[ANN][ICO OVER] X-INFINITY Merchant-Enabled Unified Cryptocurrency Wallet

[X-Infinity]

X Infinity

Website | Whitepaper | Telegram | Facebook | Bitcoinwiki | Medium | Reddit

Beware of scams: We have no bounty campaigns. ALL airdrops have ended. Coins can only be purchased through the XIF Wallet app.

X Infinity, a Singapore based fintech company, is creating a unified cryptocurrency wallet that allows consumers and merchants the ability to transact as easily using any blockchain asset as a currency. X Infinity features a debit card that acts as a proxy to the wallet.


Problem

With the growing emergence of different cryptocurrency assets, a growing number of users and businesses struggle to use existing infrastructures to interconnect physical and virtual platforms. A number of issues are slowing mass adoption:
1. Increase in the number of cryptocurrencies makes it harder for merchants to accept a broad range effectively.
2. Volatility of cryptocurrency prices make it harder for merchants to adopt them.
3. No major market for some cryptocurrencies making transacting difficult.
4. No single wallet for all cryptocurrencies, so some are not easily usable.


Solution

Unified Cryptocurrency Wallet Transactions

X Infinity plans to use Cross-chain Payment Channels and the Blockchain Routing Protocol to allow users to use their blockchain assets in real-time in the real world. It leverages the power of the smartphone and blockchain to deliver a compelling, secure and scalable consumer experience.

X Infinity can aggregate a user’s blockchain assets through a single wallet. This provide customers with the ability to link their assets to a payment card (debit card – physical, or phone app - virtual). This ensures that X Infinity is the first choice wallet for users.

The phone is used as a controller. Offering complete flexibility, the app dashboard controls which bank card is active and when, rules for spending etc.

The X Infinity App is available for Android and iOS!

XIF Coins can only be purchased through the XIF Wallet app

X Infinity Debit Card

The X Infinity Debit Card is a standard-issue card. It is a universally accepted payment instrument, acting as a proxy to the “X Infinity wallet” where consumers can securely store all their blockchain assets.

The consumer can set the X Infinity Debit Card to behave as any card they choose and set rules so the card can work without the phone. The experience to the user is straight-forward and simple, and provides increased utility and security.

The card holds no data as it is ‘virtual gateway’ to the X Infinity wallet. The wallet manages the accounts and identity credentials. The App controls which cryptocurrency asset is active when the X Infinity Debit Card is presented to the merchant. The consumer can set rules within the App to dictate spending limits, which cards are used for certain retailers or product types, deactivation periods and much more.


Transaction Management

Transactions are anticipated to occur in the following way:
1. User pays at the merchant using his virtual or physical XIF Card
2. The card network will send an authorization request to our servers for the purchase amount
3. XIF will send an invoice through the XIF blockchain network to the user
4. The user will then choose which blockchain asset to use for the payment and send the correct amount to XIF through the XIF blockchain network
5. Upon receiving the corresponding amount for the invoice, XIF will authorize the payment to the merchant

Wallet proprietary technology allows X Infinity to conduct more than 20,000 transactions per second, with average transaction confirmation time of 1 second and average transaction fee of USD$0.10 for every 200 transaction.

Value Proposition

Consumers

Low cost to consumer
Ability to lock card reduces risk of fraud
Potential for real–time payment insights and offers
Send and receive any amount of money, instantly anywhere in the world, at any time
A frictionless experience as the X Infinity Debit Card provides standard payment functionality
Cross chain payment channels ensure consumers can make payments using any cryptocurrency in their wallet
Private with no customer personal information at risk with control of financial identity
Unlimited blockchain accounts in a single wallet profile
Control of financial identity

Merchants

Instant payment
ATM-level security for transactions
Potential for loyalty integration and business intelligence
Data insight - Preserves loyalty with a compelling, cool solution
No new learned skills needed with no behaviour change needed
No new POS hardware needed as card is used for transactions
Low cost compared to other payment processors
No merchant account needed

XIF Coin and Distribution

To facilitate content creators and consumers on the X Infinity blockchain, as well as incentivise other ecosystem stakeholders, X Infinity is planning a blockchain solution powered by the XIF Coin. X Infinity will be issuing XIF in a Coin Generation Event.

