[ANN][ICO OVER] X-INFINITY Merchant-Enabled Unified Cryptocurrency Wallet

[X-Infinity]

X Infinity

Website | Whitepaper | Telegram | Facebook | Bitcoinwiki | Medium | Reddit

Beware of scams: We have no bounty campaigns. ALL airdrops have ended. Coins can only be purchased through the XIF Wallet app.

X Infinity, a Singapore based fintech company, is creating a unified cryptocurrency wallet that allows consumers and merchants the ability to transact as easily using any blockchain asset as a currency. X Infinity features a debit card that acts as a proxy to the wallet.


Problem

With the growing emergence of different cryptocurrency assets, a growing number of users and businesses struggle to use existing infrastructures to interconnect physical and virtual platforms. A number of issues are slowing mass adoption:
1. Increase in the number of cryptocurrencies makes it harder for merchants to accept a broad range effectively.
2. Volatility of cryptocurrency prices make it harder for merchants to adopt them.
3. No major market for some cryptocurrencies making transacting difficult.
4. No single wallet for all cryptocurrencies, so some are not easily usable.


Solution

Unified Cryptocurrency Wallet Transactions

X Infinity plans to use Cross-chain Payment Channels and the Blockchain Routing Protocol to allow users to use their blockchain assets in real-time in the real world. It leverages the power of the smartphone and blockchain to deliver a compelling, secure and scalable consumer experience.

X Infinity can aggregate a user’s blockchain assets through a single wallet. This provide customers with the ability to link their assets to a payment card (debit card – physical, or phone app - virtual). This ensures that X Infinity is the first choice wallet for users.

The phone is used as a controller. Offering complete flexibility, the app dashboard controls which bank card is active and when, rules for spending etc.

The X Infinity App is available for Android and iOS!

XIF Coins can only be purchased through the XIF Wallet app

X Infinity Debit Card

The X Infinity Debit Card is a standard-issue card. It is a universally accepted payment instrument, acting as a proxy to the “X Infinity wallet” where consumers can securely store all their blockchain assets.

The consumer can set the X Infinity Debit Card to behave as any card they choose and set rules so the card can work without the phone. The experience to the user is straight-forward and simple, and provides increased utility and security.

The card holds no data as it is ‘virtual gateway’ to the X Infinity wallet. The wallet manages the accounts and identity credentials. The App controls which cryptocurrency asset is active when the X Infinity Debit Card is presented to the merchant. The consumer can set rules within the App to dictate spending limits, which cards are used for certain retailers or product types, deactivation periods and much more.


Transaction Management

Transactions are anticipated to occur in the following way:
1. User pays at the merchant using his virtual or physical XIF Card
2. The card network will send an authorization request to our servers for the purchase amount
3. XIF will send an invoice through the XIF blockchain network to the user
4. The user will then choose which blockchain asset to use for the payment and send the correct amount to XIF through the XIF blockchain network
5. Upon receiving the corresponding amount for the invoice, XIF will authorize the payment to the merchant

Wallet proprietary technology allows X Infinity to conduct more than 20,000 transactions per second, with average transaction confirmation time of 1 second and average transaction fee of USD$0.10 for every 200 transaction.

Value Proposition

Consumers

Low cost to consumer
Ability to lock card reduces risk of fraud
Potential for real–time payment insights and offers
Send and receive any amount of money, instantly anywhere in the world, at any time
A frictionless experience as the X Infinity Debit Card provides standard payment functionality
Cross chain payment channels ensure consumers can make payments using any cryptocurrency in their wallet
Private with no customer personal information at risk with control of financial identity
Unlimited blockchain accounts in a single wallet profile
Control of financial identity

Merchants

Instant payment
ATM-level security for transactions
Potential for loyalty integration and business intelligence
Data insight - Preserves loyalty with a compelling, cool solution
No new learned skills needed with no behaviour change needed
No new POS hardware needed as card is used for transactions
Low cost compared to other payment processors
No merchant account needed

XIF Coin and Distribution

To facilitate content creators and consumers on the X Infinity blockchain, as well as incentivise other ecosystem stakeholders, X Infinity is planning a blockchain solution powered by the XIF Coin. X Infinity will be issuing XIF in a Coin Generation Event.

