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Author Topic: ✅【ANN】 【ICO】 Little Phil - ending the exploitation of charitable giving ✅  (Read 139 times)
little Phil
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July 31, 2018, 06:40:11 AM
 #1





✅ Griffith University partner - top 3% worldwide ✅ Perpetual token buyback mechanisms ✅ 40% bonus in Pre-sale ✅



Who is Little Phil?
Now anyone can be a philanthropist with Little Phil. This new and transparent approach to giving is a more efficient way of fundraising for charities. Using blockchain technology, Little Phil lets you track your money all the way to the cause, be acknowledged by the receiver and creates #LittlePhilgoodmoments.
Gold Coast Bulletin
Gold Coast startup Little Phil cuts out charity middle men “Our end goal is to provide the maximum impact,” Mr Murchie said. “We don’t need to make billions of dollars. We think we can scale this worldwide — given it is a half-a-trillion dollar industry.”
Channel 7 News
Charity Start-Up “A Gold Coast start-up is planning to revolutionise the way people donate to charities.“
Cryptocurrency Australia
Spotlight - Little Phil – ending the exploitation of charitable giving “Little Phil isn’t simply helping charities accept cryptocurrencies as payments. The platform is utilising the full potential of blockchain technologies to set a new standard in giver expectations by providing users with the assurances they deserve, while also empowering charities with the tools they need to better achieve what they set out to do.“





In 2016, an estimated USD 500 billion was donated to charities worldwide. To better compete for a portion of these funds, charities often rely on third-party marketing firms for their fundraising activities. Traditional marketing methods used by these firms such as telemarketing and street canvassing are failing to find traction with Millennials. Furthermore, many of these firms have engaged in tactics that erode the trust of the public and tarnish the reputation of the charity industry.

In an age where we can track the delivery of a pizza or see how far away our Uber is, why can’t we track our money from the moment we donate all the way to the cause? Millennials expect more transparency and control over their giving, including the ability to connect emotionally with receivers by seeing the direct impact their contribution has made. As the majority of charitable donations come from an ageing population, fundraising approaches need to better engage younger generations or there will be a significant reduction in donations from the general public in the next 10 to 20 years.

Little Phil uses blockchain technology to radically transform the giving experience. People can better connect emotionally with causes that resonate with them, see exactly where their money is going and ultimately experience and share the rewarding pleasure of giving. The Little Phil team believe that this donor-centered approach is likely to increase overall donations flowing through to those in need by giving charities access to a new marketplace of donors along with the tools to ensure funds are used more efficiently. Little Phil uses blockchain technology and a user experience (UX) designed around a positive psychology framework to allow people to have the oversight, control and emotional connection of a philanthropist, without needing to give large amounts. People give on their terms through their smartphone and track their giving all the way to the moment it’s received. This creates an engaging experience that allows them to see and genuinely feel the positive impact they have had on their cause. In addition to this, charities will have solutions to their fundraising and exploitation concerns at a much lower cost than they currently incur.







Problems:
__
Little Phil Solutions:
⚠️ High-pressure sales and lack of accountability
Traditional charitable marketing interrupts our dinner with pushy phone calls or jumps out in front of us when we’re shopping. Research shows people are less likely to give when these tactics are used (ACCC Fundraising report).
__✅ Emotional connection
Little philanthropists give on their terms, on their device, whenever they want to. It’s easy to find receivers they care about and see where their money is going. They experience the rewarding feeling of giving otherwise only available face to face - which encourages them to re-engage and share.
⚠️ Am I making an impact? Nearly 60% of younger generations agree that seeing the impact of their donation significantly affects their decision to give (Blackbaud Generational Giving Report), but normally such visibility is only accessible to large donors.__✅ Proof of Impact Little Phil uses smart contracts that hold payments for goods or services in escrow until validation of receipt is provided by the receiver using their Unique Digital Identities (UDID). This provides peace of mind that your funds are used how you intended.
⚠️ The cost of fundraising is expensive Sometimes charities will need to pay exorbitant upfront fees to marketing firms of between 800- 1700% of the value of each monthly subscription obtained, meaning it takes up to 17 months to break even. If donors want to contribute for shorter amounts of time, they can actually cost the charity money. These upfront costs also make it restrictive for charities that lack the necessary capital available to pay for these marketing services.__✅ Low fees Little Phil charges a maximum of 6% per transaction. Our technology will also be open to fundraisers to use our custom APIs to avoid having to dedicate large amounts of time and resources into developing their own fundraising solutions. This will level the playing field for smaller charities by creating a powerful low-cost alternative in the fundraising space.
⚠️ Is this a genuine cause? Fraudulent beneficiaries receiving assistance from multiple charitable sources (at the expense of those genuinely in need) can be a common issue facing charities. __✅ Proof of Need Before a receiver can be listed on the platform, a Unique Digital Identity (UDID) is created using biometric data. This allows charities to authenticate that a receiver and their needs are genuine. It allows cross-collaboration from charities without the need to share databases. UDID’s are an electronic identity solution for undocumented people and receivers, using biometric integrations to ensure only legitimate receivers can register and remain on the platform.






