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Author Topic: Need a loan 20 bitcoins  (Read 364 times)
hilipon (OP)
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March 30, 2019, 09:27:28 AM
 #1

Hello everybody! I’m a newbie here and this is my first post. I am looking for someone who can give me a loan of minimum 20 bitcoins. Please note that this is a long term with high interest rate. Minimum 6 months. The topic is open for discussion, but if you have the coins and want to discuss detail send me e-mail to: service.tbilisi@gmail.com
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BitcoinGirl.Club
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March 30, 2019, 09:31:56 AM
 #2

Hello everybody! I’m a newbie here and this is my first post. I am looking for someone who can give me a loan of minimum 20 bitcoins. Please note that this is a long term with high interest rate. Minimum 6 months. The topic is open for discussion, but if you have the coins and want to discuss detail send me e-mail to: service.tbilisi@gmail.com
Do you understand how much is 20BTC LOL
You are a nut, the real one 🤣

Anyway, do you have any collateral ?

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shasan
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March 30, 2019, 09:34:50 AM
 #3

Hello everybody! I’m a newbie here and this is my first post. I am looking for someone who can give me a loan of minimum 20 bitcoins. Please note that this is a long term with high interest rate. Minimum 6 months. The topic is open for discussion, but if you have the coins and want to discuss detail send me e-mail to: service.tbilisi@gmail.com
I won't have that amount. Why you have not mentioned the collateral so that the perfect lender can contact you. You are a newbie and you have not posted any info about collateral. So, I think you won't get any loan and DT may tag you for asking a non collateral loan.
hilipon (OP)
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March 30, 2019, 09:36:09 AM
 #4

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
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March 30, 2019, 09:39:00 AM
 #5

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Just show what are you have. Then if you've good project, do you didn't think for idea fund-raising through an ICO?
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March 30, 2019, 09:39:06 AM
 #6

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.

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hilipon (OP)
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March 30, 2019, 09:47:05 AM
 #7

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.
Yabes
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March 30, 2019, 09:48:51 AM
 #8

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.
Go to bank, it's not place supposed.
shasan
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March 30, 2019, 09:49:42 AM
 #9

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.
Why you are here? Go to the bank and ask for a loan as all property is non-transferable the internet. From here you will get 0 loans.
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March 30, 2019, 09:53:24 AM
 #10

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.
How are you going to make all these assessable for the lender? I am just curious about your ideas by the way.

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Parodium
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March 30, 2019, 09:55:23 AM
 #11

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.

Which country are these assets located in?
shasan
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March 30, 2019, 09:56:34 AM
 #12

How are you going to make all these assessable for the lender? I am just curious about your ideas by the way.
I think op has few free times that's why passing that time here. S/he knows that s/he will not get any payment from here.
hilipon (OP)
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March 30, 2019, 09:58:34 AM
 #13

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.

Which country are these assets located in?
Georgia *country in eu
DireWolfM14
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March 30, 2019, 10:07:50 AM
Merited by LoyceV (1)
 #14

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.

Are you in the United States?  If so, I can give an $80k loan, as long as I can secure your real estate assets as collateral, and combined they are worth at least $96k.  But just so you know up front: I'll charge you a shittonne more interest that JP Morgan Chase, like 20% APR, compounding monthly.  This is pretty typical of hard-money loans.

If you're serious (which I doubt) send me a PM.  Otherwise, expect another red-tag.  Wink

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BitcoinGirl.Club
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March 30, 2019, 10:08:29 AM
 #15

How are you going to make all these assessable for the lender? I am just curious about your ideas by the way.
I think op has few free times that's why passing that time here. S/he knows that s/he will not get any payment from here.
Same here LOL
I am waiting for Man City match to start. In the mean time, I have a lot of spare time so I am trying to use them 🤣



If you're serious (which I doubt) send me a PM.  Otherwise, expect another red-tag.  Wink
You are blackmailing the user 😛

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hilipon (OP)
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March 30, 2019, 10:11:45 AM
 #16

I dont see 20 btc as huge amount, especially when you need it for serious business project. Yes i have collateral, many options.
Please list your collaterals.


house, car, land, other valuable assets, digital works.

Are you in the United States?  If so, I can give an $80k loan, as long as I can secure your real estate assets as collateral, and combined they are worth at least $96k.  But just so you know up front: I'll charge you a shittonne more interest that JP Morgan Chase, like 20% APR, compounding monthly.  This is pretty typical of hard-money loans.

