Closed due to lack of interest.

[HorseRider]

Atlas,

your talent lays in influence other people with your passion. You should not start any project from now on as you carried out so not much of them. why not just become a bitcoin missonary, travel around the U.S or even the whole world, give speech to every community, campus, group of people, company and so on, convincing them with the great idea of bitcoin.

Then you can raise money from this forum and your audience.

You're a better religionist than what you are now.

I am fine. However, you are polluting this thread with irrelevant posts. I am going to ask you to either participate with the topic at hand or leave.

Yes, it is relevant, as the topic of this thread has already turned into "talking about atlas" rather than "donate money to kiva through the hand of atlas". you're passionate, but you lost the trust of people on this forum. So you'd better give face to face speech to other people who don't know you, and just talk, no project any more.

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[kokjo]

Atlas,

your talent lays in influence other people with your passion. You should not start any project from now on as you carried out so not much of them. why not just become a bitcoin missonary, travel around the U.S or even the whole world, give speech to every community, campus, group of people, company and so on, convincing them with the great idea of bitcoin.

Then you can raise money from this forum and your audience.

You're a better religionist than what you are now.

I am fine. However, you are polluting this thread with irrelevant posts. I am going to ask you to either participate with the topic at hand or leave.

its relevant! stupid fuck!

[rainingbitcoins]

Kiva charges no interest. Those are different organizations.

http://en.wikipedia.org/wiki/Kiva_%28organization%29#Interest_rates

Some people, including microfinance pioneer Muhammad Yunus, argue that the interest rates of many microcredit institutions are unreasonably high. In his latest book[23] he argues that microfinance institutions that charge more than 15% above their long-term operating costs should face penalties.

For example, in 2009 micro-loans from Kiva partners in Guatemala averaged 23.16% for the equivalent of US$430 lent on average, comparable to the commercial BanRural rate of 24.5% for a loan of US$635.[24] (For reference, the inflation rate for Guatemala typically varies between 5 and 10% and was just 0.62% in 2009.[25])

And here's a list of Interest rates in various countries. They go as high as 69% :
http://en.wikipedia.org/wiki/Kiva_%28organization%29#Interest_rates_2

[Giraffe.BTC]

I am the first person you want to go to when it comes to accomplishing a project I truly believe in and that includes this one.

So you haven't believed in any of the projects youve proposed before this?  Because you sure sounded gung ho at the time...

[rainingbitcoins]

There's just a loud dissident minority.

The majority must be awfully fucking quiet, then.

[kokjo]

I haven't lost the trust of the people on this forum. There's just a loud dissident minority. I am a trustworthy and reliable individual with uncompromising morals. I am fine. However, you are polluting this thread.

i don't trust you. shall we have a vote?
many people don't trust you.
maybe you should give up here, and go to some people, that don't know you...

[Giraffe.BTC]

I haven't lost the trust of the people on this forum.

Really?  You are delusional.  How about you start a poll asking if people believe you will see this project through to completion?

[HorseRider]

I haven't lost the trust of the people on this forum. There's just a loud dissident minority. I am a trustworthy and reliable individual with uncompromising morals. I am fine. However, you are polluting this thread.

that's why I say your talent is to be a religionist, a missonary, not a man carrying out real project. You can just believe the things you want to believe, and just ignore the fact that everyone can see. And you can leverage this talent to become a missonary, give speech with passion, and maybe you can start your own New Religion, and the follower of you will only accept bitcoin.

have a try, and you will be huge success.

[Giraffe.BTC]

I am the first person you want to go to when it comes to accomplishing a project I truly believe in and that includes this one.

So you haven't believed in any of the projects youve proposed before this?  Because you sure sounded gung ho at the time...

If I believed in them, they would be either sitting in a someday/maybe list or I would be working on them as we speak.

So that's a yes, then.  You didn't believe in any of those projects, despite what you said in all of those threads.  After all those lies, why would anyone believe you when you say you believe in this one?