Proof of Impact provides givers with positive reinforcement, transparency and accountability over the usage of their funds. Little Phil makes this possible with:

  • An immutable public ledger that allows tracing of donations;
  • UDID assurances that funds are being used responsibly;
  • Validation of receipt ensuring transfers only occur once the outcome is achieved;
  • Receiver feedback mechanisms which facilitate an act of appreciation directly from the receiver to the giver; and
  • A costless impact boost which allows givers to see the further impact their sharing has on a cause.

When a giver decides to help a receiver, the funds are held in escrow using smart contracts on the Little Phil Platform. The funds can only be released using a combination of validation methods including the receiver’s UDID, biometric analysis, image recognition or charity affiliate confirmation. The giver can then exponentially increase their impact by sharing the experience with their social network.

Proof of Impact - child welfare example:
  • Lisa decides to purchase school books for a child in Peru through the Little Phil platform in her local fiat currency which is held in a ‘just in time’ smart contract.
  • The local supplier is notified of the order and delivery details. They know the funds are guaranteed (pending delivery).
  • Multiple bio-signatures confirm delivery to the receiver, instantly unlocking the smart contract funds to purchase the equivalent value in LPC from exchanges.
  • The LPC is distributed to the supplier’s wallet, with some reward tokens returned to Lisa.
  • Lisa is notified of the delivery with a warm, personalised thank you from the child, making her day. She shares the moment with her social network, which inspires some of her friends to check it out and donate as well.
  • Lisa can see her network donated an additional $200 and is amazed that her mere $10 donation resulted in such a big impact; she can’t wait to share again.






Proof of Need is established by the UDID function of the Little Phil platform. It allows cross-collaboration from charities without the need to share databases. UDID’s are an electronic identity solution for undocumented people and receivers, using biometric integrations to ensure only legitimate receivers can register and remain on the platform. UDID’s assist with:

  • Fraud prevention (no duplicate receivers);
  • Better resource allocation for charities;
  • Identifying and personifying undocumented people; and
  • Tracking and traceability of donations.


When a charity sets up a profile for a client, our identity chain is searched for a matching UDID before establishing a new one. Any donations to that receiver will be associated with their UDID and recorded on the public ledger. This provides charities and donors with the ability to make informed decisions without needing to share client information. The quality of the decision making improves as more charities adopt the platform.


Proof of Need - reducing fraud and guiding better decisions:
  • John approaches a welfare charity for assistance with paying an overdue phone bill.
  • The charity worker begins registering them by creating a UDID.
  • The system alerts the charity worker that a duplicate UDID already exists.
  • The charity sees that another organisation paid the phone bill 2 days ago.
  • John advises he still needs money for food.
  • The charity worker decides to assist him with donated perishable food instead, providing for John’s immediate needs while holding onto the funds for the next person.






LPC is an ERC-20 standard token that can be stored and transferred to or from any ERC-20 compatible wallet. As the platform requires LPC to be listed on exchanges to operate, we will be holding an Initial Coin Offering (ICO). A total of 400 million LPC will be offered with a variable bonus rate throughout the ICO process with a maximum supply of one billion (1,000,000,000) LPC.

