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Author Topic: 📢 [ANN]Black Insurance digital insurance company on the blockchain  (Read 7777 times)
Colibra
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September 17, 2018, 01:41:41 PM
 #821


Thanks! Funny as it might be, we did exactly what you just described during the last few days. Have 3 reviews now, and just had an almost 1-hour call with one particularly thorough ICOBench reviewer. So I trust a few more reviews should come in soon.

Wow that's really good. Sounds promising! Enjoy and get the most of the opportunities Smiley Good luck!
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zircot8
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September 18, 2018, 08:20:17 AM
 #822

Hello,

https://icobench.com/ico/black-insurance

Under ratings, someone said "I think its a really good project, solving some needs of the industry. By democratising how traditional insurance work, this will allow all the stakeholders in the value chain to maximise their gains. Blockchain will help create efficiency as well as transparency. Good team as well."

How do you democratise insurance?
chunt
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September 18, 2018, 08:32:04 AM
 #823

Hello,

https://icobench.com/ico/black-insurance

Under ratings, someone said "I think its a really good project, solving some needs of the industry. By democratising how traditional insurance work, this will allow all the stakeholders in the value chain to maximise their gains. Blockchain will help create efficiency as well as transparency. Good team as well."

How do you democratise insurance?

Hello Zircot8, thanks for your interest! Through crowdfunding, everyone can participate in syndicate tokensale by purchasing BST security token, the syndicates can then fund the insurance brokers, finally the users will be able to purchase insurance products that are cheaper and specially tailored to their needs from the brokers.

Black Insurance acts as a platform to facilitate the above process.

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September 20, 2018, 08:50:47 AM
 #824

Hi, what's the status of your license to sell the security token BLCK?
chunt
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September 20, 2018, 08:51:58 AM
 #825

Hi, what's the status of your license to sell the security token BLCK?

Hello c4cat, BLCK is a utility token which will be sold during our upcoming ICO in October > https://tokensale.black.insure/register

Our security token is called BST. We are going to sell security tokens when the platform is ready and we start raising funds for the first syndicate. By that time we definitely have all licenses needed to make this happen. We’re cooperating with the Estonian governments crypto working group to see that by the time we start doing the Black STOs, the conditions would be as favourable as possible.

However, based in Estonia, we see quite a bit of encouraging signals from the government that good actors will be accommodated in their Security Token efforts. Security Tokens are the future, and many governments will come along in the fear of missing out.
Ak2017
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September 21, 2018, 08:40:19 AM
 #826

If i purchase BST in the future, how large is the risk?
chunt
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September 21, 2018, 08:40:51 AM
 #827

If i purchase BST in the future, how large is the risk?

Hi Ak2017, the Black Security Tokens (BST) will represent a share in the reserve capital of one particular insurance scheme. There will be an unlimited number of BST-s: BST1 might represent motor insurance in Africa, while BST2 could be drone insurance in Canada. If the insurance scheme is profitable, the token holder is eligible for sharing the returns from the scheme. That’s her main right, this forms the very essence of the BST token model.  Smiley
Tpe2018
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September 22, 2018, 08:50:34 AM
 #828

Love the concept, how exactly does tokenized crowdfunding work?
chunt
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September 22, 2018, 08:51:27 AM
 #829

Love the concept, how exactly does tokenized crowdfunding work?

Thanks for your kind words, Tpe2018! Through crowdfunding, everyone can participate in syndicate tokensale by purchasing BST security token, the syndicates can then fund the insurance brokers. Crowdfunded capital gives retail-investors first-of-a-kind investment opportunities to invest in stable insurance portfolios with long-term financial profits that so far have been shared among insurance companies and re-insurers.

We have a great article about the concept of tokenized crowdfunding: https://medium.com/blackinsurance/black-insurance-is-revolutionizing-investments-in-insurance-industry-through-tokenized-crowdfunding-746ae10d18a5

martparve
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September 22, 2018, 10:36:32 AM
 #830

Insurance Business Magazine has published a wonderful interview with Black's founder Risto.

Start-up entrepreneur’s radical opinion: brokers can bypass insurers

by Gabriel Olano 22 Sep 2018
As insurtech start-ups try to disrupt the insurance industry, a relatively common theme is insurtechs eliminating or reducing the roles of intermediaries such as brokers.

However, one insurance start-up entrepreneur suggests going the opposite way: brokers bypassing insurers. Risto Rossar (pictured), co-founder of Estonian start-up Black Insurance, shared his opinion on innovation in the insurance industry with Insurance Business.

“The ‘operating system’ of insurance … is slow, riddled with red tape, and technologically redundant,” Rossar said. “Insurance products are one of the most obvious bottlenecks. In order for a start-up or other innovator to have the control over the very insurance product they sell, they should have an insurance license, a substantial organisation to support the compliance, and capital in the magnitude of millions, or dozens of...

Read the entire article HERE
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September 22, 2018, 09:36:47 PM
 #831

Insurance Business Magazine has published a wonderful interview with Black's founder Risto.

Start-up entrepreneur’s radical opinion: brokers can bypass insurers

by Gabriel Olano 22 Sep 2018
As insurtech start-ups try to disrupt the insurance industry, a relatively common theme is insurtechs eliminating or reducing the roles of intermediaries such as brokers.

However, one insurance start-up entrepreneur suggests going the opposite way: brokers bypassing insurers. Risto Rossar (pictured), co-founder of Estonian start-up Black Insurance, shared his opinion on innovation in the insurance industry with Insurance Business.