Total Coin Supply: 600 million XIF
Hard Cap: USD 24 million

Angel Round
Allocation: USD 6 million
Bonus Coin: 10%
Coin Issued: 66 million XIF

Pre-ICO Round
Allocation: USD 12 million
Bonus Coin: 5%
Accepted Currencies: ETH & BTC
XIF Coin to USD rate: 1 XIF = US$0.10
Coin Issuance For This Round: 126 million XIF
Minimum Contribution: 1 ETH

ICO Round
Allocation: USD 6 million
ICO Date:  8 August 2018
Bonus Coin: NIL
Accepted Currencies: ETH & BTC
XIF Coin to USD rate: 1 XIF = US$0.10
Coin Issuance For This Round: 60 million XIF
Maximum Contribution: 0.5 ETH

Beware of scams: Coins can only be purchased through the XIF Wallet app

Website | Whitepaper | Telegram | Facebook | Bitcoinwiki | Medium | Reddit

UPDATED(Aug 2,2018): Reddit and Medium links
UPDATED(Sep 5,2018): Download app for airdrop
UPDATED(Sep 25,2018): Airdrop finished

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[Monari Nancy]

It looks so convenient, how much can invest ?

[Vaccaria]

A debit card? I'll be keeping an eye on this one.

[X-Infinity]

It looks so convenient, how much can invest ?

You can check out X-Infinity ICO details on www.xinfinity.io 

[Ramsey3203]

May I know more about the product? I know it is like a debit card, but how useful of that?

[wakanda4ever]

How to join the product? its nice!!!

[sasukeang007]

Good technology. May I know, it is able to purchase the coin buy using online banking / credit cards? I would like to purchase some for investment purpose.

[jezus]

How to get min. invest?

[rikakurnita]

they are active enough to promote this project I see they have held a road show in several Asian countries.
but I did not find a bounty program, does this project have a bounty program?

[rashio]

Looks good project. I am waiting for this bounty program. have you planned it?

[X-Infinity]

May I know more about the product? I know it is like a debit card, but how useful of that?

Hello!

We are developing a solution to allow crypto enthusiasts to make everyday purchases seamless and convenient. The introduction of the card is to facilitate payments in fiat. Users pay in crypto, while merchants get paid in fiat.

You may find more information of our solution here: http://c.fastcdn.co/u/d1e34e34/32216836-0-XIF-WP-18-June.pdf

Thank you for your support!

[X-Infinity]

How to join the product? its nice!!!

Hi, you may download the app over here:
Apple https://itunes.apple.com/us/app/xif-app/id1401101777?ls=1&mt=8
Android https://play.google.com/store/apps/details?id=com.pellar.xifapp

Thank you for your support!

[X-Infinity]

Good technology. May I know, it is able to purchase the coin buy using online banking / credit cards? I would like to purchase some for investment purpose.

Hello!

At the moment we only accept BTC and ETH. Purchase via credit card will be available at a later date. Stay tuned, and thank you for supporting us!

[X-Infinity]

How to get min. invest?

Hello! You may find more information here http://www.xinfinity.io

Minimum contribution for this round is 1ETH.

Thank you for supporting us!

[siegep]

Many answers from new registred members. Looks like devs promoting their product.

[brokens]

it seems ICO is very interesting, hopefully at the time of ICO launched in August everything can go smoothly. I just want to give good support on this project and hopefully to can successful in the future. 

[X-Infinity]

they are active enough to promote this project I see they have held a road show in several Asian countries.
but I did not find a bounty program, does this project have a bounty program?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

[X-Infinity]

Looks good project. I am waiting for this bounty program. have you planned it?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

[X-Infinity]

it seems ICO is very interesting, hopefully at the time of ICO launched in August everything can go smoothly. I just want to give good support on this project and hopefully to can successful in the future. 

