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Author Topic: 📢 [ANN]Black Insurance digital insurance company on the blockchain  (Read 7615 times)
Peep Paum
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September 04, 2018, 09:49:04 AM
 #761

One of the biggest problems in the insurance industry today is that product design and customer are too far apart.

Hi dumbtool45, thats what Black is going to change. We give that power to brokers who dealing with the clients every day and know exactly what they need.

Regards,
Peep
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martparve
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September 05, 2018, 07:45:00 AM
 #762

Great score from ICOMarks Smiley

https://icomarks.com/ico/black-insurance
triinumur
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September 05, 2018, 09:06:07 AM
 #763

We have published different interviews with our team, investors, advisors, and brokers on Medium and concluded here 7 reasons why do we all believe in Black Insurance success.
https://medium.com/blackinsurance/7-reasons-why-we-believe-in-black-insurance-2b0e5a4b46fe
Feel free to comment and give us any feedback!
Campuzano_Leandro
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September 05, 2018, 09:17:47 AM
 #764

Hey,
I've taken the time and checked all the details of your idea and I can say that everything is really very good. So I can just wish you good luck guys! To the mooooon!
crypto|george
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September 05, 2018, 04:57:16 PM
 #765

Hey,
I've taken the time and checked all the details of your idea and I can say that everything is really very good. So I can just wish you good luck guys! To the mooooon!

Thanks for studying our project and giving such good comments! We hope to see you on our sales later.
crypto|george
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September 05, 2018, 05:13:19 PM
 #766

Hi team!
I read that 3 page whitepaper first before browsing through the posts here.
I got few question in the whitepaper but all got cleared up when I started browsing the forum post.

Thanks for reading thoroughly. Many interested people come to this thread to be cleared up, if you have further questions please do not hesitate to ask us.  Wink
Tsunomloni
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September 06, 2018, 03:45:28 AM
 #767

Good day, team! Is КYC needed in order to join the sale? When does the ICO campaign start? Do you have a bounty program? Waiting for your answers. Thank you so much
chunt
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September 06, 2018, 06:40:41 AM
 #768

I know blockchain Lisk is a platform open source, allowing developers to build applications based on distributed blockchain in JavaScript. With Lisk, developers can build applications blockchain use their own sidechain linked Lisk platform. Lisk is a non-profit organization, was founded in 2016 by Max and Oliver Beddows Kordek. Official resources in many projects, the development orientation and width. Great!

Hello lichengiddy, thank you for the information, let's keep the discussions to Black Insurance here.

All Tokens created by Black Foundation will have deployments to Public Blockchain and to Private Hyperledger Fabric. Tokens deployed to Public Blockchain as Smart Contracts include functionality required for both the ERC20 and ERC223 specifications. Tokens deployed to Private Hyperledger Fabric will also include all ERC20 and ERC223 functionality, to establish a common definition between implementations on different Blockchains.

 Smiley
chunt
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September 06, 2018, 06:43:25 AM
 #769

Good day, team! Is КYC needed in order to join the sale? When does the ICO campaign start? Do you have a bounty program? Waiting for your answers. Thank you so much

Hi Tsunomloni, we accept everyone except residents from USA and any country where token sale is illegal. However, accredited investors from USA can join us! Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus!
https://tokensale.black.insure/register

Please refer to our Bounty telegram group for any bounty related questions. Our bounty managers will be happy to help you. https://t.me/BlackInsuranceBountyGroup
This is the Bounty Bitcointalk thread: https://bitcointalk.org/index.php?topic=3379115.0unty info
 
prinkingle
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September 06, 2018, 06:48:28 AM
 #770

Hi, fellows.
According to the map i see you have beta application ready.Is it possible to try it out?
chunt
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September 06, 2018, 07:16:12 AM
 #771

Hi, fellows.
According to the map i see you have beta application ready.Is it possible to try it out?

Hello prinkingle, thank you for your interest!

Please feel free to check out our Platform Prototype:
for investors: http://dhoster.tk/html/black.insure/investor/
for brokers: http://dhoster.tk/html/black.insure/broker/

Let us know if you have any questions or feedback, thank you!  Smiley
c4cat
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September 06, 2018, 08:06:29 AM
 #772

Referring to the image, what is a syndicate?
chunt
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September 06, 2018, 08:07:50 AM
 #773

Referring to the image, what is a syndicate?