If you're serious (which I doubt) send me a PM.  Otherwise, expect another red-tag.  Wink
I am not in the US, but I can pay you tickets *both ways, its Georgia country, yes the assets are worth more than 90k, but i have no promise to give you interest rate of 20% monthly!!!
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March 30, 2019, 10:12:32 AM
Merited by Vod (2)
 #17



If you're serious (which I doubt) send me a PM.  Otherwise, expect another red-tag.  Wink
You are blackmailing the user 😛

That's not my intent, but I see why someone might think that.  My apologies.  

I am not in the US, but I can pay you tickets *both ways, its Georgia country, yes the assets are worth more than 90k, but i have no promise to give you interest rate of 20% monthly!!!

I retract my offer.  I'm not willing to attempt to secure real estate outside the U.S.  And for clarity that was 20% annual interest rate, compounding monthly. 

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.
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March 30, 2019, 10:15:21 AM
 #18

I dont see 20 btc as huge amount
That's what all people who don't have money say when they ask for a huge loan.

I am not in the US, but I can pay you tickets *both ways, its Georgia country
That sounds like a great way to get robbed!

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March 30, 2019, 10:15:42 AM
Merited by LoyceV (1)
 #19



That's not my intent, but I see why someone might think that.  My apologies. 
Easy. I was just kidding.

@OP please check your feedback page. I left a warning for you. I hope in the future you don't do the same. Please read the forum and be a part of the community. May be some day people will help you if they see a real reason. Also, always be realistic.



Good luck.

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hilipon (OP)
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March 30, 2019, 10:23:02 AM
 #20



If you're serious (which I doubt) send me a PM.  Otherwise, expect another red-tag.  Wink
You are blackmailing the user 😛

That's not my intent, but I see why someone might think that.  My apologies.  

I am not in the US, but I can pay you tickets *both ways, its Georgia country, yes the assets are worth more than 90k, but i have no promise to give you interest rate of 20% monthly!!!

I retract my offer.  I'm not willing to attempt to secure real estate outside the U.S.  And for clarity that was 20% annual interest rate, compounding monthly. 
Annual interest rate can be 24-25 %. I can pay that. I have land, car, house, all of which are very good priced on the market. If you are afraid of something we can clear all out on video chat.
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March 30, 2019, 10:29:37 AM
 #21

Easy. I was just kidding.

No problem, but you're right; the way I worded the warning wasn't clear.  I certainly didn't mean it the way it sounded.

PS; Go Liverpool!  Grin

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March 30, 2019, 10:30:02 AM
 #22

I dont see 20 btc as huge amount
That's what all people who don't have money say when they ask for a huge loan.

I am not in the US, but I can pay you tickets *both ways, its Georgia country
That sounds like a great way to get robbed!
I don't have money, but i have all other things, I invested all i had, need more.
How can you get robbed? Is US only secure place on a planet earth? !!
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March 30, 2019, 10:32:03 AM
 #23

I dont see 20 btc as huge amount
That's what all people who don't have money say when they ask for a huge loan.

I am not in the US, but I can pay you tickets *both ways, its Georgia country
That sounds like a great way to get robbed!
I don't have money, but i have all other things, I invested all i had, need more.
How can you get robbed? Is US only secure place on a planet earth? !!
As the property is not based on virtual, you cant take loan virtually. You should go to a bank or well-known person who does lending business to take the loan by giving your property as collateral.
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March 30, 2019, 10:39:54 AM
 #24



That's not my intent, but I see why someone might think that.  My apologies. 
Easy. I was just kidding.

@OP please check your feedback page. I left a warning for you. I hope in the future you don't do the same. Please read the forum and be a part of the community. May be some day people will help you if they see a real reason. Also, always be realistic.



Good luck.

What's the warning?
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March 30, 2019, 10:43:23 AM
 #25

@OP please check your feedback page. I left a warning for you. I hope in the future you don't do the same. Please read the forum and be a part of the community. May be some day people will help you if they see a real reason. Also, always be realistic.
Jocking!!
If you left negative trust is there anything loss of OP? And your neutral trust is nothing can help/prevent. The only thing is fit which already given by Condoras. Newbie with a red trust is enough. No need multi-tag or neutral tag for them.
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March 30, 2019, 10:51:54 AM
 #26

I retract my offer.  I'm not willing to attempt to secure real estate outside the U.S.  And for clarity that was 20% annual interest rate, compounding monthly.  
Annual interest rate can be 24-25 %. I can pay that. I have land, car, house, all of which are very good priced on the market. If you are afraid of something we can clear all out on video chat.

