Ripple is working with some of the biggest financial institutions around the world. Ripple aims to power the whole financial sector by making instant transactions possible at a fraction of the current costs. It provides a frictionless experience for global fund transfer using the blockchain technology. In future, it is expected to act as a liquidity solution for the cross-border transactions. Banks and Payment Providers can use XRP to settle multi-currency transactions to minimize the overheads
Ripple's intentions is nice and all but don't think of predicting it's price since it is centralized. It's developers sacrificed decentralization in order to achieve instant real time transactions. I also think that price won't move that much because of it's centralization, there is someone who controls meaning he/she/they will also be the ones that will control the future prices of Ripple. For this reason I think it would be stable in the next coming months or years.