[kokjo]

I haven't lost the trust of the people on this forum. There's just a loud dissident minority. I am a trustworthy and reliable individual with uncompromising morals. I am fine. However, you are polluting this thread.

that's why I say your talent is to be a religionist, a missonary, not a man carrying out real project. You can just believe the things you want to believe, and just ignore the fact that everyone can see. And you can leverage this talent to become a missonary, give speech with passion, and maybe you can start your own New Religion, and the follower of you will only accept bitcoin.

have a try, and you will be huge success.

+1

[rainingbitcoins]

I haven't lost the trust of the people on this forum.

Really?  You are delusional.  How about you start a poll asking if people believe you will see this project through to completion?

Yeah do this and maybe I'll donate to your Strangle Third Worlders in Hideous Debt And Then Feel Good About It charity. It's like the Junior IMF.

[kokjo]

you keep saying "im fine", with no relation to the post before you, why? need to tell it to yourself again and again?

[elggawf]

That's some fucked up shit for you to be into, Atlas. I don't know about this.

To be fair, I don't really blame Atlas for this. I myself was under the misunderstanding that Kiva was effectively a charity, and that the microloans were interest-free. According to Wikipedia, they're more like somewhere around 35% interest, which strikes me more as 3rd world loan-sharking than anything else.

I'm thankful for this thread opening my eyes to that, I always thought Kiva was a pretty good setup.

[kokjo]

you keep saying "im fine", with no relation to the post before you, why? need to tell it to yourself again and again?

There is nothing to relate to. Most things that are said are false.

im fine!

[Giraffe.BTC]

you keep saying "im fine", with no relation to the post before you, why? need to tell it to yourself again and again?

There is nothing to relate to. Most things that are said are false.

And yet when given an opportunity to back up your statements, you just backpedal and change your story.

Atlas:  People on the forum trust me.
Me:  Why not start a poll and prove it?
Atlas:  it doesn't matter what people on this forum think about me.

[HorseRider]

I don't actually hate Atlas. Atlas is a person as mean as Steves Jobs. They are both stick to their own thought, think different, lie, cheat the people and friend who trust them, but fools like to believe them and even worship them. And as most of people in the world is fool

Atlas should not talk on this forum anymore, just go to the public who still not aware who is atlas and the behavior on this forum, change your name, and start your New religion with passion and belief. Make sure that every one in this religion only use bitcoin to exchange the value.

[Giraffe.BTC]

you keep saying "im fine", with no relation to the post before you, why? need to tell it to yourself again and again?

There is nothing to relate to. Most things that are said are false.

And yet when given an opportunity to back up your statements, you just backpedal and change your story.

Atlas:  People on the forum trust me.
Me:  Why not start a poll and prove it?
Atlas:  it doesn't matter what people on this forum think about me.

Alright, that is a contradiction. However, I don't feel a poll is an accurate measure. There is more incentive for those who don't like me to vote than those who happen to support me and casually read the forum.

But all these people who trust you will still vote, right?  So we'll at least get a count of the people who believe in you.  How many do you think that is?

[rainingbitcoins]

Alright, that is a contradiction. However, I don't feel a poll is an accurate measure. There is more incentive for those who don't like me to vote than those who happen to support me and casually read the forum.

So what you're saying is you have supporters, just not ones that are dedicated enough to support you if the effort involves two or more mouse clicks.

[johnj]

I am going to investigate this.

Do this before you set up a project.

[rainingbitcoins]

From what I am seeing, the interest rates are fairly competitive considering how small the loans are. If you compare this to the return rate (98.75%), this really isn't a cause for an alarm. There might be isolated cases where taking on the debt is damaging but loans are risky business and individuals have to prepare themselves. Kiva should work towards better education if these loans are hurting some people.

C'mon it wasn't a long Wikipedia article:

Whether defaults are extremely low has been questioned on the ground that a field partner may pay Kiva for loans defaulted to the field partner in order to maintain the field partner‘s good credit with Kiva.[36] Whether interest rates collected by field partners are enough to pay for significant defaults depends on local economic conditions for each field partner.