Why do people get credit cards loan?

[Kamilaz]

Because...people want things they can't afford. never let a credit card loan lead to your bankruptcy.

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[Pgilbert]

in my country those loans give more money that people have, so most of us it buy something they can afford, the bad thing is, they do it with money they don't have, to buy something they can't afford.

[Dorodha]

Credit card loans have a lot of benefits and a lot of interest shopping online or in-store purchases - both using credit cards and relying on credit cards for air tickets and hotel bookings abroad. Sitting here I can buy tickets for different airlines around the world. Apart from that you can get a discount if you buy tickets on these cards we give a part of it to the customer the bank gets a lot of profit from it.

[peter0425]

Because...people want things they can't afford. never let a credit card loan lead to your bankruptcy.

There are some responsible credit card holder mate and not all people are having that mind set.

Like me when i was new in having credit card,I tend to get 1 because sometimes situation comes that i am lacking of cash since i have a family to fed,so credit card is my Night and shining armor to provide for what my family needs.

But now,i already surrendered all my cards since i Have my Crypto wallet that in cases that My pocket is out of money still there is my option.

[RomiRenata23]

Credit card loan is helpfull for half people in urgent needed, but you must wisely use it.

[Rob S Clinton]

Advantages Credit Card Loan is you can borrow money in urgently needed, a lot cashback for buying stuff,
With identity confirmed in a bank, you will get easy to buying anything, or credit anything you want with monthly payment to Credit Card

[satsmainman]

That kind of loan is clearly not for everyone, i would say it's for people with a more stable financial ground and don't like to carry cash around. The credit card loan scheme your illustrated above is very hilarious, do people actually do that? That's really unbelievable!

[devil2man]

Why not?  Its free money if you know how to work it.

1. Open a rewards card
2. Reach minimum spend to gain rewards (usually 500-1500 dollar value)
3. Open zero percent balance transfer card to payoff the minimum spend on the rewards card
4. slowly pay off zero percent balance card in 12-24 month 0% period.
5. watch your credit score, maximum credit limit, and reward offers go through the roof.

I haven't paid for an airport lounge or hotel room since i started churning credit cards nor have i run out of points or paid a cent in interest.

in fact it is an intelligent use of credit cards, personally I had never thought of a card with a rewards program in fact it is almost free money, I don't really like the part of the repayment in in monthly installments but I think I will try to open one too

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[bitterguy28]

Because they don't know how greed will come after and the risk of being compromised  , let them experience it themselves .

[mich]

We get credit card loans so we can buy things when we do not have enough money saved. I use my credit card to make purchases so that I have more money in my bank account.

Make it a realty to not pay credit card interest was hard for me. This here is the hardest part for me when I am behind on my bills.

[BADecker]

Why do people get credit cards loan?


To build up their money owed to banks to like $50,000 or higher, and then to stop making payments. Of course, they set their life up in ways where they don't own anything the banks might take... placing all their stuff in trust. Then, in court, if they don't win... even though banks can't loan credit, legally... they make sure that they can get set up where they pay off their debt a dollar a day.

But winning against the banks is very possible. Karl Lentz can show you how to do it - https://www.youtube.com/c/CraigLynch/videos. But you,ll have to search for it.

Or you can go to http://voidjudgments.net/ and https://www.whatliesinyourdebt.com/.

Oh, and if anyone thinks that this is immoral or unethical, it isn't. When the borrower signed the credit card application, he really issued an open-ended negotiable instrument to the banks. All of his CC borrowing is really a creation of new money... not a loan at all... at least not in the final analysis.


Search on "Tom Schauf bank freedom" - https://duckduckgo.com/?t=lm&q=Tom+Schauf+bank+freedom&ia=web.

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[Wolfblood200$]

Credit card makes you spend more than you make
Obvious reasons why people get into debts is also the simplest
Credit cards makes it possible for people to out spend their earnings

[Ghost000]

I think,People get credit cards loans for various reasons, such as making large purchases that they can't afford to pay for upfront, paying for unexpected expenses, building their credit score, earning rewards or cashback, and for the convenience of not carrying cash. Credit cards can also offer low-interest rates and flexible payment options, making them an attractive borrowing option for some individuals.