Thank you!

[rashio]

Looks good project. I am waiting for this bounty program. have you planned it?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

Okay. Sounds interesting to get 5% tokens as the referral bonus. Thank you for the explanation.   

[X-Infinity]

Get a chance to win entries to the Satoshi United Blockchain conference in Singapore, July 26!

How to join:
1) Go to this Facebook post.
2) Comment who you think Satoshi Nakamoto is.
3) Tag 4 friends on the (Facebook) post.

Winners will be chosen from the comments and get a chance to come to the awards night, where Eddie Chong, CO-Founder and CEO at X-Infinity, will be presenting!

(IMPORTANT: Comments need to be done on the Facebook post above.)

[decibel1337]

Referral program, exciting ICO, you name it
This project has it all going for it
I'm gonna tell all my friends about this one because it's incredibly profitable to hook your friends up with X-Infinity

[X-Infinity]

Referral program, exciting ICO, you name it
This project has it all going for it
I'm gonna tell all my friends about this one because it's incredibly profitable to hook your friends up with X-Infinity

Hey decibel, thanks for the show of support!

[X-Infinity]

Hey Everyone, please check out our Medium channel (https://medium.com/@XIF_Official) to know more about X-Infinity! We have just published another article there.

[Vaccaria]

Hey Everyone, please check out our Medium channel (https://medium.com/@XIF_Official) to know more about X-Infinity! We have just published another article there.

https://www.facebook.com/xinfinityltd/videos/2324341360915227/
Found this on your Facebook too. Liked how you explain it clearly and simply. Keep it up! 

[Ramsey3203]

Can't wait for the ICO, keep it up!!

[Peterdav]

wow.. this is great projet i see, raised USD$ 15.3 million in pre sale is great achievement, this will make me interested in investing in this project.

[X-Infinity]

Hi all! X-Infinity was awarded Best Crypto Wallet ICO by Satoshi United! To find out more, check out our post on Medium https://medium.com/@XIF_Official/x-infinity-awarded-best-crypto-wallet-ico-by-satoshi-united-af806d697ecc

[X-Infinity]

Your project X-Infinity was listed on CryptoKrunch.io!


Follow https://cryptokrunch.io/en/ico/XInfinity to check it.


Please contact us if any ICO information is missing or incorrect.


https://a.radikal.ru/a39/1807/64/569c846cf5c8.jpg

Hi, our Telegram group is here: https://t.me/XInfinity_Official

We would appreciate it if you can update the information. Thank you very much!

[X-Infinity]

The sale is ongoing now (August 8th)!

[X-Infinity]

Hi all, another Medium article is up! To learn about the road so far in the booming blockchain industry, click on the link! https://medium.com/@XIF_Official/the-booming-blockchain-industry-9373f8360615

[X-Infinity]

Hello everyone! X-Infinity has a been awarded 'Best E-Commerce Fintech' by Genesis at the International E-Commerce Digital Award 2018. Read more about it in the link! https://medium.com/@XIF_Official/x-infinity-awarded-best-e-commerce-fintech-2018-f932375e12cb

[X-Infinity]

Hello everyone, we have posted a new Medium article! Find out about the high costs of existing payment processors here https://medium.com/@XIF_Official/high-cost-of-existing-payment-processors-ba7c93afcc36

[X-Infinity]

Hey everyone, something to read over coffee https://medium.com/@XIF_Official/x-infinity-a-solution-to-slow-cryptocurrency-transactions-dfda4cf29b6c

[fantaxyno9]

Hey X-Infinity team. I am representing one of the biggest YouTube channels(3.5M) in Russia. We are interested in collaboration with your project. We provide any proofs. Is there anyone I can discuss the details with? Thanks

[X-Infinity]

We have a new partnership! FiiiPOS - a Point-of-Sale terminal supporting multiple payment functions - will now accept payment from XIF Wallet. Read more here: https://medium.com/@XIF_Official/x-infinity-joins-force-with-fiii-fiiipos-accepts-payment-from-xif-wallet-c87807947847

[tingo2k]

The project has new partners and more! Where can I read the news and announcements about the project? Do they publish the identity of the spawning partners we can learn more about?

