Commercial-centralized system based on blockchain-like transactions?

[Praeconium]

Considering on one end eminent rise of distributed systems, I feel that one may not overcome the vast majority of people who are currently and continuously (depending on how You see it) allowing others to lead them, chew the thoughts, ideas and knowledge for them, get celebrities to design their lifestyle, etc while on the other end considering the rise of alts and the ease of cloning either Bitcoin or one of the scrypt's while valuing itself for the protocol rather than the bubble, are there already systems servicing communities other than those familiar with Bitcoins based on blockchain or idea in any way?

How soon do You expect commercial-centralized system to be based on blockchain-like transactions?

eg. A local bank issues a clone-coin, only its branches are allowed to mine and uses network for internal transfers. Parses a blockchain to overview their whole internal network, while they work on a backend to use regular banking systems for outside transfers?

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[odolvlobo]

I think that a block chain system would not be appropriate in this case. The block chain solves problems that are not relevant here, such as lack of trust. There must be distributed transaction systems that are better suited for your scenario.