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Author Topic: 📢 [ANN]Black Insurance digital insurance company on the blockchain  (Read 7931 times)
Lumen111 (OP)
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April 27, 2018, 09:48:24 AM
 #41

Black is an insurance platform on the blockroom without costs, delays and bureaucracy. Our plan for this year :
May 2018 - MVP -
Demo ready for Investors
Aug 2018 - Alpha -
Platform accepting
first Users
Dec 2018 - Beta -
Platform accepting
new Products
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April 27, 2018, 05:27:19 PM
 #42

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April 28, 2018, 12:37:37 AM
 #43

So the correct one using the Black  Segure, it will have the power to bethe brokerage house itself? Will the insurance be available for any type of service (home, life etc)?
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April 28, 2018, 04:58:10 AM
 #44

So the correct one using the Black  Segure, it will have the power to bethe brokerage house itself? Will the insurance be available for any type of service (home, life etc)?
Yes, there should be different type of insurance
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April 28, 2018, 09:04:42 AM
 #45

Black platform is product agnostic - users can list any type of product. Life, property, liability etc. It's up to Syndicates to select which products they invest in, and to Investors to decide which Syndicate they fund in ICO-s.

Now, what are Syndicates? Syndicates are groups of insurance professionals that create ICO-s of BSTx tokens on the Black platform (x representing the number of the Syndicate), and invest in insurance products, also listed on the Black platform. For instance, some entrepreneur creates a crypto wallet insurance, and a syndicate invests in this product. The product can be now traded, and should it make profits, BSTx token investors share the profits.

Why don't investors invest directly in insurance products? Because managing an insurance product is a professional activity, requiring underwriting, actuary, claims handling and adjustment, and reporting capabilities. This is what Syndicate takes care of, in addition to selecting a well balanced portfolio of different insurance products to invest in.
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April 28, 2018, 11:09:37 AM
Last edit: September 22, 2022, 08:33:10 PM by mprep
 #46


Black Insurance will use two types of tokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.







We won 2nd place in d10e conference and got many contacts with potential investors and partners!




Black Insurance will use two types of tokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.















The block chain project in the insurance industry has a bright future. This project is worth your expectation.
Thanks for your feedback:)



Lightpaper
https://www.black.insure/lightpaper.pdf
Whitepaper
https://www.black.insure/whitepaper.pdf



We won 2nd place in d10e conference in Tokyo!


[moderator's note: consecutive posts merged]
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May 03, 2018, 08:23:43 PM
 #47




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May 03, 2018, 08:56:33 PM
 #48

You will created 2nd type of tokens when platform will be ready or at the start and investors will have 2 kind of tokens?

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May 04, 2018, 06:21:33 AM
Last edit: September 22, 2022, 08:35:06 PM by mprep
 #49

You will created 2nd type of tokens when platform will be ready or at the start and investors will have 2 kind of tokens?
When the platform will be ready.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token)



Team
The team consists of insurance industry veterans and blockchain experts. It is a great mix of inside knowledge of the insurance industry, expertise on blockchain technology and the crypto space. Founders have over 18 years of experience in insurance software and saw the pressing need for a solution that would democratize the field through technology






I see there are many project join into insurance themes, what are the difference between your project and other project? What are your special features that others project didn't have? Did you planning expanding your project to asia? because i think i need this platform when it already launch.



[moderator's note: consecutive posts merged]
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May 05, 2018, 05:52:11 AM
 #50


Big insurance companies have over time gain monopoly over the insurance industry, leaving younger insurance entrepreneurs out of the picture. But with black insurance digital there will be a big opportunity for the insurance entrepreneurs to flourish. This is how the black insurance digital project works, it will capitalize on Ethereum Blockchain to create an insurance platform where clients can easily transfer their risk to the finance backers. The best part about black insurance digital is that for the first time insurance companies can now truly go global

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May 05, 2018, 02:50:10 PM
Last edit: September 23, 2022, 01:04:40 PM by mprep
 #51





Black Insurance will use two types of tokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BSTtokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.







Black will use the blockchain to transfer risk directly from clients (insureds) to financial backers (Black Syndicate Token holders): minimizing all inefficiencies storing all data securely in blockchains transparent  business operations using smart contracts faster innovation by platform members




Join us on facebook https://m.facebook.com/blackinsure/ to see the video fron d10e conference in Tokyo.

[moderator's note: consecutive posts merged]
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May 07, 2018, 01:34:18 PM
 #52

hello dev, where can I see the MVP that has been launched?
when will ico start and what date?

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May 07, 2018, 07:17:35 PM
 #53

The Black Insurance is a B2B platform.
It is built for insurance industry participants,including brokers, MGAs, insurers and investors.It connects insurance entrepreneurs with innovative ideas to the capital
they seek. All policies are written on blockchain, greatly reducing transaction costs and giving everyone an equal playing field for conducting business.

