It's nice to hear somewhere saying that Millennials are actually making progress, because everywhere we hear are statements and speeches against so called Milllenials.
Older generation just cannot digest the progress world is making, excluding a very small percentage all the others want to stay in the past , they keep saying "good old days", the terrible days is what those are!
It's great to see Millenials are engaging in Crypto field more and saving for retirement, most of them working with 5-10 year plans, and plans to enjoy the rest of their lives travelling and enjoying life, not doing a 8h to 12h job for the next 50 years of their lives, making some smart investments, Holding some coins and tokens, this is progress.
you are missing the whole point probably because you are caught up in some profit that you made by accident. the problem is that just because you see some big profit in cryptos it doesn't mean they are good investments to use for your retirement. there still is a huge risk investing in them and all can go wrong in an instant and ruin your future.
in fact there are a lot of newbies that are actually losing money in crypto market! you think they don't want retirement?