Creating our own token allows for greater functionality and integration of the Little Phil platform that would otherwise be unachievable. This will empower us to become market leaders, setting the standard for donor expectations and increasing competition that current marketing firms will have to compete with.

LPC tokens enable:

  • Traceability of transactions and costs
  • Just in Time (JIT) smart contracts
  • Reward tokens
  • Staking and voting rights
  • Atomic swaps
  • UDID creation
  • Platform fees
  • Tokenisation of Physical Assets


Staking and voting rights
Staking nodes are eligible for entries into randomised LPC airdrops as well as voting rights to decide on key initiatives of the Little Phil platform, such as releasing emergency relief funds or the LPC projects pool. Eligible nodes receive one entry per 10,000 LPC staked with no cap on how many entries they can have. Eligible nodes also receive one vote per 10,000 LPC, however, there will be a cap of 3 votes each to ensure nodes holding large amounts of LPC do not hold undue influence over emergency relief decisions (see below).




Emergency relief fund

Time is the most precious commodity when a large catastrophic emergency occurs. We often do not hear the news about such events for many hours after due to varying time zones. When lives are at stake, funds need to be mobilised quickly, there is no time to wait for fundraising campaigns. Staking nodes democratically vote to allow access of up to a third of all reward tokens on the platform. This will be used as an advance payment to first responders until additional donations are obtained. Givers will be notified of the situation and have the choice to claim back their reward tokens or leave them as a gift for the non-profit organisation. The condition of the advance payment is that the non-profit organisation will pay the cost of any token return requests. Users will have the option to opt out of this service. This means that you can contribute to a critical situation even while you sleep, waking up to the news knowing you have already responded and may have saved lives.

Platform fees

All platform fees are payable in LPC. The fee is capped at 6% for each transaction and has a declining fee rate as the volume of donations through the platform increases.
The fee reflects maintenance of this platform and continual work with charities to drive better awareness of causes and distribution of funds. This contrasts with other fundraising intermediaries which retain up to 83% of the money they raise.
 
Token demand

Demand for LPC increases in proportion to the growing number of people using the platform due to:

  • All giver transactions being converted to LPC by the platform;
  • All charity platform integrations will be using LPC;
  • All transaction fees being payable in LPC; and
  • All LPC for platform usage being purchased from external exchanges (perpetual buyback mechanism).






Due to the positive responses and support of our private sale investors, we are positioned to begin alpha-testing the Little Phil platform in early Q4, 2018. We have decided it is in the best interests of our existing and future investors to set the ICO date to coincide with the release of an alpha version of the Little Phil platform. At that time, we will select members of our community to try out the alpha version and test the Little Phil user experience first hand. If you are interested in becoming an alpha-tester, please fill in the following application. We will be sending testers some Little Phil merchandise as our little way of saying thank you.

As the platform requires LPC to be listed on exchanges to operate, we will be holding an Initial Coin Offering (ICO). LPC will be offered with a variable bonus rate throughout the ICO process. A maximum supply of one billion (1,000,000,000) LPC will be created and allocated as follows:

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Cryptolabdotone
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September 18, 2018, 02:03:10 AM
 #2

Little Phil is already rated by Cryptolaboratory. All facts are here. Don't miss it!
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September 24, 2018, 10:03:58 AM
 #3

looks awesome!
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September 27, 2018, 10:22:46 PM
 #4





✅ Griffith University partner - top 3% worldwide ✅ Perpetual token buyback mechanisms ✅ 40% bonus in Pre-sale ✅



