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Author Topic: How to Retire in Your 30s With $1 Million in the Bank  (Read 817 times)
MULTIK888
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September 08, 2018, 12:47:36 PM
 #61

It is important not only to have a million dollars, but also to be able to dispose of them! Who are you if you can't handle them? Let's say you are given this million, will send you on deserved rest, and you will lose it in 3-5 years. Many people get a huge win just get drunk and end up bad.
If you yourself have earned this million, even if for bitcoin and you know how to handle the money you will not be lost . Many people begin to earn from an early age earning money anywhere, and mostly these people succeed.
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September 08, 2018, 01:00:43 PM
 #62

Invest in crypto currency? Maybe it's a good way if you want to increase your money if it's still lacking in that amount. But like gambling you must be prepared with all the possibilities that exist.
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September 08, 2018, 04:52:21 PM
 #63

His solution was to relocate to a third world country...

But third world country has many problems, from politics to food and health

No one will like to migrate to a third world country because the quality of life in those countires are very bad so better to have the required money to spend the life i your nation is the real thing have to do,but you can start business in the third world countries which can give you much profits than the better developed nation but not all business will be profitable only the business like import and export.

It is not about moving to third world countries like Afghanistan or Somali (though I don't know if the latter could count even as third world countries), or something less evil like Venezuela. There are quite a few countries in Central and Eastern Europe with pretty high living standards, low criminal rates, and friendly people, where the cost of living is lower than in countries like Switzerland, US or Japan.

I know a few fellow members from US who are now living in Thailand. Personally, I wouldn't move to live there, but that's their choice and their life.

Now that response is worth 1 merit. Yes, there are a lot of third world countries or a combination of 1st&3rd world countries out there, where the quality of living is very high. <Some of the smaller islands are mostly 3rd world, but it offers 1st world services for the middle class 1st world citizens>

A lot of the 1st world people want to escape the hustle and bustle of the bigger cities, when they retire and these are ideal locations for that.

Just ask John McAfee  Grin   

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September 10, 2018, 01:04:48 PM
 #64

This needs to consider the fact that people who save also have enough money to go a month without spending all of their money.

In the world, there are people who do not have enough money to even live, pay bills and even eat properly. When you tell people to put money aside and retire early you are forgetting one key element that there are billions of people like me who spend very carefully and still have nothing left to show after certain days. If you are making enough and can save money that is amazing news!

Because you are one of the rich people in the world, people think the "rich" consists only of the wall street CEO types but no, if you are making 400k a year that makes you %1 richest person alive.

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September 10, 2018, 08:37:07 PM
 #65

This needs to consider the fact that people who save also have enough money to go a month without spending all of their money.

In the world, there are people who do not have enough money to even live, pay bills and even eat properly. When you tell people to put money aside and retire early you are forgetting one key element that there are billions of people like me who spend very carefully and still have nothing left to show after certain days. If you are making enough and can save money that is amazing news!

Because you are one of the rich people in the world, people think the "rich" consists only of the wall street CEO types but no, if you are making 400k a year that makes you %1 richest person alive.

I perfectly well understand your point, but OP is talking about people who can actually save some money for their personal retirement fund but don't do that for various reasons. And this is not about extremely rich types like the ones you mentioned, either. Those don't need to save anything as they already have got enough and basically work just for fun (or out of greed). It doesn't mean that they can't end up under the bridge, but again this is not what the topic is about.

Regardless, we were all given pretty much equal chances with crypto in the very beginning. So if you were knowledgeable, insightful, or just lucky enough, your starting financial position didn't matter a thing. You could literally get tons of bitcoins for nothing, just by sticking around faucets and airdrops that had been giving away hundreds of free bitcoins.


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September 11, 2018, 01:27:47 AM
 #66

If i have $1million in my bank account, i will put 50% on obligation and gain passive income and the rest put in several investment like property, stocks and put small amount to cryptocurrency.

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September 11, 2018, 02:51:43 AM
 #67

Early retirement at 30s with 1M$ worth of money in the bank means you are really having a very good and high paying job. But you can do that even you're just an ordinary worker if you invest in cryptocurrency now. Hold them until you reach 30 years old and see how much money you got.

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September 11, 2018, 03:20:59 AM
 #68

I've never heard of fire before but I agree that if you don't waste a lot of money on your daily expenditure and use that money to invest you'll have a nice portofolio and that can help you retire early. People lifestyle will change alongside with their income so that's why most of them don't spare any money for investment purposes, it's important to educate people that investment is an important thing to do.

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September 11, 2018, 04:08:45 AM
 #69

I did the opposite.  I saved a bit, bought land, started farming and put up solar.  I have my cost of living down to almost zero while still living large.  This crypto game is a blessing in disguise.  I can now earn without going to any job whatsoever.  Working isn't that bad as long as you work for yourself. 

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September 11, 2018, 04:36:33 AM
 #70

Retiring early is a myth and stupidity.Somebody so successful in early life will try to achieve new goals and hieght. They are not going to sit idle after achieving current goals( this is the very first reason they become successful).

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September 11, 2018, 05:38:44 AM
 #71

Retiring early is a myth and stupidity.Somebody so successful in early life will try to achieve new goals and hieght. They are not going to sit idle after achieving current goals( this is the very first reason they become successful).

Retiring early doesn't mean that you are going to sit idle doing nothing. As far as I understand it, the point is providing yourself with enough sustenance, which is otherwise called a passive income. This allows you to get "fired" and not depend on a nasty boss for your living any more. After you reach such a point, you are free to do what you please. Indeed, you can start wasting your life and money, but people who are consciously and knowingly looking for early retirement typically do not belong to this category. In fact, they can start to work even harder, but not for money as such and not for a boss at all.


