You have misunderstood some things about how Bitcoin works (not your fault, the current explanations are terrible).
Thank you for clarifying the topic for me. Yes, I can see the benefit of being able to transfer money without using banks. I'm pretty annoyed with bank fees myself. Unfortunately the current lack of shops where bitcoin is accepted is a large stubbling block. However I'll keep an open mind about it and we'll see what develops in the future.
Priority 1 Design
Glad to help. I agree, there aren't currently enough shops that accept Bitcoin but we're getting there.