Which stablecoin is the most reliable?

[r32godzilla]

There is a big problem that we are in a crypto and we are fighting for new decentralized world, but we use centralized stable coins to protect us before losses. But why not to give a chance to truly decentralized stablecoins like DAI, QDAO. Think about it because in decentralized stablecoins you do not have to be afraid that one day SEC or another institution come and ban your stablecoin, something like is happening to Tether.