[kemancok]

Seeing from the vision and mission of this project is very promising and surprisingly, the team hopefully can promote this project well, so that targets can be achieved easily and quickly.

[X-Infinity]

Hello everyone! Check out the article posted by Crypto Coin News on X-Infinity USD $20.5m Private Sale Round! https://www.ccn.com/x-infinity-closes-private-funding-round-at-usd-20-5-million-for-its-multi-cryptocurrency-wallet/

[Vaccaria]

Hello everyone! Check out the article posted by Crypto Coin News on X-Infinity USD $20.5m Private Sale Round! https://www.ccn.com/x-infinity-closes-private-funding-round-at-usd-20-5-million-for-its-multi-cryptocurrency-wallet/

Nice! X-Infinity is gaining steam! Debit card next?  Looking forward to more developments!

[mani mani]

Very cool, I am very excited to look forward to other new things, hopefully it will be more unique and fun, looking forward to your updates, successful greetings.

[X-Infinity]

Hello everyone! To find out more on the limitations of cryptocurrency transactions, click on the link! https://medium.com/@XIF_Official/x-infinity-limitations-of-cryptocurrency-transactions-b3901bbe6da5

[X-Infinity]

Apa khabar semua! Hello everyone! On September 23rd, X Infinity is co-organizing Emergence Malaysia with Wholesale Investor, an international blockchain event. Click on the link to find out more! https://medium.com/@XIF_Official/x-infinity-to-co-organize-international-blockchain-event-with-wholesale-investor-8932b1f81df6

[X-Infinity]

Did you know that there are over 150,000 merchants around the world accepting digital currencies today?
https://medium.com/@XIF_Official/how-merchants-have-adopted-cryptocurrencies-12b33e30e480

[X-Infinity]

Hello everyone! The payment industry is shifting and cryptocurrency is working its way up! Click on the link to find out more. https://medium.com/@XIF_Official/the-changing-payment-industry-332beb34ea0.

[X-Infinity]

Hi all! Over the years, cryptocurrencies have been in the spotlight for its limitless potential in the financial industry. Click on the link to find out what's next for cryptocurrencies! https://medium.com/@XIF_Official/the-next-step-for-cryptocurrencies-convenience-and-trust-building-de4ac8d2d61e

[X-Infinity]

Hello everyone! Cryptocurrencies have had difficulty in translating into the real world. BUT we have a solution. Click on the link to find out more! https://medium.com/@XIF_Official/using-cryptocurrencies-in-the-real-world-f51303252361

[X-Infinity]

Hello everyone! If you are interested in how your business can benefit from X Infinity, click on the link! https://medium.com/@XIF_Official/x-infinity-paving-way-for-better-business-41ca1817875e 

[X-Infinity]

Hello everyone! The integration of cryptocurrencies into society has not been smooth. Click on the link the find out why! https://medium.com/@XIF_Official/the-impracticality-of-cryptocurrencies-d6965f53d396

[X-Infinity]

Hello everyone! The X Infinity Airdrop has officially ended. Thank you all for participating!

[X-Infinity]

Hello everyone! There are many factors that contributed to why merchants do not accept cryptocurrencies as a form of payment. But we have a solution to this. Click on the link to find out more! https://medium.com/@XIF_Official/merchants-wont-accept-cryptocurrencies-ec61f0f88e47

[X-Infinity]

Hello everyone! Check out the article posted by Crypto Coin News on X-Infinity USD $20.5m Private Sale Round! https://www.ccn.com/x-infinity-closes-private-funding-round-at-usd-20-5-million-for-its-multi-cryptocurrency-wallet/

Nice! X-Infinity is gaining steam! Debit card next?  Looking forward to more developments!

Yes, stay tuned! 