Who is Little Phil?
Now anyone can be a philanthropist with Little Phil. This new and transparent approach to giving is a more efficient way of fundraising for charities. Using blockchain technology, Little Phil lets you track your money all the way to the cause, be acknowledged by the receiver and creates #LittlePhilgoodmoments.
Gold Coast Bulletin
Gold Coast startup Little Phil cuts out charity middle men “Our end goal is to provide the maximum impact,” Mr Murchie said. “We don’t need to make billions of dollars. We think we can scale this worldwide — given it is a half-a-trillion dollar industry.”
Channel 7 News
Charity Start-Up “A Gold Coast start-up is planning to revolutionise the way people donate to charities.“
Cryptocurrency Australia
Spotlight - Little Phil – ending the exploitation of charitable giving “Little Phil isn’t simply helping charities accept cryptocurrencies as payments. The platform is utilising the full potential of blockchain technologies to set a new standard in giver expectations by providing users with the assurances they deserve, while also empowering charities with the tools they need to better achieve what they set out to do.“





In 2016, an estimated USD 500 billion was donated to charities worldwide. To better compete for a portion of these funds, charities often rely on third-party marketing firms for their fundraising activities. Traditional marketing methods used by these firms such as telemarketing and street canvassing are failing to find traction with Millennials. Furthermore, many of these firms have engaged in tactics that erode the trust of the public and tarnish the reputation of the charity industry.

In an age where we can track the delivery of a pizza or see how far away our Uber is, why can’t we track our money from the moment we donate all the way to the cause? Millennials expect more transparency and control over their giving, including the ability to connect emotionally with receivers by seeing the direct impact their contribution has made. As the majority of charitable donations come from an ageing population, fundraising approaches need to better engage younger generations or there will be a significant reduction in donations from the general public in the next 10 to 20 years.

Little Phil uses blockchain technology to radically transform the giving experience. People can better connect emotionally with causes that resonate with them, see exactly where their money is going and ultimately experience and share the rewarding pleasure of giving. The Little Phil team believe that this donor-centered approach is likely to increase overall donations flowing through to those in need by giving charities access to a new marketplace of donors along with the tools to ensure funds are used more efficiently. Little Phil uses blockchain technology and a user experience (UX) designed around a positive psychology framework to allow people to have the oversight, control and emotional connection of a philanthropist, without needing to give large amounts. People give on their terms through their smartphone and track their giving all the way to the moment it’s received. This creates an engaging experience that allows them to see and genuinely feel the positive impact they have had on their cause. In addition to this, charities will have solutions to their fundraising and exploitation concerns at a much lower cost than they currently incur.







Problems:
__
Little Phil Solutions:
⚠️ High-pressure sales and lack of accountability
Traditional charitable marketing interrupts our dinner with pushy phone calls or jumps out in front of us when we’re shopping. Research shows people are less likely to give when these tactics are used (ACCC Fundraising report).
__✅ Emotional connection
Little philanthropists give on their terms, on their device, whenever they want to. It’s easy to find receivers they care about and see where their money is going. They experience the rewarding feeling of giving otherwise only available face to face - which encourages them to re-engage and share.
⚠️ Am I making an impact? Nearly 60% of younger generations agree that seeing the impact of their donation significantly affects their decision to give (Blackbaud Generational Giving Report), but normally such visibility is only accessible to large donors.__✅ Proof of Impact Little Phil uses smart contracts that hold payments for goods or services in escrow until validation of receipt is provided by the receiver using their Unique Digital Identities (UDID). This provides peace of mind that your funds are used how you intended.
⚠️ The cost of fundraising is expensive Sometimes charities will need to pay exorbitant upfront fees to marketing firms of between 800- 1700% of the value of each monthly subscription obtained, meaning it takes up to 17 months to break even. If donors want to contribute for shorter amounts of time, they can actually cost the charity money. These upfront costs also make it restrictive for charities that lack the necessary capital available to pay for these marketing services.__✅ Low fees Little Phil charges a maximum of 6% per transaction. Our technology will also be open to fundraisers to use our custom APIs to avoid having to dedicate large amounts of time and resources into developing their own fundraising solutions. This will level the playing field for smaller charities by creating a powerful low-cost alternative in the fundraising space.
⚠️ Is this a genuine cause? Fraudulent beneficiaries receiving assistance from multiple charitable sources (at the expense of those genuinely in need) can be a common issue facing charities. __✅ Proof of Need Before a receiver can be listed on the platform, a Unique Digital Identity (UDID) is created using biometric data. This allows charities to authenticate that a receiver and their needs are genuine. It allows cross-collaboration from charities without the need to share databases. UDID’s are an electronic identity solution for undocumented people and receivers, using biometric integrations to ensure only legitimate receivers can register and remain on the platform.






