🔴🔴[BOUNTY (~ $200)] PEERFIN 🔥A P2P LENDING PLATFORM FOR EDU LOANS 🔴🔴🔴🔴

[bugslayer]

Peerfin is a peer to peer lending platform for educational loans.

Peerfin endeavors to provide the most accessible and affordable education loans based on the skill profile of the student rather than collateral. We assess students on their future earning potential, not just their credit history.
Our risk assessment includes, but is not limited to, multiple elements such as pre-study salary, university acceptance, and future income to ensure individual loan affordability; as opposed to only considering historical earnings data.


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Peerfin Token Airdop

The PFN token arising out of this has no security instrument tied to it and is a consumptive or utility token the value of which is determined by market demand and supply.

Peerfin is airdropping 1000 PFN Tokens to max 5,000 participants. Participate in our exclusive airdrop and complete all the required tasks to receive the tokens.


★TELEGRAM ★ TWITTER ★ Google Form

Airdrop Info - Phase 1

STARTING TIME : OCTOBER 11, 2018 (12:00 AM)
TOTAL AIRDROP VALUE : 5,000,000 PFN + BONUS
PRODUCT PLATFORM : NEM
Step-by-Step Guide:


Join Peerfin Telegram group - https://t.me/peerfin


Follow Peerfin on Twitter - https://twitter.com/peerfinio/


Fill out the google form - https://docs.google.com/forms/d/e/1FAIpQLSdqi6sprS-Ypwm4f3ez0Icho83ezP9DhDauCuxyYVlkqDFhhQ/viewform



General Rules


◆Spam and advertising other projects in the PEERFIN Telegram group will result in permanent ban from the group all exclusive airdrops.
◆Please do not discuss airdrop related topics in the PEERFIN Telegram group.
◆Claiming the airdrop with multiple accounts is strictly prohibited.
◆If we detect multiple claims the respective users will be banned from all our running and upcoming exclusive airdrops and lose all their rewards without any notification
◆The PFN token arising out of this has no security instrument tied to it and is a consumptive or utility token the value of which is determined by market demand and supply.

Telegram Rule


◆You must register a real account, and only one reward per telegram user and Bitcointalk user.
◆At least 3 posts in a week.
◆You must not discuss bounty topics in the telegram group.
◆Active participation in discussion is required once in a week
◆SPAM and non-constructive discussions are not taken into account.
Twitter Rule


◆You must have at least 85% of real followers on Twitter.
◆Multiple account registrations are not allowed.
◆3 Tweets per week are required.
◆Spamming, Trolling or any bad conduct will result in being disqualified and blacklisted.
◆If a participant is found cheating, they will immediately be disqualified and added to the blacklist.

Google Form Rule
◆By submitting this form you confirm that all provided details are correct and you completed all of the required steps above. There is no way to change it afterward.
Bonus Drop:
100 PFN - Follow our Instagram channel - https://www.instagram.com/peerfin.io/
100 PFN - Follow our Medium channel - https://medium.com/peerfin
Instagram and Medium Rules
◆You must have a real Instagram/Medium account.
◆Multiple account registrations are not allowed.
◆Spamming, Trolling or any bad conduct will result in being disqualified and blacklisted.

Additional Info:

Total Supply - 9B PFN
Airdrop Phase 1 - 5M PFN
Airdrop Value - $200
Download our Whitepaper - https://www.peerfin.io/whitepaper.pdf

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[bugslayer]

 For more details please visit our website www.peerfin.io and airdrop website www.peerfin.io/airdrop.

Thanks.

[pozmu]

I understand you didn't want to put full images here but putting text links instead is also bad - just create smaller images (thumbnails) and link them to full images.

[salin007]

  HI guys,
Is there any bounty for translation? I can translate your whitepaper or other english contents to Hindi.

[bugslayer]

  HI guys,
Is there any bounty for translation? I can translate your whitepaper or other english contents to Hindi.

Yes. We do. Please contact directly via Telegram - @peerfin

[Nekoma2018]

Hmmm it would be nice if youd expantaiate on how this loan will be implemented...

[bugslayer]

Hmmm it would be nice if youd expantaiate on how this loan will be implemented...

Peerfin endeavors to provide the most accessible and affordable education loans based on the skill profile of the student rather than collateral. We assess students on their future earning potential, not just their credit history.
Our risk assessment includes, but is not limited to, multiple elements such as pre-study salary, university acceptance and future income to ensure individual loan affordability; as opposed to only considering historical earnings data.

Our AI engine processes the data and assigns SPQ (Student Performance Quotient), a proprietary credit rating method to each listing. Our innovative model assesses on the potential, among other variables, not just a student's current circumstances and credit history.

Peerfin then converts SPQ rating into notes. This rating is a letter that indicates the level of risk associated with a listing and corresponds to an estimated average annualized loss rate range for the listing.
After a listing is posted, lenders can place bids on that listing until the listing has received bids totaling the requested loan amount. The minimum amount a lender may bid is $50. All bids may be up to 100% of the requested loan amount. The funds are then processed to the university.

[bugslayer]

Hmmm it would be nice if youd expantaiate on how this loan will be implemented...

We view consumer finance delivered through Peerfin as a significant new market opportunity. Critical drivers of online lending include the following:
• The possibility of lower interest rates for Borrower and attractive interest rates for investors:
• Ease of Process;
• The possibility for all members to help each other by participating in the platform
to their mutual benefit; and
• Growing acceptance of the internet as an efficient and convenient forum for
consumer transactions.

[bugslayer]

Hmmm it would be nice if youd expantaiate on how this loan will be implemented...

There are many areas where we help our Borrowers.
Cross-border transactions
If a student from India applied for a loan in June 2018 for $85,000 for his masters, he/ she would have to loan INR 57,80,000 (Fifty-Seven Lakh Eight Hundred Indian Rupees) form the local bank.
Historically, the Indian Rupee reached an all-time high of 74.33 in October of 2018. $85,000 in October would be 63,18,050 (Sixty Three Lakh Eighteen Thousand Fifty Indian Rupees).
That means a student who secured loan in June will have to pay the difference of 5,38,050 (Five Lakh Thirty-Eight Thousand Fifty Indian Rupees), i.e., $7328 + the interest on the disbursed amount in INR which will change according to the exchange rates.

Peerfin helps students to avoid the FX risks involved when availing loans. Our loans are in GBP, USD, and EUR in phase 1. Since the loan disbursements are processed in the university accepted currency, the student is saving at least $3000 - $10,000 of FX risk.