Total Coin Supply: 600 million XIF
Hard Cap: USD 24 million

Angel Round
Allocation: USD 6 million
Bonus Coin: 10%
Coin Issued: 66 million XIF

Pre-ICO Round
Allocation: USD 12 million
Bonus Coin: 5%
Accepted Currencies: ETH & BTC
XIF Coin to USD rate: 1 XIF = US$0.10
Coin Issuance For This Round: 126 million XIF
Minimum Contribution: 1 ETH

ICO Round
Allocation: USD 6 million
ICO Date:  8 August 2018
Bonus Coin: NIL
Accepted Currencies: ETH & BTC
XIF Coin to USD rate: 1 XIF = US$0.10
Coin Issuance For This Round: 60 million XIF
Maximum Contribution: 0.5 ETH

Beware of scams: Coins can only be purchased through the XIF Wallet app

Website | Whitepaper | Telegram | Facebook | Bitcoinwiki | Medium | Reddit

UPDATED(Aug 2,2018): Reddit and Medium links
UPDATED(Sep 5,2018): Download app for airdrop
UPDATED(Sep 25,2018): Airdrop finished

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[Monari Nancy]

It looks so convenient, how much can invest ?

[Vaccaria]

A debit card? I'll be keeping an eye on this one.

[X-Infinity]

It looks so convenient, how much can invest ?

You can check out X-Infinity ICO details on www.xinfinity.io 

[Ramsey3203]

May I know more about the product? I know it is like a debit card, but how useful of that?

[wakanda4ever]

How to join the product? its nice!!!

[sasukeang007]

Good technology. May I know, it is able to purchase the coin buy using online banking / credit cards? I would like to purchase some for investment purpose.

[jezus]

How to get min. invest?

[rikakurnita]

they are active enough to promote this project I see they have held a road show in several Asian countries.
but I did not find a bounty program, does this project have a bounty program?

[rashio]

Looks good project. I am waiting for this bounty program. have you planned it?

[X-Infinity]

May I know more about the product? I know it is like a debit card, but how useful of that?

Hello!

We are developing a solution to allow crypto enthusiasts to make everyday purchases seamless and convenient. The introduction of the card is to facilitate payments in fiat. Users pay in crypto, while merchants get paid in fiat.

You may find more information of our solution here: http://c.fastcdn.co/u/d1e34e34/32216836-0-XIF-WP-18-June.pdf

Thank you for your support!

[X-Infinity]

How to join the product? its nice!!!

Hi, you may download the app over here:
Apple https://itunes.apple.com/us/app/xif-app/id1401101777?ls=1&mt=8
Android https://play.google.com/store/apps/details?id=com.pellar.xifapp

Thank you for your support!

[X-Infinity]

Good technology. May I know, it is able to purchase the coin buy using online banking / credit cards? I would like to purchase some for investment purpose.

Hello!

At the moment we only accept BTC and ETH. Purchase via credit card will be available at a later date. Stay tuned, and thank you for supporting us!

[X-Infinity]

How to get min. invest?

Hello! You may find more information here http://www.xinfinity.io

Minimum contribution for this round is 1ETH.

Thank you for supporting us!

[siegep]

Many answers from new registred members. Looks like devs promoting their product.

[brokens]

it seems ICO is very interesting, hopefully at the time of ICO launched in August everything can go smoothly. I just want to give good support on this project and hopefully to can successful in the future. 

[X-Infinity]

they are active enough to promote this project I see they have held a road show in several Asian countries.
but I did not find a bounty program, does this project have a bounty program?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

[X-Infinity]

Looks good project. I am waiting for this bounty program. have you planned it?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

[X-Infinity]

it seems ICO is very interesting, hopefully at the time of ICO launched in August everything can go smoothly. I just want to give good support on this project and hopefully to can successful in the future. 

Thank you!

[rashio]

Looks good project. I am waiting for this bounty program. have you planned it?

Hello, we have a referral program. When your friend downloads and registers in the app, please remind your friend to key in your email address at the bottom of the page. You will receive 5% tokens as referral bonus!

Thank you for your support!

Okay. Sounds interesting to get 5% tokens as the referral bonus. Thank you for the explanation.