It can be difficult enough dealing with lawyers and contracts in my preferred language; English, let alone attempting to translate.  So, yes I am afraid.  Also, if the loan is defaulted and I have to try to sell property in a country I have no familiarity with, that could cost a lot more than I potentially stand to gain by providing the loan.  The risk is too high for the upside, hence my retraction.

Like Shasan suggests, you are probably better off searching for a loan from a bank or a real estate investment firm in Georgia.


Jocking!!

I think that was in reference to calling me out for "blackmail."

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March 30, 2019, 11:02:12 AM
 #27

I retract my offer.  I'm not willing to attempt to secure real estate outside the U.S.  And for clarity that was 20% annual interest rate, compounding monthly.  
Annual interest rate can be 24-25 %. I can pay that. I have land, car, house, all of which are very good priced on the market. If you are afraid of something we can clear all out on video chat.

It can be difficult enough dealing with lawyers and contracts in my preferred language; English, let alone attempting to translate.  So, yes I am afraid.  Also, if the loan is defaulted and I have to try to sell property in a country I have no familiarity with, that could cost a lot more than I potentially stand to gain by providing the loan.  The risk is too high for the upside, hence my retraction.

Like Shasan suggests, you are probably better off searching for a loan from a bank or a real estate investment firm in Georgia.
Lawyers, contracts and translation is very easy, English is like second language for all educated people here. All the paper work is very cheap, including lawyers fees. People are friendly and hospitality is a key for us, lahere nd house or car can be evaluated and compared to market values, if anything goes wrong i will help you to sell, which is basically very easy.
Im not interested to find locals because, people here want 2 dollars from investing one, market is very attractive, level of competition is low and if you have good business here earnings are high.
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March 30, 2019, 11:45:39 AM
 #28

Lawyers, contracts and translation is very easy, English is like second language for all educated people here. All the paper work is very cheap, including lawyers fees. People are friendly and hospitality is a key for us, lahere nd house or car can be evaluated and compared to market values, if anything goes wrong i will help you to sell, which is basically very easy.
Im not interested to find locals because, people here want 2 dollars from investing one, market is very attractive, level of competition is low and if you have good business here earnings are high.
Maybe apply for a bank loan then? From the information posted here, banks certainly will be interested in giving you a huge loan by taking your assets as collateral. They want to give money to people who have assets lol I doubt anyone from bitcointalk will fly all the way to Georgia to fill your loan.
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March 30, 2019, 11:48:42 AM
 #29

Lawyers, contracts and translation is very easy, English is like second language for all educated people here. All the paper work is very cheap, including lawyers fees. People are friendly and hospitality is a key for us, lahere nd house or car can be evaluated and compared to market values, if anything goes wrong i will help you to sell, which is basically very easy.
Im not interested to find locals because, people here want 2 dollars from investing one, market is very attractive, level of competition is low and if you have good business here earnings are high.
Maybe apply for a bank loan then? From the information posted here, banks certainly will be interested in giving you a huge loan by taking your assets as collateral. They want to give money to people who have assets lol I doubt anyone from bitcointalk will fly all the way to Georgia to fill your loan.
Hello there, local banks deny loans on startup businesses here, they want well established business to give a loan, especially when it's related to crypto or technology.
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March 30, 2019, 11:59:06 AM
 #30

Lawyers, contracts and translation is very easy, English is like second language for all educated people here. All the paper work is very cheap, including lawyers fees. People are friendly and hospitality is a key for us, lahere nd house or car can be evaluated and compared to market values, if anything goes wrong i will help you to sell, which is basically very easy.
Im not interested to find locals because, people here want 2 dollars from investing one, market is very attractive, level of competition is low and if you have good business here earnings are high.
Maybe apply for a bank loan then? From the information posted here, banks certainly will be interested in giving you a huge loan by taking your assets as collateral. They want to give money to people who have assets lol I doubt anyone from bitcointalk will fly all the way to Georgia to fill your loan.
Hello there, local banks deny loans on startup businesses here, they want well established business to give a loan, especially when it's related to crypto or technology.
I doubt it works that way. They will be taking your collateral for a reason. Like they don't care if your business is a hit or a miss, if you can't afford paying the loan back they will just sell your assets and get the money back. I'd definitely give you a loan if I was a bank. Your knowledge on finance seems weak, apply to a bank you'll get this loan as all the banks in the world follow the same standard lending procedures.
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March 30, 2019, 12:47:08 PM
 #31

Hello there, local banks deny loans on startup businesses here, they want well established business to give a loan, especially when it's related to crypto or technology.
Yes, you are right local banks will deny loans on startups. Your country's bank policy is same as like mine.
But you should check alternatives in your country and I'm sure your country has such private entities, private lenders etc.
Though I believe these private entities and lenders will ask for the higher interest rate which will be a pain in the ass for sure.
Bitcointalk doesn't work the way you have approached... Everything has their own rules & regulations. I hope you can understand the system.


