Whenever you first wander onto a section of the forum (or any forum) it is often helpful to take a read through the stickied threads.
Please read the following :
https://bitcointalk.org/index.php?topic=404191.0https://bitcointalk.org/index.php?topic=577765.0https://bitcointalk.org/index.php?topic=119896.0This should answer all of your questions about this section of the forum. Your question needs to be more direct, because of the open-ended nature of it we are unable to point you in exactly the right direction.
Nobody lends to newbies without collateral, and newbies receive negative reputation for asking without valid collateral.