This is a great platform, I would like to actively participate in it, and to a local agent for the black insurance, what are the requirement?
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May 08, 2018, 11:59:30 AM
Last edit: September 23, 2022, 01:10:12 PM by mprep
 #54

hello dev, where can I see the MVP that has been launched?
when will ico start and what date?




Black will use the blockchain to transfer risk directly from clients (insureds) to financial backers (Black Syndicate Token holders): minimizing all inefficiencies storing all data securely in blockchains transparent  business operations using smart contracts faster innovation by platform members




Black Insurance will use two types of tokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BSTtokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.







Black will use the blockchain to transfer risk directly from clients (insureds) to financial backers (Black Syndicate Token holders): minimizing all inefficiencies storing all data securely in blockchains transparent  business operations using smart contracts faster innovation by platform members



HOW BLACK INSURANCE WORKS
1) Entrepreneurs list their insurance products.
2)Investors can form and capitalise investment syndicates by investing in tokens and
allocating capital between different products.
3)Policies are written on blockchain as smart contracts.
4)Users have access to immutable data (premiums sold, claims, profit) on the platform.
5) Profits are automatically distributed amongst the token holders.




The Black Insurance is a B2B platform. It changes how insurance is made - the way insurance products are developed and
capitalised. It is built for insurance industry participants,
including brokers, MGAs, insurers and investors.



We are speaking at Crypto Health Summit in LA on the 22nd of May. https://www.cryptohealthsummit.com/losangeles

Black Insurance will disrupt the insurance industry, this really goes hand in hand with the health sector. A lot we can do there







What Black provides to Brokers
- Capital to design insurance products and sell them
- Technology. Brokers can use our user interface or API to store insurance policies and claims into our platform.
- Insurance License. Black will establish an EU licensed insurance company, allowing us to cooperate with Brokers across the EU. Depending on capital raised we also intend to apply for licenses in other regions.



Sound Business Plan
Black will ask Brokers to present their business plan. Black’s specialists will analyze the plan and consult with specialists in the local market if necessary.



We are in Amsterdam today, presenting our platform!




"How do we differ from other blockchain / insurance projects?" - we get this question a lot.

We indeed have plenty of blockchain / insurance related companies on our radar, including Etherisc, Blocksure, Insurepal, ixledger, PolicyPal, ChainThat, fidentiaX, InsurChain, B3i etc.

Now, in my mind, I'm seeing the blockchain / insurance landscape or positioning as follows (from simplest to most complex):
Service providers create blockchain solutions for the insurance industry, without participating in the insurance vertical themselves
Products companies create new, innovative insurance products (e.g. parametric insurance, IoT related stuff etc), by establishing a partnership with an insurance company to underwrite the policies, and sell to customers
Insurance companies are product companies (above) that don't partner with an existing insurer, and attempt to become a licensed insurer themselves
Marketplaces enable creation, capitalisation and distribution of insurance products for platform members, that can include other insurers, brokers, agents and all insurance industry members. This strategy also requires an insurance license, and much more.

As far as we know, Black is currently the only blockchain / insurance startup that is actively pursuing the marketplace strategy. The part of the value chain our positioning addresses, is the biggest and most fundamental - all insurance products in the world are created and capitalised, and currently the only ways are through an insurance company, or Lloyd's of London. We're adding a third option.



The Black Insurance is a B2B platform.

It is built for insurance industry participants,including brokers, MGAs, insurers and investors.It connects insurance entrepreneurs with innovative ideas to the capital
they seek. All policies are written on blockchain, greatly reducing transaction costs and giving everyone an equal playing field for conducting business.
The Black platform creates a blockchain ecosystem for all parties that will bring transparency, democracy and efficiency to the insurance industry.




Yesterday Risto Rossar and Martin Mägi had a super exiting day at DIA Amsterdam, where over 1000 brightest minds of insurance community were present – there was constant line of people in front of our booth who wanted to talk whith us about our product demo. Black was also mentioned in several panel discussions as potential disruptor. Insurance brokers already wanted to start using our product and insurance companies were just “exited”.







Over time Black will gather large quantities of data from different markets, and by analyzing it with machine learning and AI, Black is able to calculate the prices at which any insurance business can be profitable.
We will implement smart contracts that accept insurance policies from Brokers only in case insurance premium is at least on the level that does not create loss to Black.


[moderator's note: consecutive posts merged]
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May 18, 2018, 04:25:58 PM
 #55

Black Insurance PR

Digital Insurance Provider on Blockchain, Black Insurance Ropes in Professor Alex Norta as the Scientific Advisor.

http://altcoinalerts.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/
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May 19, 2018, 10:20:33 AM
Last edit: September 23, 2022, 01:10:47 PM by mprep
 #56

The project will be interesting for participants of the insurance industry. Introduction of innovative ideas in insurance is necessary. The team's experience will help in the implementation of the tasks.
Thanks a lot for your feedback!