Proof of Impact provides givers with positive reinforcement, transparency and accountability over the usage of their funds. Little Phil makes this possible with:

  • An immutable public ledger that allows tracing of donations;
  • UDID assurances that funds are being used responsibly;
  • Validation of receipt ensuring transfers only occur once the outcome is achieved;
  • Receiver feedback mechanisms which facilitate an act of appreciation directly from the receiver to the giver; and
  • A costless impact boost which allows givers to see the further impact their sharing has on a cause.

When a giver decides to help a receiver, the funds are held in escrow using smart contracts on the Little Phil Platform. The funds can only be released using a combination of validation methods including the receiver’s UDID, biometric analysis, image recognition or charity affiliate confirmation. The giver can then exponentially increase their impact by sharing the experience with their social network.

Proof of Impact - child welfare example:
  • Lisa decides to purchase school books for a child in Peru through the Little Phil platform in her local fiat currency which is held in a ‘just in time’ smart contract.
  • The local supplier is notified of the order and delivery details. They know the funds are guaranteed (pending delivery).
  • Multiple bio-signatures confirm delivery to the receiver, instantly unlocking the smart contract funds to purchase the equivalent value in LPC from exchanges.
  • The LPC is distributed to the supplier’s wallet, with some reward tokens returned to Lisa.
  • Lisa is notified of the delivery with a warm, personalised thank you from the child, making her day. She shares the moment with her social network, which inspires some of her friends to check it out and donate as well.
  • Lisa can see her network donated an additional $200 and is amazed that her mere $10 donation resulted in such a big impact; she can’t wait to share again.






Proof of Need is established by the UDID function of the Little Phil platform. It allows cross-collaboration from charities without the need to share databases. UDID’s are an electronic identity solution for undocumented people and receivers, using biometric integrations to ensure only legitimate receivers can register and remain on the platform. UDID’s assist with:

  • Fraud prevention (no duplicate receivers);
  • Better resource allocation for charities;
  • Identifying and personifying undocumented people; and
  • Tracking and traceability of donations.


When a charity sets up a profile for a client, our identity chain is searched for a matching UDID before establishing a new one. Any donations to that receiver will be associated with their UDID and recorded on the public ledger. This provides charities and donors with the ability to make informed decisions without needing to share client information. The quality of the decision making improves as more charities adopt the platform.


Proof of Need - reducing fraud and guiding better decisions:
  • John approaches a welfare charity for assistance with paying an overdue phone bill.
  • The charity worker begins registering them by creating a UDID.
  • The system alerts the charity worker that a duplicate UDID already exists.
  • The charity sees that another organisation paid the phone bill 2 days ago.
  • John advises he still needs money for food.
  • The charity worker decides to assist him with donated perishable food instead, providing for John’s immediate needs while holding onto the funds for the next person.






LPC is an ERC-20 standard token that can be stored and transferred to or from any ERC-20 compatible wallet. As the platform requires LPC to be listed on exchanges to operate, we will be holding an Initial Coin Offering (ICO). A total of 400 million LPC will be offered with a variable bonus rate throughout the ICO process with a maximum supply of one billion (1,000,000,000) LPC.

Creating our own token allows for greater functionality and integration of the Little Phil platform that would otherwise be unachievable. This will empower us to become market leaders, setting the standard for donor expectations and increasing competition that current marketing firms will have to compete with.

LPC tokens enable:

  • Traceability of transactions and costs
  • Just in Time (JIT) smart contracts
  • Reward tokens
  • Staking and voting rights
  • Atomic swaps
  • UDID creation
  • Platform fees
  • Tokenisation of Physical Assets


Staking and voting rights
Staking nodes are eligible for entries into randomised LPC airdrops as well as voting rights to decide on key initiatives of the Little Phil platform, such as releasing emergency relief funds or the LPC projects pool. Eligible nodes receive one entry per 10,000 LPC staked with no cap on how many entries they can have. Eligible nodes also receive one vote per 10,000 LPC, however, there will be a cap of 3 votes each to ensure nodes holding large amounts of LPC do not hold undue influence over emergency relief decisions (see below).




