Have 20k to invest

[Dudeperfect]

I would recommend you to invest your time before investing your money. There are many good projects coming up with the unique concept and potential so you can diversify your investment in multiple smaller parts and then invest the same and this will help you to spread your risk among multiple investment options. Please do your own research and do not rely on others opinion. There will be many opportunities in the market so take your time and do research.