[moderator's note: consecutive posts merged]
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May 21, 2018, 12:29:59 AM
 #57

Digital Insurance Provider on Blockchain, Black Insurance Ropes in Professor Alex Norta as the Scientific Advisor.

The goal of Black platform is to empower the insurance brokers by connecting them directly with capital, allowing them to launch their own virtual insurance companies.

The new Scientific Advisor for Black Insurance, Professor Alex Norta is the owner of Norta & Partners, offering holistic consultation and software development service in the field of blockchain technology. He has advised and written whitepapers for many successful blockchain projects such as: Neo, Qtum, Cedex, Datawallet, Cashaa and many more. In the past, he has worked as a post-doctorial researcher on the SOAMeS project at the computer-science department of Helsinki University. His research on a PhD about dynamic inter-organizational business process collaboration was featured in an FP6-EU research project called CrossWork.

“The insurance industry today is slow with bringing products to market because of excessive bureaucracy that distorts free-market mechanisms to the detriment of customers,” explains Prof. Norta.  “Blockchain technology is a means to replace this excessive bureaucracy with a novel control mechanism that is much cheaper, faster and more trustable. Thus, the insurance industry can start to meet the markets needs quick and in a cost effective way.”

http://altcoinalerts.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/
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May 21, 2018, 11:48:21 AM
 #58

Black Insurance is among the 3% of startups that really change the insurance at its core.
https://insuranceblog.accenture.com/insurtech-refocus-on-underserved-elements-of-the-insurance-value-chain-to-unlock-growth
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May 21, 2018, 06:06:51 PM
Last edit: September 23, 2022, 01:12:22 PM by mprep
 #59

Digital Insurance Provider on Blockchain, Black Insurance Ropes in Professor Alex Norta as the Scientific Advisor.

The goal of Black platform is to empower the insurance brokers by connecting them directly with capital, allowing them to launch their own virtual insurance companies.

The new Scientific Advisor for Black Insurance, Professor Alex Norta is the owner of Norta & Partners, offering holistic consultation and software development service in the field of blockchain technology. He has advised and written whitepapers for many successful blockchain projects such as: Neo, Qtum, Cedex, Datawallet, Cashaa and many more. In the past, he has worked as a post-doctorial researcher on the SOAMeS project at the computer-science department of Helsinki University. His research on a PhD about dynamic inter-organizational business process collaboration was featured in an FP6-EU research project called CrossWork.

“The insurance industry today is slow with bringing products to market because of excessive bureaucracy that distorts free-market mechanisms to the detriment of customers,” explains Prof. Norta.  “Blockchain technology is a means to replace this excessive bureaucracy with a novel control mechanism that is much cheaper, faster and more trustable. Thus, the insurance industry can start to meet the markets needs quick and in a cost effective way.”

http://altcoinalerts.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/

Is there anything would you like to know about our project?



It is built for insurance industry participants,including brokers, MGAs, insurers and investors.It connects insurance entrepreneurs with innovative ideas to the capital
they seek. All policies are written on blockchain, greatly reducing transaction costs and giving everyone an equal playing field for conducting business.
The Black platform creates a blockchain ecosystem for all parties that will bring transparency, democracy and efficiency to the insurance industry.



Black Insurance is among the 3% of startups that really change the insurance at its core.
https://insuranceblog.accenture.com/insurtech-refocus-on-underserved-elements-of-the-insurance-value-chain-to-unlock-growth



Black Insurance makes use of several unique properties the Blockchain has to offer.

Cutting out Trusted Third Parties

Transparency 

Automation 

https://medium.com/blackinsurance/the-advantages-of-blockchain-based-insurance-products-ffb6229eaa94



Welcome to all new members of the Black Insurence community!
Use the http://t.me/blackinsurebot?start=XqHMmmprvIXR in the project and get the airdrop.

1. Join our main chat group, inactive users will not receive the airdrop. Members who leave the group are removed from the company's bounty.
2. Follow at least 1 social media channel  ( telegram group must ) and submit your wallet address and also submit email to get info about token received
3. Bot abuse will lead to a ban.
4. Every user gets 5 stakes per connection 10 stakes for each referral. Referral funds are available once a referral has verified their account.
5. Max 20 referal are allowed to avoid spam and bots.
6. The minimum payment is made with a balance of 50 stakes.