Emergency relief fund

Time is the most precious commodity when a large catastrophic emergency occurs. We often do not hear the news about such events for many hours after due to varying time zones. When lives are at stake, funds need to be mobilised quickly, there is no time to wait for fundraising campaigns. Staking nodes democratically vote to allow access of up to a third of all reward tokens on the platform. This will be used as an advance payment to first responders until additional donations are obtained. Givers will be notified of the situation and have the choice to claim back their reward tokens or leave them as a gift for the non-profit organisation. The condition of the advance payment is that the non-profit organisation will pay the cost of any token return requests. Users will have the option to opt out of this service. This means that you can contribute to a critical situation even while you sleep, waking up to the news knowing you have already responded and may have saved lives.

Protection from market volatility

Our ‘Just in Time’ smart contracts are designed to protect receivers from market volatility. When a giver pays for an item through the platform, we create a smart contract to hold the fiat value of these funds in escrow. It is only after the receiver validates delivery with their UDID that the smart contact funds are unlocked. LPC is then automatically purchased and transferred to the supplier’s wallet.


Platform fees

All platform fees are payable in LPC. The fee is capped at 6% for each transaction and has a declining fee rate as the volume of donations through the platform increases.
The fee reflects maintenance of this platform and continual work with charities to drive better awareness of causes and distribution of funds. This contrasts with other fundraising intermediaries which retain up to 83% of the money they raise.
 
Token demand

Demand for LPC increases in proportion to the growing number of people using the platform due to:

  • All giver transactions being converted to LPC by the platform;
  • All charity platform integrations will be using LPC;
  • All transaction fees being payable in LPC; and
  • All LPC for platform usage being purchased from external exchanges (perpetual buyback mechanism).






Due to the positive responses and support of our private sale investors, we are positioned to begin alpha-testing the Little Phil platform in early Q4, 2018. We have decided it is in the best interests of our existing and future investors to set the ICO date to coincide with the release of an alpha version of the Little Phil platform. At that time, we will select members of our community to try out the alpha version and test the Little Phil user experience first hand. If you are interested in becoming an alpha-tester, please fill in the following application. We will be sending testers some Little Phil merchandise as our little way of saying thank you.

As the platform requires LPC to be listed on exchanges to operate, we will be holding an Initial Coin Offering (ICO). LPC will be offered with a variable bonus rate throughout the ICO process. A maximum supply of one billion (1,000,000,000) LPC will be created and allocated as follows:


TimeTeller
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September 27, 2018, 10:58:37 PM
 #5

I'm really not impress with charitable projects owed to the fact that most of them are just using the face of charity.
But if this project can really implement the Proof of Impact and Proof of Need, this might change the people's perception on projects with charitable acts.
And by the way, where's the official website of this project?
little Phil
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October 05, 2018, 06:14:05 AM
 #6

I'm really not impress with charitable projects owed to the fact that most of them are just using the face of charity.
But if this project can really implement the Proof of Impact and Proof of Need, this might change the people's perception on projects with charitable acts.
And by the way, where's the official website of this project?

Apologies, the website is https://littlephil.org. I completely agree with your sentiment regarding charity projects, it is a very real problem and one we sincerely are working toward rectifying. I know that authenticity can be hard to demonstrate apriori, that is one reason we postponed our ICO so that we could get the platform to an alpha version for the pre-sale and we are on track for our MVP to be released during our main sale.

I have had a look at other projects and honestly do not believe they are fully recognising the potential of blockchain technologies, where they tend to be maintaining the status quo and pretty much just introducing methods to help charities take crypto donations, we believe so much more can be done to clean up the whole industry. It is a big task and we are eager to tackle it head on but we need the help of supporters like yourself.
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