Hello!  Smiley

Syndicates are groups of insurance professionals that create ICO-s of BSTx tokens on the Black platform (x representing the number of the Syndicate), and invest in insurance products, also listed on the Black platform. For instance, some entrepreneur creates a crypto wallet insurance, and a syndicate invests in this product. The product can be now traded, and should it make profits, BSTx token investors share the profits.

Why don't investors invest directly in insurance products? Because managing an insurance product is a professional activity, requiring underwriting, actuary, claims handling and adjustment, and reporting capabilities. This is what Syndicate takes care of, in addition to selecting a well balanced portfolio of different insurance products to invest in.
StevenAnt
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September 06, 2018, 08:14:20 AM
 #774

investors should be very careful with those ones and should have in-depth considerations before deciding to invest their money. Most of them are scam ones, part of them are real ones, and small part of them are good ones.
Good luck with your decision!
chunt
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September 06, 2018, 08:30:46 AM
 #775

investors should be very careful with those ones and should have in-depth considerations before deciding to invest their money. Most of them are scam ones, part of them are real ones, and small part of them are good ones.
Good luck with your decision!

That is very true, StevenAnt! BST security token is the first of its kind, but Black Insurance has a robust system in place to minimize risk.

How do we making sure that the Brokers are bringing profitable business?

We will make sure that with each Broker we are using at least 3 of the following methods to be
confident that the Broker will bring profitable business to Black.

Sound business plan - Black will ask Brokers to present their business plan.  Black’s  specialists  will  analyze  the  plan and consult with specialists in the local market if necessary.

Skin in the game - In order to align the interests of Brokers and Black, the Broker has to have their skin in the game. The Broker must pay a deposit of 5 - 25% of  planned  Gross  Written  Premiums  to  Black that will be used to cover the losses in case the business is unprofitable. In case the loss of the
insurance portfolio exceeds 2x the deposit then the Broker is required to fill in the deposit or he
can not write new business anymore

Black’s own underwriting know how - Over time Black will gather large quantities of data from different markets, and by analyzing it with machine learning and AI, Black is able to calculate the prices at which any insurance business can be profitable. We will implement smart contracts that accept insurance policies from Brokers only in case insurance premium is at least on the level that does not
create loss to Black.

Community references - We require the Broker to have at least two positive references from the market where he operates.  The  references  have  to  prove  that  the  Broker is able to underwrite a profitable book of insurance business.

For more information, you may also refer to Black Insurance whitepaper: https://www.black.insure/whitepaper.pdf?pdf=whitepaper.pdf
zircot8
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September 07, 2018, 06:08:09 AM
 #776

Is this based on ethereum blockchain, an erc20 token? Do you plan to move to other blockchains? I guess ethereum will be obsolete one day.
chunt
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September 07, 2018, 06:11:17 AM
 #777

Is this based on ethereum blockchain, an erc20 token? Do you plan to move to other blockchains? I guess ethereum will be obsolete one day.


Hello zircot8!  Smiley

We rely on Ethereum blockchain and private Hyperledger fabric. All Tokens created by Black Foundation will have deployments to Public Blockchain and to Private Hyperledger Fabric. Tokens deployed to Public Blockchain as Smart Contracts include functionality required for both the ERC20 and ERC223 specifications. Tokens deployed to Private Hyperledger Fabric will also include all ERC20 and ERC223 functionality, to establish a common definition between implementations on different Blockchains.

During the ICO, BLCK tokens will be available for sale, you can use any ERC20 compatible wallet to store the tokens, such as myetherwallet, ImToken.
Lightaconmo
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September 07, 2018, 06:15:07 AM
 #778

Greetings
Woow. I am pretty shocked. I'll go to take a bank loan, on bail of an apartment. Great idea, thank you. I will become fabulously rich, thanks to you.
chunt
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September 07, 2018, 07:40:28 AM
 #779

Thank you for your support Lightaconmo!  Smiley

Black Insurance ICO will start in October 2018, please feel free to register now to enjoy 25% bonus! https://tokensale.black.insure/register

Have you participated in any ICO before?
Padilla Otsu
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September 07, 2018, 07:44:18 AM
 #780

Hey,
Have used your website to contribute to several ICOs via pools. Very good website, I recommend investing via pools with your platfrom, it's the easiest and safe method ever.
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