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September 11, 2018, 07:18:06 AM
 #72

A very lovely read and quite motivational. Sometimes, you really would not know what you are missing until you take a step back, reflect on the things you have been doing wrongly, and see how short it would take you to achieve the kind of life you want.

A lot of people have always lived above their means and not consider the future most of the time, and this sometimes can even be frustrating. It is more like sacrificing so much for so little, so instead, why not satisfy so little for so much. Life is all about learning from the non-satisfactory things and not repeating the same non-satisfactory things.

I have been quite prudent with my spending but I am Joining the Frugal FIRE brand immediately!

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September 18, 2018, 06:25:02 AM
 #73

$ 1 million is used for large business capital. so our business that runs, is the velocity of money and the brain, not the body. so we can enjoy those times. for example stock investment, or bitcoin.

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September 19, 2018, 04:47:36 PM
 #74

$ 1 million is used for large business capital. so our business that runs, is the velocity of money and the brain, not the body. so we can enjoy those times. for example stock investment, or bitcoin.
Well, there are always going to be opportunities every time and letting your money work for you have always been the saying of most people in the entrepreneurship space.

Definitely, not everyone can end up being smart, but as far as I am concerned, working towards retiring early, sacrificing some certain things for a better future is always a good way to enjoy the last part of your days in life, rather than working your butts off for a very long time without even having a thing to show for it than deteriorated health, low immune system as a result of daily struggles and stress, and so on. There is more to life if you can just be smart.

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TheLoser
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September 19, 2018, 05:00:57 PM
 #75

I think to have one million dolars in 30 years is enough to open your own business and start doing your favorite business, which will also bring in income. Sitting just like that on retirement in 30 years and doing nothing is too boring.

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onrise
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September 19, 2018, 06:10:52 PM
 #76

Invest in crypto currency? Maybe it's a good way if you want to increase your money if it's still lacking in that amount. But like gambling you must be prepared with all the possibilities that exist.

Investing in crypto and that too in best of the coins will help you to retire rich. If not now than in 5 years of time you will become millionaire easily if you invest in good btc and altcoins in coming time. Also ensure that you do invest on every dip.

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September 19, 2018, 06:39:55 PM
 #77

Retiring early is a myth and stupidity.Somebody so successful in early life will try to achieve new goals and hieght. They are not going to sit idle after achieving current goals( this is the very first reason they become successful).

Retiring early doesn't mean that you are going to sit idle doing nothing. As far as I understand it, the point is providing yourself with enough sustenance, which is otherwise called a passive income. This allows you to get "fired" and not depend on a nasty boss for your living any more. After you reach such a point, you are free to do what you please. Indeed, you can start wasting your life and money, but people who are consciously and knowingly looking for early retirement typically do not belong to this category. In fact, they can start to work even harder, but not for money as such and not for a boss at all.
Exactly, it doesn't mean that if you retire early, you will just sit and do nothing. Those people who are self made and become millionaires at their early age learn to re-invent themselves, not just in making more money or re-investing, but they learn new tricks up to their sleeves and like starting over. I think that's one factor you will see on lots of rich people, they learn to evolved and not resting on their laurels. Setting up new goals , new path to follow in order to achieve more in life, not just in terms of money but growing as individuals.


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Crypto Girl
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September 20, 2018, 05:55:08 AM
 #78

A lot of people have always lived above their means and not consider the future most of the time, and this sometimes can even be frustrating. It is more like sacrificing so much for so little, so instead, why not satisfy so little for so much. Life is all about learning from the non-satisfactory things and not repeating the same non-satisfactory things.

I have been quite prudent with my spending but I am Joining the Frugal FIRE brand immediately!
We've been fed up of culture of that we only live once and as they say YOLO, hence stop worrying the future and live in the present so you'll be able to enjoy what we have right now better yet don't spoil the future.

We live in a world that's nothing is permanent and if you keep worrying about the future we won't see the goodness today and discontented.

I'm not saying don't save for the future as we always wanted to live our remaining lives to its fullest but how about you don't wake up tomorrow and all the money you save will be useless and unluckily you don't have the chance to enjoy every single of it.


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tee-rex
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September 20, 2018, 10:37:18 AM
 #79

I'm not saying don't save for the future as we always wanted to live our remaining lives to its fullest but how about you don't wake up tomorrow and all the money you save will be useless and unluckily you don't have the chance to enjoy every single of it.

Yeah, nothing is granted. No one is even granted or guaranteed to wake up next morning at all, so waking up with your money worth nothing may actually not look like the worst option. There's a saying that you should live every day like it was your last day, and one day you'll be right. On the other hand, if we took this saying too serious, then our allegedly last day on earth could actually turn out the last one if we decide to live it to its fullest as we see it.

The point is that there are always hidden options, trade-offs, loopholes, reservations, caveats, and the whole host of other things which can easily make any such idea look like its opposite.


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Today at 07:41:12 AM
 #80

Retiring early is a myth and stupidity.Somebody so successful in early life will try to achieve new goals and hieght. They are not going to sit idle after achieving current goals( this is the very first reason they become successful).
You are actually missing the point here. Firstly, there are certain things you can easily do in your early years in life that when you reach a certain stage will be difficult to achieve which is why trying to make those things achievable quickly is usually a good way to start than trying to achieve those things when your bones, mental alertness, and so many other things are struggling with little strength to drive them.

It is certainly not about being idle, it is just about saving up and investing in things that would give you time in the long run but that certainly depends on how smart you want to be anyway.

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