Invest backed by your crypto? bad or not? Discussion

[mbahfauz]

Hello guy's, i have a question. It is interesting for you to Invest your BTC, LTC, ETH for helping Small Medium Enterprise with fiat return(1%-2%) per month.
Example method.
BTC Price 12/08/12 = $6339 per btc.
They want to borrow 1btc in 12/08/12 for term 12 months.
Formula
Capital/12 + interest = 528,25 + 126,78 = 655,03 btc price 12/09/12 $7000 = 0,09BTC

And so on until 12 months.

Thanks