And if you provided a loan, did the person pay you back?
People have successfully gotten loans here, with or without collateral. Generally, people will have to provide collateral that is 120% of what is asked, but if the user is trusted, have a good trade history along with contributing on the forum, they generally get a non collateral loan. In the past, I've provided loans a couple of times, with and without collateral and been paid back each time, however I decided not to do it often due to the increase in request here, and how volatile the market has been. The risk is usually not worth it, even with collateral, but it depends on the lender if they wish to assume the risk.
