[1 September, 2018]
Release node app

[31 November, 2018]
Release MarketPlace Platform/API Beta

[End 2018]
Office in SV

[Late 2018]
Office in Singapore

Our whitepaper:
Download

Our Official  channels and groups:

Facebook  |  Twitter  |  Telegram  |  YouTube  |  Bounty

HTTP://ICO.YAYFON.COM

[1713498125]

1713498125

[ZhyravlikO]

OTHER LANGUAGES

Russian ANN: https://bitcointalk.org/index.php?topic=2948654
German ANN: https://bitcointalk.org/index.php?topic=2967697
Polski ANN: https://bitcointalk.org/index.php?topic=2962462
Turkish ANN: https://bitcointalk.org/index.php?topic=3054070

[jackkarwella]

reserved translation arabic

[Expert3]

Bitcointalk ANN Filipino Translation Reservation

[heavensuperman]

Bitcointalk ANN Filipino Translation Reservation

Hello! Minimum rank of the participant in the translation company is "Jr. Member." (since the lower rank there is no possibility to post pictures). Sorry

[HerrHeimlich]

Add an English speaker to the team maybe, then re-write everything?

[aervin11]

Having the world’s first multipurpose binary protocol built with a decentralized technology in mind catched my attention. I also love it's Hawala Banking system that makes me feel comfortable about the project

[iqbalnr]

i am interested in ico making software on android or on iOS, i will follow its development and maybe will participate in ico

[BitLoader]

Reserved for Indonesian translation if needed. Please confirm.

[marineboss]

Hello, a fellow translator just checking in here to give you an update that:

This ANN thread has been translated into Korean at the following link: https://bitcointalk.org/index.php?topic=3031137

Please let me know if any of you have questions, comments or suggestions and please update the ANN thread list to include this translation.

Thanks!

[aervin11]

YayProto team strongly believes in great potential of peer-to-peer lending. Through the ICO we aim to make these services more affordable, transparent and reliable.

[heavensuperman]

Hi to everyone. We have finished our main product development and it's ready to use on our website
Stay in touch

[thanhbinhhe]

Reserved for Vietnamese translation if needed. Please confirm

[luv2709]

ANN thread has been translated into Hindi language and ready to discussion at the following link: https://bitcointalk.org/index.php?topic=2961823.0


Thanks!

[dzkrb1966]

In general, the universal platform. And the system of lending, and bots and messengers and money transfers and lending. In short, too much is good or vice versa, all to make the project successful.

[Dilerium90]

Hello. I want to reserve RUSSIAN translate of Whitepaper.

Bitcointalk account URL: https://bitcointalk.org/index.php?action=profile;u=1026348
Bitcointalk name: Dilerium90
language: Russian
Rank: Full member
Translation portfolio link:

Whitepaper
https://drive.google.com/file/d/1zPmdzU1dKE2bjglNuW0EZjRFFz-PMbSt/view?usp=sharing
https://drive.google.com/file/d/1iIdZKSx3d_XE-sNGIwWt3Z4Yl47uUGpc/view?usp=sharing
https://drive.google.com/file/d/1SvS5LXT5L1ZawkQTNuK4X4QfrhixhodG/view?usp=sharing
https://drive.google.com/file/d/1qkwT7_miZlDCSbuc_6NB8NLW7MBMDF91/view?usp=sharing
https://drive.google.com/file/d/1-W9wBT1AUP1dqMBTHfFpZIvPh9l592s5/view?usp=sharing
https://drive.google.com/file/d/1qELS1UF9AaBY8tuqUF-gMCgJBNOP-FZi/view?usp=sharing
https://drive.google.com/file/d/1S9dMzvgPSr-EZCIEYt85R6zhfEBu3Y8Q/view?usp=sharing
https://drive.google.com/file/d/1UEampv0SaUvAP77o5h7aucq_iGpcq8pH/view
https://docs.google.com/document/d/1GlCpX8b4TtCHB5Y9ZkiRiK2xIu79VJA_ZvB__wqD30E/edit
https://drive.google.com/file/d/1W24bHs2-KzKiar6rukWskaRtOtRhl4Mx/view?usp=sharing
https://drive.google.com/file/d/0BxCLRBXtDhXDblg4VTFHcGtXcDVtaU0zZEtFTmdhTjEzbkpV/view?usp=sharing
https://drive.google.com/file/d/1JsEJUaPIdauICsO4w0QUfrJVm_uYs1OA/view?usp=sharing
https://drive.google.com/file/d/0BxCLRBXtDhXDSHQyN1ZzNUhhUlE/view?usp=sharing
https://drive.google.com/file/d/1qhzNokwDVPR0BznTamZUQ-anEROdlaEW/view?usp=sharing
https://drive.google.com/drive/my-drive

ETH address: 0x78c9C4FDeB0EB814747d18be65116a9348afEd54

[leningradskiy90]

looks impressive ,ill be following it for more update  such great idea of having a banking system that they develop.hope will through

[yselacreyo3]

I would like to book the translation into Spanish
Bitcointalk account URL : https://bitcointalk.org/index.php?action=profile;u=1355655
Bitcointalk name: yselacreyo3
Language:Spanish
Rank:Member
Type of Translation Content: ANN; Bounty; website; WP.
Eth address: 0xA0e8395E9B028631171283ef85AeFA59a5715E3e
previous work:
These are my last works:
ANN:
https://bitcointalk.org/index.php?topic=3155293.msg32620330#msg32620330
https://bitcointalk.org/index.php?topic=3125832.0
https://bitcointalk.org/index.php?topic=3132617.0
https://bitcointalk.org/index.php?topic=3131815.0

Whitepaper

https://cdn.discordapp.com/attachments/415150550372319232/425008296248999946/folm_Documento_tecnico_en_Spanish_2_1.pdf
https://docs.google.com/document/d/1PLmmIla10JUtkjiWILsJ-cTOzr3jLRpK31L4PzkiIxE/edit?usp=sharing

[aervin11]

With YayProto Lending, we aim to provide an alternative decentralized lending solution to individuals and businesses using the innovative blockchain technology.

[Dovie]

Its great and interesting project.
Nice idea and plans for this. Soon it will reach to the MOON.
Good luck and be the best.
Waiting for the next updates about this project