“The ‘operating system’ of insurance … is slow, riddled with red tape, and technologically redundant,” Rossar said. “Insurance products are one of the most obvious bottlenecks. In order for a start-up or other innovator to have the control over the very insurance product they sell, they should have an insurance license, a substantial organisation to support the compliance, and capital in the magnitude of millions, or dozens of...

Read the entire article HERE


Good interview with Risto, I think ICO will be successful if it gives a few more in similar publications. I like his position and opinion about brokers, and the changes he talks about are really necessary. Undoubtedly, the application of blockchain and cryptocurrency technology in insurance will give more benefits to all participants.
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September 24, 2018, 08:54:44 AM
 #832

Insurance Business Magazine has published a wonderful interview with Black's founder Risto.

Start-up entrepreneur’s radical opinion: brokers can bypass insurers

by Gabriel Olano 22 Sep 2018
As insurtech start-ups try to disrupt the insurance industry, a relatively common theme is insurtechs eliminating or reducing the roles of intermediaries such as brokers.

However, one insurance start-up entrepreneur suggests going the opposite way: brokers bypassing insurers. Risto Rossar (pictured), co-founder of Estonian start-up Black Insurance, shared his opinion on innovation in the insurance industry with Insurance Business.

“The ‘operating system’ of insurance … is slow, riddled with red tape, and technologically redundant,” Rossar said. “Insurance products are one of the most obvious bottlenecks. In order for a start-up or other innovator to have the control over the very insurance product they sell, they should have an insurance license, a substantial organisation to support the compliance, and capital in the magnitude of millions, or dozens of...

Read the entire article HERE


What does it mean by bypass insurer? Is this possible?
chunt
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September 24, 2018, 09:23:15 AM
 #833



What does it mean by bypass insurer? Is this possible?

Hello Klinext, thank you for your interest.

Absolutely, there is no insurers and reinsurers in Black Insurance ecosystem,  through crowdfunding, everyone can participate in syndicate tokensale by  purchasing BST security token, the syndicates can then fund the  insurance brokers, who is responsible in designing and selling insurance products  Smiley

chunt
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September 27, 2018, 06:10:06 AM
 #834

The Founder and CEO of Black Insurance - Risto Rossar talks in Insurance Innovators Podcast about the problem that Black is solving and how we are going to do this.

https://insuranceinnovators.co/2018/09/27/ep-054-risto-rossar-black-insurance-tokenising-insurance-risk/
Klinext
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September 29, 2018, 09:00:03 AM
 #835

The Founder and CEO of Black Insurance - Risto Rossar talks in Insurance Innovators Podcast about the problem that Black is solving and how we are going to do this.

https://insuranceinnovators.co/2018/09/27/ep-054-risto-rossar-black-insurance-tokenising-insurance-risk/

When the brokers are selling insurance products via Black, how much is the profit sharing?
chunt
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September 29, 2018, 09:01:25 AM
 #836

The Founder and CEO of Black Insurance - Risto Rossar talks in Insurance Innovators Podcast about the problem that Black is solving and how we are going to do this.

https://insuranceinnovators.co/2018/09/27/ep-054-risto-rossar-black-insurance-tokenising-insurance-risk/

When the brokers are selling insurance products via Black, how much is the profit sharing?

Hi Klinext! The revenue model of black itself is simple - Black Insurance platform charges a ~3% commission on the revenues, considering that traditionally, this part of the value chain takes up easily as much as 10-20% of revenues.  Hence, Black platform is much more cost effective for the brokers! Smiley
triinumur
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October 01, 2018, 11:04:44 AM
 #837

Black Insurance ICO pre-sale is now on! The participation in the Black Insurance ICO requires only 3 simple steps.
1. Sign up now at tokensale.black.insure (please check the URL before login)
2. Buy BLCK tokens
3. Receive your BLCK tokens after the ICO to your ERC20 compatible walled marked upon registration

The only way to invest is through https://tokensale.black.insure!

We will never contact you directly or via email to ask for contributions. There are various scam posts on medium and fake email campaigns going on.

Make sure you check the URL you are on when investing.

Read more from our Medium channel:
https://medium.com/blackinsurance/ico-announcement-3-easy-steps-to-participate-in-the-black-insurance-ico-f2b9172b73e
chunt
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October 04, 2018, 08:53:29 AM
 #838

Fico feliz de participar deste projeto!!

Thank you for your support, Danielsuper  Smiley

triinumur
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October 06, 2018, 09:28:20 AM
 #839

Invest in Black Insurance ICO pre-sale and earn additional bonuses on top of 25% early-bird bonus! https://tokensale.black.insure/
Kuala Lumpur
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October 08, 2018, 05:27:15 AM
 #840

Black Insurance ICO pre-sale is now on! The participation in the Black Insurance ICO requires only 3 simple steps.
1. Sign up now at tokensale.black.insure (please check the URL before login)
2. Buy BLCK tokens
3. Receive your BLCK tokens after the ICO to your ERC20 compatible walled marked upon registration

The only way to invest is through https://tokensale.black.insure!

We will never contact you directly or via email to ask for contributions. There are various scam posts on medium and fake email campaigns going on.

Make sure you check the URL you are on when investing.

Read more from our Medium channel:
https://medium.com/blackinsurance/ico-announcement-3-easy-steps-to-participate-in-the-black-insurance-ico-f2b9172b73e
And then, when the token will be listed on the stock exchange, buy more ... every 5-10 times cheaper than on iso or pre-ICO with a super cool bonus)) I think that in all ICO - the provided bonuses are a big mistake.
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