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Author Topic: Need $1000 Loan. Have collateral  (Read 422 times)
jamalaezaz
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February 25, 2019, 02:25:38 PM
 #1

Hi.

I need $1000 Loan.
I have a youtube channel with 61k Subscribers, I can give as collateral..

Repayment Time: 2 months.


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shasan
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February 25, 2019, 02:27:30 PM
 #2

Hi.

I need $1000 Loan.
I have a youtube channel with 61k Subscribers, I can give as collateral..

Repayment Time: 2 months.


I do not think it is valid collateral. Can you offer valid collateral which can be sold at any time for 1000$?
jamalaezaz
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February 25, 2019, 05:51:45 PM
 #3

Hi.

I need $1000 Loan.
I have a youtube channel with 61k Subscribers, I can give as collateral..

Repayment Time: 2 months.


I do not think it is valid collateral. Can you offer valid collateral which can be sold at any time for 1000$?
it is valid collateral. it's much more valuable than the loan.

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February 25, 2019, 05:58:40 PM
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 #4

it is valid collateral. it's much more valuable than the loan.

Unfortunately, most accounts are not considered valid collateral.
As long as the good can be recovered by social engineering ("my computer & account has been hacked.."), you will have a hard time in finding a lender willing to help you with a loan.  Undecided

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February 26, 2019, 12:38:04 AM
 #5

It appears selling a YouTube channel is against their TOS, and as such the account may get closed if google finds out about it being used as collateral (or of a transfer).

Further, YouTube channels make money because their owners create content that generates ad revenue. However if a channel is transferred, the prior owner would almost certainly not be creating additional content, and without ongoing additional content, the number of views your videos will get will decline (a lot) over time. When the video views go does, so does the ad revenue.

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February 26, 2019, 01:27:33 AM
 #6

It appears selling a YouTube channel is against their TOS, and as such the account may get closed if google finds out about it being used as collateral (or of a transfer).

Further, YouTube channels make money because their owners create content that generates ad revenue. However if a channel is transferred, the prior owner would almost certainly not be creating additional content, and without ongoing additional content, the number of views your videos will get will decline (a lot) over time. When the video views go does, so does the ad revenue.

Not only that, AdSense only pays out to the original owner so the lender doesn't have access to the funds at all.

Plus, its unknown if the account has paid subs so its value could be more or less zero.

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February 26, 2019, 01:38:05 AM
Merited by nutildah (2)
 #7

it is valid collateral. it's much more valuable than the loan.
How it can be more valuable than the loan? Will lender be able to sell the channel by 1000$. What will be done by the channel that its value will be more than 1000$?
I think it is like an old t-shirt with which you might have some memory so that might be too much precious to you but that has no value to others. Because:
1. The new owner will not take payment for Adsense as you are the owner of the Adsense.
2. If the owner change Adsense then youtube/google suspend the account or ask for verification as info has been changed.
3. You can report that the account has been hacked.
4. you can report that the account has been bought.
5. your content and the new owner's content will not be the same so his income will not be good.
6. And many more.
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March 12, 2019, 04:33:00 PM
 #8

Hey, If you have so many subscribers on youtube, we can arrange some kind of deals of marketing where you get paid commissions in btc for your services per person that signs up , let me know if interested.
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March 12, 2019, 09:58:58 PM
 #9

Check OP's trust rating. This is not the first time he tried to scam. Do not loan him money!

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