I doubt it works that way. They will be taking your collateral for a reason. Like they don't care if your business is a hit or a miss, if you can't afford paying the loan back they will just sell your assets and get the money back. I'd definitely give you a loan if I was a bank. Your knowledge on finance seems weak, apply to a bank you'll get this loan as all the banks in the world follow the same standard lending procedures.
Banks see the business before they issue a loan, not the collateral. Just to secure the Bank they take collateral. Banks do not give a loan just because you have high valued properties.
And in many counties afaik Banks do not provide loans to startups, the minimum business age requirement is 2 or 3 years and it varies bank to bank.
This is the policy of my country banks and I assume OP's country is following the same policy.
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March 30, 2019, 12:50:10 PM
 #32

Banks see the business before they issue a loan, not the collateral. Just to secure the Bank they take collateral. Banks do not give a loan just because you have high valued properties.
And in many counties afaik Banks do not provide loans to startups, the minimum business age requirement is 2 or 3 years and it varies bank to bank.
This is the policy of my country banks and I assume OP's country is following the same policy.
Who said take a business loan? Take a personal loan on the basis of your valued assets? He is asking for 20 bitcoins which isn't a big amount for the banks to sponsor on the basis of his assets. Banks want to loan you as desperately as you want the loan if you have valid collateral.
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March 30, 2019, 01:02:21 PM
 #33

Banks see the business before they issue a loan, not the collateral. Just to secure the Bank they take collateral. Banks do not give a loan just because you have high valued properties.
And in many counties afaik Banks do not provide loans to startups, the minimum business age requirement is 2 or 3 years and it varies bank to bank.
This is the policy of my country banks and I assume OP's country is following the same policy.
Who said take a business loan? Take a personal loan on the basis of your valued assets? He is asking for 20 bitcoins which isn't a big amount for the banks to sponsor on the basis of his assets. Banks want to loan you as desperately as you want the loan if you have valid collateral.
OP mentioned business, that's why I wrote the rules of business loan.

Regarding personal loan,
the one who takes the loan still need to show proof of income during the time you applied for the loan. So only valid collateral doesn't work in regards to issuing a loan.

In my country, BTC20 = $80k+ is not considered as a personal loan afaik. The maximum amount could be $10k to $15k which is considered as personal loan as far as I remember.
And for the personal loan in my country you don't need to provide collateral, you just need a solid proof of income (a job or a business).

I believe every country has its own banking rules, except the common rules they must follow from the world bank.
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March 30, 2019, 03:37:32 PM
 #34

Banks see the business before they issue a loan, not the collateral. Just to secure the Bank they take collateral. Banks do not give a loan just because you have high valued properties.
And in many counties afaik Banks do not provide loans to startups, the minimum business age requirement is 2 or 3 years and it varies bank to bank.
This is the policy of my country banks and I assume OP's country is following the same policy.
Who said take a business loan? Take a personal loan on the basis of your valued assets? He is asking for 20 bitcoins which isn't a big amount for the banks to sponsor on the basis of his assets. Banks want to loan you as desperately as you want the loan if you have valid collateral.
Banks here *Georgia doesn't count collateral, they count risk factors, and when you are new business they easily say no, because they want to deal with well established businesses, they prefer to lower own risks to the bare minimum, nobody wants to deal with your collateral take it and sell, they just want to earn money on their percentages.
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March 30, 2019, 04:35:33 PM
 #35

Banks here *Georgia doesn't count collateral, they count risk factors, and when you are new business they easily say no, because they want to deal with well established businesses, they prefer to lower own risks to the bare minimum, nobody wants to deal with your collateral take it and sell, they just want to earn money on their percentages.

This is somewhat telling.  I don't quite understand why the banks would not accept real property as collateral, unless of course the real estate is already under mortgage.  If the property is owned by you, with no outstanding liens, and the banks will still not accept it as collateral that shows the risk involved in fulfilling your loan is more than the potential gain.  Banks are in the business of making money, and they tend to be risk averse.  In my opinion there is no better judge of the risk inherent in your request than the banks in your country.

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