Hi generatorhd,
As others point out PayPal is pretty bad in an anonymous environment, because charges can be reversed up to 6 months later. It only really makes sense to accept PayPal when you have high confidence the sender won't reverse the charge, eg a payment from an established business or someone highly trustworthy.
I do think there is a market for the kind of loans you're offering. It's a reason we added a Lending section at
TrustedCoinTrades.com/lending. Might I suggest you check that out? Consider the following. Offer a loan of say $100 for 7-14 days where you receive 10% interest. However, you instead mail a USPS Money Order to the recipient anywhere in the US. That costs $1.20 and $0.50 for a stamp so under $2.00. At 10% interest you still profit $8 in 14 days which is 8% ROI in under a month, a rate many investors would die for.
The recipient can cash the Order at any post office. Money Orders are also safe from being lost/stolen as might happen with sending cash.
On our platform we hold either BTC, LTC or BCH in escrow, so people would be trusting us not you with their 120% staked collateral.