Join to us!❤️



MGA Boost Provides Insurtechs with Insurer Access, Backend Operations
https://www.insurancejournal.com/news/national/2018/05/17/489497.htm



Black Insurance is amongst the 3% of startups that really change the insurance at its core. https://insuranceblog.accenture.com/insurtech-refocus-on-underserved-elements-of-the-insurance-value-chain-to-unlock-growth



https://i.imgur.com/RVrQz5j.png?1

Website | Lightpaper | Whitepaper | Twitter | Facebook | Telegram | Bitcointalk | Linkedin


Black will use the blockchain to transfer risk directly from clients (insureds) to financial backers (Black Syndicate Token holders): minimizing all inefficiencies storing all data securely in blockchains transparent  business operations using smart contracts faster innovation by platform members
Black Insurance will use two types of tokens:
Black Platform Token (BLCK). BLCK powers the infrastructure, providing access to the platform and for conducting voting on system updates to the platform (utility token). All platform users will use BLCK for managing insurance on the Black platform, and demand for BLCK will increase as more insurance business is conducted on the platform.
Black Syndicate Tokens (BST) (issued when the platform is ready). BST is an investment in insurance capital, and a specific BST is created for each syndicate (security token), The profitability of the insurance portfolio for a specific syndicate will pass-through to the holders of it’s BST.

The Black Insurance is a B2B platform.

It is built for insurance industry participants,including brokers, MGAs, insurers and investors.It connects insurance entrepreneurs with innovative ideas to the capital
they seek. All policies are written on blockchain, greatly reducing transaction costs and giving everyone an equal playing field for conducting business.
The Black platform creates a blockchain ecosystem for all parties that will bring transparency, democracy and efficiency to the insurance industry.
Join us in social networks

https://i.imgur.com/bNVydoR.pnghttps://i.imgur.com/ImHeiiy.png?1https://i.imgur.com/MTTM5PT.png?1https://i.imgur.com/FaQw7pL.png?1



Black will use the blockchain to transfer risk directly from clients (insureds) to financial backers (Black Syndicate Token holders): minimizing all inefficiencies storing all data securely in blockchains transparent  business operations using smart contracts faster innovation by platform members



MGA Boost Provides Insurtechs with Insurer Access, Backend Operations
https://www.insurancejournal.com/news/national/2018/05/17/489497.htm



igital Insurance Provider on Blockchain, Black Insurance Ropes in Professor Alex Norta as the Scientific Advisor.

The goal of Black platform is to empower the insurance brokers by connecting them directly with capital, allowing them to launch their own virtual insurance companies.

The new Scientific Advisor for Black Insurance, Professor Alex Norta is the owner of Norta & Partners, offering holistic consultation and software development service in the field of blockchain technology. He has advised and written whitepapers for many successful blockchain projects such as: Neo, Qtum, Cedex, Datawallet, Cashaa and many more. In the past, he has worked as a post-doctorial researcher on the SOAMeS project at the computer-science department of Helsinki University. His research on a PhD about dynamic inter-organizational business process collaboration was featured in an FP6-EU research project called CrossWork.

“The insurance industry today is slow with bringing products to market because of excessive bureaucracy that distorts free-market mechanisms to the detriment of customers,” explains Prof. Norta.  “Blockchain technology is a means to replace this excessive bureaucracy with a novel control mechanism that is much cheaper, faster and more trustable. Thus, the insurance industry can start to meet the markets needs quick and in a cost effective way.”

http://altcoinalerts.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/



Digital Insurance Provider on Blockchain, Black Insurance Ropes in Professor Alex Norta as the Scientific Advisor.

The goal of Black platform is to empower the insurance brokers by connecting them directly with capital, allowing them to launch their own virtual insurance companies.

http://altcoinalerts.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/



Black Insurance is amongst the 3% of startups that really change the insurance at its core. https://insuranceblog.accenture.com/insurtech-refocus-on-underserved-elements-of-the-insurance-value-chain-to-unlock-growth

[moderator's note: consecutive posts merged]
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May 22, 2018, 12:25:59 AM
 #60

Fintech expert, scientist, and blockchain visionary Professor Alex Norta has joined forces with Black Insurance, helping with technical whitepaper. Black promises to be a gamechanger in the world of digital insurance by using the blockchain to transfer risk directly from clients to financial backers.

Highlighting the potential of Black Insurance, the company’s founder Risto Rossar said, “I have been in the insurance industry for over eighteen years and I realized that I don’t care about insurance. In fact, no one should care about insurance. It should be as simple as breathing and work without customers having to worry about it. We can solve a lot of inefficiencies through technology and will disrupt the insurance industry from the inside, building a seamless process that customers don’t have to deal with.”

To find out more, please visit https://www.black.insure/

https://usethebitcoin.com/digital-insurance-provider-on-blockchain-black-insurance-ropes-in-professor-alex-norta-as-the-scientific-advisor/
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