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July 28, 2018, 05:21:14 PM |
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What is Laccoin?
LACCOIN (LAC) is an Ethereum backed cryptocurrency that enables the banked, unbanked and underbanked individuals who are in Latin America and Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Index Fund individuals can spend their LAC tokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted.
Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.
Why Laccoin?
#1. Costly remittance systems.
Solution #1. Laccoin is an easy way to send international remittances to other Laccoin wallet holders.
roadmap
roadmap
#2: Reaching the Underbanked.
Solution #2. Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will have result in a more significant penetration rate than banks.
#3 Inability to access loans through traditional financing mechanisms to start business projects or personal projects.
Solution #3. To enable and empower citizens in the region to access microfinance \ through nontraditional means by creating a credit score through their Laccoin wallet.
roadmap
roadmap
#4 Unbanked and underbanked do not have access to complex financial vehicles to help build wealth.
Solution #4. An Index Fund that will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem.
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