[X-Infinity]

Hello everyone! If you missed Della Wu, Seungri and Gary Chaw at the X Infinity World Music Showcase, don't feel left out. Click on the link to see what went down at the event! https://medium.com/@XIF_Official/x-infinity-world-music-showcase-2018-f36d70314e0d

[X-Infinity]

Hello everyone! Cryptocurrencies are not always readily available to spend at will. XIF eliminates this issue. Click on the link to learn more! https://medium.com/@XIF_Official/cryptocurrencies-and-liquidity-1144dab4b59c

[X-Infinity]

Our subreddit is picking up speed. Head over to https://www.reddit.com/r/Xinfinity to join a sprouting community of XIF supporters!

[Alphian]

What information do I need to provide when signing up for the App? Do you have KYC?

Thanks!

[X-Infinity]

Hello everyone! We all know how merciless the crypto market can be, especially to new projects. Click on the link to learn some survival strategies! https://medium.com/@XIF_Official/3-ways-to-survive-in-a-competitive-market-fa7a9a970f81

[X-Infinity]

What information do I need to provide when signing up for the App? Do you have KYC?

Thanks!

All you need if your name, email and phone number. There is no KYC for app registration

[X-Infinity]

Hello everyone! As we welcome the amazing month of December, here's a little throwback of all the milestones we have accomplished in November! Phew, what a month! https://medium.com/@XIF_Official/november-2018-4fc7f1ef861c

[X-Infinity]

Hello everyone! As we all know, creating a product isn't easy. Getting people to use your product is just as difficult. To find out how we get merchants and consumers on the X Infinity app, click on the link! https://medium.com/@XIF_Official/x-infinity-marketing-strategy-getting-merchants-and-consumers-onboard-34e2218aaa54

[X-Infinity]

Hi all! Knowing your customers (KYC) is a controversial topic when it comes to privacy standards in the World of Crypto. However, it serves great importance when unabused. Learn more about it here! https://medium.com/@XIF_Official/the-importance-of-kyc-in-the-crypto-world-a40ff02b8d57.

[X-Infinity]

Hello everyone! Blockchain has been dubbed for limitless potential since its introduction to the world in 2009. To find out how X Infinity create improvements upon the blockchain foundation, click on the link! https://medium.com/@XIF_Official/xif-blockchain-protocol-2be10de75476

[X-Infinity]

Hello everyone! X Infinity would like to wish everyone a very Happy New Year 2019. For a positive vibe to start off the year, click the link! https://medium.com/@XIF_Official/happy-new-year-2019-positive-vibes-cced3c69c6a6

[X-Infinity]

Hello everyone! Meet the Team is a series of articles that lets X Infinity's supporters get to know our team members better. To start the series off, we have none other than Eddie Chong, CEO of X Infinity. A serial entrepreneur and business strategy advisor to more than 30 companies! https://medium.com/@XIF_Official/meet-the-x-infinity-team-ceo-eddie-chong-6696e2e3a91a

[X-Infinity]

Hello everyone! Meet the Team is a series of articles that lets X Infinity's supporters get to know our team members better. Today we have CTO, YS Ang, a veteran in ecommerce business, building on his experience as a Project Manager and Research and Design Engineer in one of Malaysia’s Big Four Tech Firms. https://medium.com/@XIF_Official/meet-the-x-infinity-team-cto-yee-sian-ang-c30d1b31b281

[X-Infinity]

Hello everyone! Meet the Team is a series of articles that lets X Infinity's supporters get to know our team members better. Today we have Director, Jac Ng, with over 8 years of experience in Business Development and Event Management. https://medium.com/@XIF_Official/meet-the-x-infinity-team-director-jac-ng-fb5c74e7d4c0

[X-Infinity]

Hello everyone! Please be wary of fake X Infinity airdrops circulating online. Do not participate in any X Infinity airdrops that have NOT been announced officially on official X Infinity pages. https://medium.com/@XIF_Official/take-care-fake-facebook-page-claim-to-run-xif-airdrop-e7f22be9b08b